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Re: letter

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  • Jessica
    my mom signed for mine b/c it went to my parents home address in another state!
    Message 1 of 22 , Sep 19 12:12 PM
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      my mom signed for mine b/c it went to my parents home address in
      another state!

      --- In owcp@yahoogroups.com, Doug Hemken <dehemken@...> wrote:
      >
      > I wonder if they'll even notice that it was Elizabeth, my wife, who
      > signed the receipt? Are there any OWCP lurkers on this email list?
      >
      > Douglas Hemken
      > Statistical Computing Specialist
      > Social Science Computing Coop
      > 4226I Social Science Bldg.
      >
      > dehemken@...
      > 262-4327
      >
      > ----- Original Message -----
      > From: Heidi Fassnacht <riverock5@...>
      > Date: Tuesday, September 19, 2006 7:24 am
      > Subject: Re: [owcp] letter
      > To: owcp@yahoogroups.com
      >
      > > Ditto. This is the second one of these I've gotten.
      > > I've heard nothing from PC or anyone else for that
      > > matter in the mean time. This time the letter was not
      > > just certified though, they had a return receipt on it
      > > (ie. I had to sign two things saying I got the letter.
      > > One of them was a post card that gets sent back to
      > > PC).
      > >
      > >
      > > --- Doug Hemken <dehemken@...> wrote:
      > >
      > > > I got it too ... again, after a couple of years.
      > > >
      > > > Douglas Hemken
      > > > Statistical Computing Specialist
      > > > Social Science Computing Coop
      > > > 4226I Social Science Bldg.
      > > >
      > > > dehemken@...
      > > > 262-4327
      > > >
      > > > ----- Original Message -----
      > > > From: Jessica <jess428@...>
      > > > Date: Tuesday, September 12, 2006 7:13 am
      > > > Subject: [owcp] letter
      > > > To: owcp@yahoogroups.com
      > > >
      > > > > did anyone get a letter from the pc office of
      > > > inspector general
      > > > > about a
      > > > > review of cases?
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > > Yahoo! Groups Links
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > > >
      > > >
      > > >
      > > >
      > > > Yahoo! Groups Links
      > > >
      > > >
      > > >
      > > >
      > > >
      > > >
      > > >
      > > >
      > > >
      > >
      > >
      > > "In the end, our society will be defined not only by what we
      > > create, but also by what we refuse to destroy." John Sawhill
      > >
      > > __________________________________________________
      > > Do You Yahoo!?
      > > Tired of spam? Yahoo! Mail has the best spam protection around
      > > http://mail.yahoo.com
      > >
      > >
      > >
      > > Yahoo! Groups Links
      > >
      > >
      > >
      > >
      > >
      > >
      > >
      > >
      > >
      > >
      >
    • FourDirect@aol.com
      I haven t even bothered to go to the post office and track mine down. I still feel so insulted by their attitude. Doug, I can t imagine any of them are lurking
      Message 2 of 22 , Sep 19 6:30 PM
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        I haven't even bothered to go to the post office and track mine down. I still feel so insulted by their attitude.
         
        Doug, I can't imagine any of them are lurking here but they should know how we feel!
         
        Best to everyone,
        Nancy
        NYC
      • dj bryant
        I got one of these lovely letters as well; figured it was pro forma red tape and rat race. Then, yesterday, a large confusing packet arrived including medical
        Message 3 of 22 , Sep 20 10:19 AM
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          I got one of these lovely letters as well; figured it was pro forma red tape
          and rat race.

          Then, yesterday, a large confusing packet arrived including medical
          re-evaluation forms and reporting of all income over the past 15 months. As
          I am considered to be at 'medical end point' (a lovely phrase in itself), I
          have no doctors following my case.

          This past spring, my compensation was cut by a third, because I am released
          for part time work (with fairly limiting restrictions, including 15 minute
          breaks for every hour worked). That there are no jobs in my area that fit
          both my restrictions and my qualifications, that I have applied for a number
          of jobs without success, that the pay rate that they are calculating the
          reduction on is not the compensation offered in this area - none of that
          seems to matter. The "job counselor" provided by the OWCP was from another
          state, met with me a total of five times, never offered any sort of job
          training or performed even basic skills assessments.

