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JULY 1 CREDIT INFO GOES OUT TO PUBLIC/opt out

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  • Carlos Villanueva
    From: Joseph M. Montoya Sent: Monday, June 30, 2003 11:54 PM Subject: JULY 1 CREDIT INFO GOES OUT TO PUBLIC/opt out If you haven t already done so: Read below
    Message 1 of 2 , Jun 30, 2003
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      From: Joseph M. Montoya
      Sent: Monday, June 30, 2003 11:54 PM
      Subject: JULY 1 CREDIT INFO GOES OUT TO PUBLIC/opt out

      If you haven't already done so:

      Read below (and do follow the listed prompts, they
      work)

      Subject: Credit Reports Go Public in July 2003
      : FW: Credit Reports Go Public in July 2003
      * REMOVE YOUR NAME ASAP

      Make sure you do this !
      YOUR CREDIT REPORT GOES PUBLIC IN JULY!

      REMOVE YOUR NAME ASAP

      Your Credit: Personal Information goes public
      Starting July 1st, 2003, the
      four major credit bureaus in the US (Equifax, etc.)
      will be allowed to
      release credit info, mailing addresses, phone
      numbers, etc., to ANYONE
      who requests it. If you do not want to be included in
      this release of your
      personal information, you can call 1-888-567-8688.
      Once the message starts
      you will want option #2 (even though option #1
      refers to this email, push
      #2) and then option #3.

      Be sure to listen closely, the first option is only
      for a two-year period.

      Make sure you wait until they prompt for the third
      option, which opts you
      out FIVE YEARS. You should receive their paperwork
      in the mail confirming
      the "opting out" in less than one week after making
      the call.

      PASS THIS MESSAGE ON TO ALL IN YOUR ADDRESS BOOK,
      FRIENDS AND FAMILY.


      =====
      www.cvinternacional.com

      www.mexicanosenelexterior.com

      Carlos Villanueva.
      President
      C&V International (PR, Marketing, Promotion & Business Development)
      Toll Free. 1-877-751-3398, Fax: 626-599-9521;
      Washington DC. 202-466-0805, Beverly Hills. CA. 310-860-5626,
      Pasadena: (626) 359-7156, Mexico City (+52-55) 5704-2010
      e-mail: carlosvillanueva@...




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    • Brian Schaible
      ... This is a hoax. See below from the Equifax site: As you may know, there is an email containing misinformation circulating the country concerning credit
      Message 2 of 2 , Jul 1, 2003
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        > Your Credit: Personal Information goes public
        >Starting July 1st, 2003, the
        > four major credit bureaus in the US (Equifax, etc.)
        >will be allowed to
        > release credit info, mailing addresses, phone
        >numbers, etc., to ANYONE
        > who requests it.

        This is a hoax. See below from the Equifax site:

        As you may know, there is an email containing misinformation circulating
        the country concerning credit information and opt-out privileges. The email
        states that as of July 1, the four major credit bureaus including Equifax,
        Experian, Trans Union and Innovus will be able to release your credit
        information -- mailing addresses, phone numbers, and other information to
        anyone who requests it.
        This is totally false. Credit information is available ONLY to legitimate
        businesses that have a permissible purpose for obtaining it under the
        provisions of the federal Fair Credit Reporting Act. Those purposes are
        financial transactions, initiated by you, the consumer, for reasons of
        credit, insurance or employment. There has been no change to this law.
        A recent law passed requiring financial institutions to give their
        customers the opportunity to opt-out of information-sharing with other
        financial institutions as of July 1. It appears as though the email has
        confused this law with the opt-out information line. The two functions are
        not the same. This opt-out information line represents only the four credit
        bureaus mentioned, not the financial institutions governed by the new law.

        Brian Schaible

        [Non-text portions of this message have been removed]
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