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Re: [tips_and_tricks] Re: debt collectors

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  • ANDY
    I believe that the agency can only try to legally collect what they actually paid for the debt.. ... __________________________________________________ Do you
    Message 1 of 2 , Jan 30, 2003
      I believe that the agency can only try to legally
      collect what they actually paid for the debt..
      --- Tim Kiley <tjk9161@...> wrote:
      > I always thought that if a collection agency paid
      > something of value for a "debt" then the original
      > obligation was extinguished. I believe this is a
      > UCC argument.
      > I have a letter I have sent to numerous "collection
      > agencies" asking four simple questions. They never
      > write back to answer or pursue the "collection" or
      > they sell the "debt" to another agency (who then
      > gets four questions from me!).
      > Tim Kiley
      > ----- Original Message -----
      > From: P. L. Reeves
      > To: tips_and_tricks@yahoogroups.com
      > Sent: Wednesday, January 29, 2003 2:23 AM
      > Subject: RE: [tips_and_tricks] HELP!!! debt
      > collectors violating my rights
      > I don't know if this will help, since we live in
      > California. Nevertheless, I had researched the laws
      > regarding "collection agencies" on behalf of my
      > brother. After he sent this letter to the
      > collection agency they backed off and has not sent
      > him anything more or called him since. Since the
      > laws are based upon the USC (United States Code), it
      > would imply that ALL collection agencies operate
      > under federal law, thus it would seem to me that all
      > of them operate under the same restraints. The only
      > time that the law gives them the authority to
      > actually go after the consumer is were "property"
      > was involved. Let me know how it works out.
      > PLR
      > -----Original Message-----
      > From: txsailorboy [mailto:txsailorboy@...]
      > Sent: Tuesday, January 28, 2003 12:04 PM
      > To: tips_and_tricks@yahoogroups.com
      > Subject: [tips_and_tricks] HELP!!! debt collectors
      > violating my rights
      > Tomorrow I go to court.
      > Can anyone cite a Texas case or a U.S.
      > 5th circuit or Supreme court case that
      > parallels HOLCOMB v.WYCKOFF --where a collector
      > is not entitled to collect on a debt more
      > than what he paid for it? Thanks
      > Maybe just in time. I have a cc issue in
      > court tomorrow. They never answered discovery.
      > I wanted the tansaction ledger that would
      > show where they put money from their account
      > into mine to pay the merchants. Of course they
      > couldn't do this. Then i asked for a
      > certifed verifiable contract between me and the
      > collector---the CC's charged it off two years
      > ago. They only sent copies of an application
      > with my purported signature. This is the 2nd
      > collector. The first filed motion to substitute
      > counsel--so don't know if it&nb sp; was sold
      > or assigned or what.-- Again discovery has
      > been denied in favor of a summary judgement
      > via summissions. I understand the void
      > judgement concept--so far the only thing close
      > to a 1st hand credible witness against me is
      > a copy of an affidavit of an officer of the
      > company that

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