          The whole is immensely disheartening and depressing. As I pointed out in a
          letter to the OWCP, when I left my job for Peace Corps service six years ago
          (I served three years in Armenia) I had medical insurance, a pension plan,
          and a higher rate of take home pay than my current compensation. Now I have
          no insurance, no pension plan, and I miss the Federal Poverty Standard by
          $3,016.

          Disability is not my career choice; this is not the life I wanted nor the
          one I would choose.

          Meg Wallace, RPCV (Armenia, 2000- 2003)
        • Felicia
          I ve had two re-evaluations so far, and with your case as bad as it is, perhaps it could help. The same with the compensation form. If you aren t making any
          Message 4 of 22 , Sep 20 1:50 PM
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            I've had two re-evaluations so far, and with your case as
            bad as it is, perhaps it could help. The same with the
            compensation form. If you aren't making any money, then
            the DoL owes you more. I take it that you've already
            called your caseworker, right? You might have to contact
            the case worker and the job counselor and make it clear
            that the current situation isn't working. Perhaps if you
            make yourself a real pain in the ass, you can get this
            resolved. I was told that they would train me if I
            couldn't find jobs in my area. You should ask about this.

            Speaking of insurance, what do people on this list do for
            insurance? My husband is going to be changing jobs and
            will be losing his benefits. Should I apply for SSD or
            something? -- Felicia

            > I got one of these lovely letters as well; figured it was
            > pro forma red tape
            > and rat race.
            >
            > Then, yesterday, a large confusing packet arrived
            > including medical
            > re-evaluation forms and reporting of all income over the
            > past 15 months. As
            > I am considered to be at 'medical end point' (a lovely
            > phrase in itself), I
            > have no doctors following my case.
            >
            > This past spring, my compensation was cut by a third,
            > because I am released
            > for part time work (with fairly limiting restrictions,
            > including 15 minute
            > breaks for every hour worked). That there are no jobs in
            > my area that fit
            > both my restrictions and my qualifications, that I have
            > applied for a number
            > of jobs without success, that the pay rate that they are
            > calculating the
            > reduction on is not the compensation offered in this area
            > - none of that
            > seems to matter. The "job counselor" provided by the OWCP
            > was from another
            > state, met with me a total of five times, never offered
            > any sort of job
            > training or performed even basic skills assessments.
            >
            > The whole is immensely disheartening and depressing. As I
            > pointed out in a
            > letter to the OWCP, when I left my job for Peace Corps
            > service six years ago
            > (I served three years in Armenia) I had medical insurance,
            > a pension plan,
            > and a higher rate of take home pay than my current
            > compensation. Now I have
            > no insurance, no pension plan, and I miss the Federal
            > Poverty Standard by
            > $3,016.
            >
            > Disability is not my career choice; this is not the life I
            > wanted nor the
            > one I would choose.
            >
            > Meg Wallace, RPCV (Armenia, 2000- 2003)
            >
            >
            >
            >
            >
            > Yahoo! Groups Links
            >
            >
            >
            >
            >
            >
            >
            >
            >
            >
          • Doug Hemken
            Contact you Senator. In my experience, they can be very helpful with OWCP. Douglas Hemken Statistical Computing Specialist Social Science Computing Coop 4226I
            Message 5 of 22 , Sep 20 2:21 PM
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              Contact you Senator. In my experience, they can be very helpful with OWCP.

