Cease & Desist letter
- OK Guys
For those having trouble opening the attachment, Here
it is below. Sorry about that. Ed
7000 1111 2222 3333 4444
July 12, 2003 Your Name
In response to your letter dated July 07,2003. This is
not a refusal to pay, but a notice that your claim is
disputed. This is a request for validation made
pursuant to the Fair Debt Collection Practices Act.
(FDCPA) Please complete the attached Form and follow
its instructions and your claim will be processed as
soon as this information is received.
Please be advised that I am not requesting a
"verification" that you have my mailing address, or
that of the original creditor. I am requesting
"VALIDATION", that is, competent evidence that I have
some contractual obligation to pay you.
You should also be aware the sending unsubstantiated
demands for payment through the United States Mail
System might constitute mail fraud under Federal and
State laws, and you may wish to consult with a
competent legal adviser before your next communication
This is also your one and only notification, that I
will only negotiate with the original creditor/s.
You will not telephone me at home or at work, neither
will you communicate with me further, except as noted
above, or as provided by law. I did not hire you and
will not be in need of your services. Public Law
95-109 & 99-361 of the FDCPA provides me with these
rights. Your failure to comply will result in civil
and criminal law suits against you and your company
and swift filing of a complaint with the Federal Trade
Commission and the Attorney General's Office of your
State. I will document all contact and record all
conversations to enforce these laws. If any negative
credit information is placed with the credit reporting
bureaus by your company after the date of receiving
this certified Cease and Desist letter, a law suit
against you and your company for all legal remedies
afforded me by law Will result.
Your failure to satisfy this request within the
requirements of the FDCPA will be construed as your
absolute waiver of any and all claims against me, and
your tacit agreement to compensate me for cost and
You have (15) fifteen days of receipt of this notice
to comply with this request.
(place this line in footer)
This is an attempt to make a debt collector obey the
law. Any information obtained will be used for that
DEBT COLLECTOR DISCLOSURE STATEMENT
Name and address of Collector (assignee)
Name and address of alleged Debtor
What are the terms of assignment for this alleged
account ? You must attach all facsimile of any records
relating to such terms.
Have any insurance claims been made by any creditor or
assignee regarding this alleged account?
Yes / No (If yes attach all supporting documentation)
Has the purported balance of this alleged account been
used in any tax deduction claim ? Yes / NO (If yes
attach all supporting documentation)
List all the particular products or services sold by
the Debt Collector to the alleged Debtor and the
dollar amount of each, and attach with all supporting
Does there exist a verifiable bona fide, original
commercial instrument between Debt Collector and
alleged Debtor containing alleged Debtors bona fide
signature ? Yes / No (If yes, attach all supporting
Does there exist verifiable evidence of an exchange of
benefits or detriment between Debt Collector and
alleged Debtor ? Yes / No (If yes, attach all
Has Debt Collector a bona fide affidavit of assignment
for entering into alleged original contract between
alleged Original Creditor and alleged Debtor ?
Yes / No (If yes, attach all supporting documentation)
Upon failure or refusal of Debt Collector to validate
this collection action, Debt Collector agrees to waive
all claims against the alleged Debtor named herein and
pay alleged Debtor for all costs and Attorney fees
involved in defending this collection action.
The undersigned hereby declares under penalty of
perjury of the laws of this State, and of his State
that the statements made in this Debt Collector
Disclosure Statement are certified as being truer and
correct in accordance with his first hand knowledge
Authorized Signature of Debt Collector
Please return this completed Form and attach all
assignments or other transfer agreements that would
establish your right to collect this alleged debt.
Your claim cannot be considered if any portion of this
Form is not completed and returned with the required
documents. This is a request for validation made
pursuant to the Fair Debt Collection Practices Act. If
you do not respond as required by law, your claim will
not be considered and you may be liable for damages
for continued collection efforts. Please allow (30)
thirty days for processing after receipt of your
request. You have (15) fifteen days of receipt of this
notice to comply with this request.
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