JULY 1 CREDIT INFO GOES OUT TO PUBLIC/opt out
- From: Joseph M. Montoya
Sent: Monday, June 30, 2003 11:54 PM
Subject: JULY 1 CREDIT INFO GOES OUT TO PUBLIC/opt out
If you haven't already done so:
Read below (and do follow the listed prompts, they
Subject: Credit Reports Go Public in July 2003
: FW: Credit Reports Go Public in July 2003
* REMOVE YOUR NAME ASAP
Make sure you do this !
YOUR CREDIT REPORT GOES PUBLIC IN JULY!
REMOVE YOUR NAME ASAP
Your Credit: Personal Information goes public
Starting July 1st, 2003, the
four major credit bureaus in the US (Equifax, etc.)
will be allowed to
release credit info, mailing addresses, phone
numbers, etc., to ANYONE
who requests it. If you do not want to be included in
this release of your
personal information, you can call 1-888-567-8688.
Once the message starts
you will want option #2 (even though option #1
refers to this email, push
#2) and then option #3.
Be sure to listen closely, the first option is only
for a two-year period.
Make sure you wait until they prompt for the third
option, which opts you
out FIVE YEARS. You should receive their paperwork
in the mail confirming
the "opting out" in less than one week after making
PASS THIS MESSAGE ON TO ALL IN YOUR ADDRESS BOOK,
FRIENDS AND FAMILY.
C&V International (PR, Marketing, Promotion & Business Development)
Toll Free. 1-877-751-3398, Fax: 626-599-9521;
Washington DC. 202-466-0805, Beverly Hills. CA. 310-860-5626,
Pasadena: (626) 359-7156, Mexico City (+52-55) 5704-2010
Do you Yahoo!?
SBC Yahoo! DSL - Now only $29.95 per month!
> Your Credit: Personal Information goes publicThis is a hoax. See below from the Equifax site:
>Starting July 1st, 2003, the
> four major credit bureaus in the US (Equifax, etc.)
>will be allowed to
> release credit info, mailing addresses, phone
>numbers, etc., to ANYONE
> who requests it.
As you may know, there is an email containing misinformation circulating
the country concerning credit information and opt-out privileges. The email
states that as of July 1, the four major credit bureaus including Equifax,
Experian, Trans Union and Innovus will be able to release your credit
information -- mailing addresses, phone numbers, and other information to
anyone who requests it.
This is totally false. Credit information is available ONLY to legitimate
businesses that have a permissible purpose for obtaining it under the
provisions of the federal Fair Credit Reporting Act. Those purposes are
financial transactions, initiated by you, the consumer, for reasons of
credit, insurance or employment. There has been no change to this law.
A recent law passed requiring financial institutions to give their
customers the opportunity to opt-out of information-sharing with other
financial institutions as of July 1. It appears as though the email has
confused this law with the opt-out information line. The two functions are
not the same. This opt-out information line represents only the four credit
bureaus mentioned, not the financial institutions governed by the new law.
[Non-text portions of this message have been removed]