              Douglas Hemken
              Statistical Computing Specialist
              Social Science Computing Coop
              4226I Social Science Bldg.

              dehemken@...
              262-4327

              ----- Original Message -----
              From: Felicia <felicia@...>
              Date: Wednesday, September 20, 2006 4:14 pm
              Subject: Re: [owcp] Re: letter
              To: owcp@yahoogroups.com

              > I've had two re-evaluations so far, and with your case as
              > bad as it is, perhaps it could help. The same with the
              > compensation form. If you aren't making any money, then
              > the DoL owes you more. I take it that you've already
              > called your caseworker, right? You might have to contact
              > the case worker and the job counselor and make it clear
              > that the current situation isn't working. Perhaps if you
              > make yourself a real pain in the ass, you can get this
              > resolved. I was told that they would train me if I
              > couldn't find jobs in my area. You should ask about this.
              >
              > Speaking of insurance, what do people on this list do for
              > insurance? My husband is going to be changing jobs and
              > will be losing his benefits. Should I apply for SSD or
              > something? -- Felicia
              >
              > > I got one of these lovely letters as well; figured it was
              > > pro forma red tape
              > > and rat race.
              > >
              > > Then, yesterday, a large confusing packet arrived
              > > including medical
              > > re-evaluation forms and reporting of all income over the
              > > past 15 months. As
              > > I am considered to be at 'medical end point' (a lovely
              > > phrase in itself), I
              > > have no doctors following my case.
              > >
              > > This past spring, my compensation was cut by a third,
              > > because I am released
              > > for part time work (with fairly limiting restrictions,
              > > including 15 minute
              > > breaks for every hour worked). That there are no jobs in
              > > my area that fit
              > > both my restrictions and my qualifications, that I have
              > > applied for a number
              > > of jobs without success, that the pay rate that they are
              > > calculating the
              > > reduction on is not the compensation offered in this area
              > > - none of that
              > > seems to matter. The "job counselor" provided by the OWCP
              > > was from another
              > > state, met with me a total of five times, never offered
              > > any sort of job
              > > training or performed even basic skills assessments.
              > >
              > > The whole is immensely disheartening and depressing. As I
              > > pointed out in a
              > > letter to the OWCP, when I left my job for Peace Corps
              > > service six years ago
              > > (I served three years in Armenia) I had medical insurance,
              > > a pension plan,
              > > and a higher rate of take home pay than my current
              > > compensation. Now I have
              > > no insurance, no pension plan, and I miss the Federal
              > > Poverty Standard by
              > > $3,016.
              > >
              > > Disability is not my career choice; this is not the life I
              > > wanted nor the
              > > one I would choose.
              > >
              > > Meg Wallace, RPCV (Armenia, 2000- 2003)
              > >
              > >
              > >
              > >
              > >
              > > Yahoo! Groups Links
              > >
              > >
              > >
              > >
              > >
              > >
              > >
              > >
              > >
              > >
              >
              >
              >
              >
              >
              > Yahoo! Groups Links
              >
              >
              >
              >
              >
              >
              >
              >
              >
              >
              >
            • Doug Hemken
              And to add another question to Felicia s, what happens when you retire? Douglas Hemken Statistical Computing Specialist Social Science Computing Coop 4226I
              Message 6 of 22 , Sep 20 2:21 PM
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                And to add another question to Felicia's, what happens when you retire?

                Douglas Hemken
                Statistical Computing Specialist
                Social Science Computing Coop
                4226I Social Science Bldg.

                dehemken@...
                262-4327

                ----- Original Message -----
                From: Felicia <felicia@...>
                Date: Wednesday, September 20, 2006 4:14 pm
                Subject: Re: [owcp] Re: letter
                To: owcp@yahoogroups.com

                > I've had two re-evaluations so far, and with your case as
                > bad as it is, perhaps it could help. The same with the
                > compensation form. If you aren't making any money, then
                > the DoL owes you more. I take it that you've already
                > called your caseworker, right? You might have to contact
                > the case worker and the job counselor and make it clear
                > that the current situation isn't working. Perhaps if you
                > make yourself a real pain in the ass, you can get this
                > resolved. I was told that they would train me if I
                > couldn't find jobs in my area. You should ask about this.
                >
                > Speaking of insurance, what do people on this list do for
                > insurance? My husband is going to be changing jobs and
                > will be losing his benefits. Should I apply for SSD or
                > something? -- Felicia
                >
                > > I got one of these lovely letters as well; figured it was
                > > pro forma red tape
                > > and rat race.
                > >
                > > Then, yesterday, a large confusing packet arrived
                > > including medical
                > > re-evaluation forms and reporting of all income over the
                > > past 15 months. As
                > > I am considered to be at 'medical end point' (a lovely
                > > phrase in itself), I
                > > have no doctors following my case.
                > >
                > > This past spring, my compensation was cut by a third,
                > > because I am released
                > > for part time work (with fairly limiting restrictions,
                > > including 15 minute
                > > breaks for every hour worked). That there are no jobs in
                > > my area that fit
                > > both my restrictions and my qualifications, that I have
                > > applied for a number
                > > of jobs without success, that the pay rate that they are
                > > calculating the
                > > reduction on is not the compensation offered in this area
                > > - none of that
                > > seems to matter. The "job counselor" provided by the OWCP
                > > was from another
                > > state, met with me a total of five times, never offered
                > > any sort of job
                > > training or performed even basic skills assessments.
                > >
                > > The whole is immensely disheartening and depressing. As I
                > > pointed out in a
                > > letter to the OWCP, when I left my job for Peace Corps
                > > service six years ago
                > > (I served three years in Armenia) I had medical insurance,
                > > a pension plan,
                > > and a higher rate of take home pay than my current
                > > compensation. Now I have
                > > no insurance, no pension plan, and I miss the Federal
                > > Poverty Standard by
                > > $3,016.
                > >
                > > Disability is not my career choice; this is not the life I
                > > wanted nor the
                > > one I would choose.
                > >
                > > Meg Wallace, RPCV (Armenia, 2000- 2003)
                > >
                > >
                > >
                > >
                > >
                > > Yahoo! Groups Links
                > >
                > >
                > >
                > >
                > >
                > >
                > >
                > >
                > >
                > >
                >
                >
                >
                >
                >
                > Yahoo! Groups Links
                >
                >
                >
                >
                >
                >
                >
                >
                >
                >
                >
              • Felicia
                How long did it take before you were considered at a medical end point? I have some kind of brain damage, which is not treatable, although they could give me
                Message 7 of 22 , Sep 20 5:33 PM
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                  How long did it take before you were considered at a
                  medical end point? I have some kind of brain damage,
                  which is not treatable, although they could give me
                  medication to mitigate the anxiety, etc. I've been this
                  way for two years. I was told that eventually they would
                  try to settle out of court with some kind of lump sum, if
                  it looked like I was never going to get any better.
                  Anyway, I was wondering if anyone had gone through
                  anything like that. (Oh, and my husband's suggestion was
                  to get a lawyer.) -- Felicia

                  >> > I got one of these lovely letters as well; figured it
                  >> was
                  >> > pro forma red tape
                  >> > and rat race.
                  >> >
                  >> > Then, yesterday, a large confusing packet arrived
                  >> > including medical
                  >> > re-evaluation forms and reporting of all income over
                  >> the
                  >> > past 15 months. As
                  >> > I am considered to be at 'medical end point' (a lovely
                  >> > phrase in itself), I
                  >> > have no doctors following my case.
                  >> >
                  >> > This past spring, my compensation was cut by a third,
                  >> > because I am released
                  >> > for part time work (with fairly limiting restrictions,
                  >> > including 15 minute
                  >> > breaks for every hour worked). That there are no jobs
                  >> in
                  >> > my area that fit
                  >> > both my restrictions and my qualifications, that I
                  >> have
                  >> > applied for a number
                  >> > of jobs without success, that the pay rate that they
                  >> are
                  >> > calculating the
                  >> > reduction on is not the compensation offered in this
                  >> area
                  >> > - none of that
                  >> > seems to matter. The "job counselor" provided by the
                  >> OWCP
                  >> > was from another
                  >> > state, met with me a total of five times, never
                  >> offered
                  >> > any sort of job
                  >> > training or performed even basic skills assessments.
                  >> >
                  >> > The whole is immensely disheartening and depressing.
                  >> As I
                  >> > pointed out in a
                  >> > letter to the OWCP, when I left my job for Peace Corps
                  >> > service six years ago
                  >> > (I served three years in Armenia) I had medical
                  >> insurance,
                  >> > a pension plan,
                  >> > and a higher rate of take home pay than my current
                  >> > compensation. Now I have
                  >> > no insurance, no pension plan, and I miss the Federal
                  >> > Poverty Standard by
                  >> > $3,016.
                  >> >
                  >> > Disability is not my career choice; this is not the
                  >> life I
                  >> > wanted nor the
                  >> > one I would choose.
                  >> >
                  >> > Meg Wallace, RPCV (Armenia, 2000- 2003)
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >> > Yahoo! Groups Links
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >> >
                  >>
                  >>
                  >>
                  >>
                  >>
                  >> Yahoo! Groups Links
                  >>
                  >>
                  >>
                  >>
                  >>
                  >>
                  >>
                  >>
                  >>
                  >>
                  >>
                  >
                  >
                  >
                  > Yahoo! Groups Links
                  >
                  >
                  >
                  >
                  >
                  >
                  >
                  >
                  >
                  >
                  >
                • krcorwin@pacbell.net
                  I got to that point (medical end point ) after about ten years when they granted me what s called a scheduled award , which means they have a table in the
                  Message 8 of 22 , Sep 20 7:20 PM
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                    I got to that point (medical end point ) after about ten years when they granted me what’s called a “scheduled award”, which means they have a table in the Civil Code that values each and every disability with a percent of total and you get so many weeks compensation for each percent. In my case it was fairly straight forward because they have a long established standard for the loss of an extremety. This is the way we finally get paid off, but even after that I have qualified for compensation for lost work (at my PC rate) if one of the conditions which was incurred during my PC service caused me to be Temporarily Totally Disabled. My DOI was 10/28/71 and I’ve received treatment every year, prosthetic devices, and compensation for lost work when it became necessary to due further surgery as late as 1999. As I mentioned in one of my earlier posts I have been fortunate in that the line of treatment has been so well documented that there has never been any question about the cause of the injury. While they have yet to refuse me they have played some irritating games of passive-aggressive and more than one medical vendor has passed on my case because of the time it takes for them to get paid.

                     


                    From: owcp@yahoogroups.com [mailto:owcp@yahoogroups.com] On Behalf Of Felicia
                    Sent: Wednesday, September 20, 2006 5:34 PM
                    To: owcp@yahoogroups.com
                    Subject: Re: [owcp] Re: insurance and retirement

                     

                    How long did it take before you were considered at a
                    medical end point? I have some kind of brain damage,
                    which is not treatable, although they could give me
                    medication to mitigate the anxiety, etc. I've been this
                    way for two years. I was told that eventually they would
                    try to settle out of court with some kind of lump sum, if
                    it looked like I was never going to get any better.
                    Anyway, I was wondering if anyone had gone through
                    anything like that. (Oh, and my husband's suggestion was
                    to get a lawyer.) -- Felicia

                    >> > I got one of these lovely letters as well; figured it
                    >> was
                    >> > pro forma red tape
                    >> > and rat race.
                    >> >
                    >> > Then, yesterday, a large confusing packet arrived
                    >> > including medical
                    >> > re-evaluation forms and reporting of all income over
                    >> the
                    >> > past 15 months. As
                    >> > I am considered to be at 'medical end point' (a lovely
                    >> > phrase in itself), I
                    >> > have no doctors following my case.
                    >> >
                    >> > This past spring, my compensation was cut by a third,
                    >> > because I am released
                    >> > for part time work (with fairly limiting restrictions,
                    >> > including 15 minute
                    >> > breaks for every hour worked). That there are no jobs
                    >> in
                    >> > my area that fit
                    >> > both my restrictions and my qualifications, that I
                    >> have
                    >> > applied for a number
                    >> > of jobs without success, that the pay rate that they
                    >> are
                    >> > calculating the
                    >> > reduction on is not the compensation offered in this
                    >> area
                    >> > - none of that
                    >> > seems to matter. The "job counselor" provided by the
                    >> OWCP
                    >> > was from another
                    >> > state, met with me a total of five times, never
                    >> offered
                    >> > any sort of job
                    >> > training or performed even basic skills assessments.
                    >> >
                    >> > The whole is immensely disheartening and depressing.
                    >> As I
                    >> > pointed out in a
                    >> > letter to the OWCP, when I left my job for Peace Corps
                    >> > service six years ago
                    >> > (I served three years in
                    w:st="on">Armenia ) I had medical
                    >> insurance,
                    >> > a pension plan,
                    >> > and a higher rate of take home pay than my current
                    >> > compensation. Now I have
                    >> > no insurance, no pension plan, and I miss the Federal
                    >> > Poverty Standard by
                    >> > $3,016.
                    >> >
                    >> > Disability is not my career choice; this is not the
                    >> life I
                    >> > wanted nor the
                    >> > one I would choose.
                    >> >
                    >> > Meg Wallace, RPCV (
                    w:st="on">Armenia , 2000- 2003)
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >> > Yahoo! Groups Links
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >> >
                    >>
                    >>
                    >>
                    >>
                    >>
                    >> Yahoo! Groups Links
                    >>
                    >>
                    >>
                    >>
                    >>
                    >>
                    >>
                    >>
                    >>
                    >>
                    >>
                    >
                    >
                    >
                    > Yahoo! Groups Links
                    >
                    >
                    >
                    >
                    >
                    >
                    >
                    >
                    >
                    >
                    >

                  • Heidi Fassnacht
                    when i ve been between things, i ve applied for short term major medical. i was told if i applied for any kind of regular insurance, i would only be accepted
                    Message 9 of 22 , Sep 21 5:32 AM
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                      when i've been between things, i've applied for short
                      term major medical. i was told if i applied for any
                      kind of regular insurance, i would only be accepted
                      with riders, which would basically black list me for
                      the future. usually you can get short term stuff that
                      can be renewed a couple times. i doesn't covered
                      regular stuff (probably whatever expenses you have
                      assoc with your PC injury/illness) but would cover you
                      in the event of a big accident.

                      i tried applying for SSD not too long after i returned
                      home. the process is long and i was told that pretty
                      much everyone is denied first time round. so it
                      likely depends on how much time you have to deal with
                      this.

                      heidi

                      >
                      > Speaking of insurance, what do people on this list
                      > do for
                      > insurance? My husband is going to be changing jobs
                      > and
                      > will be losing his benefits. Should I apply for SSD
                      > or
                      > something? -- Felicia


                      "In the end, our society will be defined not only by what we create, but also by what we refuse to destroy." John Sawhill

                      __________________________________________________
                      Do You Yahoo!?
                      Tired of spam? Yahoo! Mail has the best spam protection around
                      http://mail.yahoo.com
                    • Felicia
                      We re considering just major medical, but getting sick and seeing the doctor, seeing the GYN, and dealing with other regular problems aren t covered, which
                      Message 10 of 22 , Sep 21 10:26 AM
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                        We're considering just major medical, but getting sick and
                        seeing the doctor, seeing the GYN, and dealing with other
                        regular problems aren't covered, which will mean I will
                        have to pay a lot out of pocket. What I need is major
                        medical plus GYN coverage. As for SSD, if I start looking
                        like I'll ever recover, then I probably won't go for it.
                        However, it has been 2 years and I'm still completely
                        unable to work. *shrug* I've written a letter to the
                        OWCP asking about the insurance issue. Perhaps they'll
                        have something useful to say. -- Felicia

                        > when i've been between things, i've applied for short
                        > term major medical. i was told if i applied for any
                        > kind of regular insurance, i would only be accepted
                        > with riders, which would basically black list me for
                        > the future. usually you can get short term stuff that
                        > can be renewed a couple times. i doesn't covered
                        > regular stuff (probably whatever expenses you have
                        > assoc with your PC injury/illness) but would cover you
                        > in the event of a big accident.
                        >
                        > i tried applying for SSD not too long after i returned
                        > home. the process is long and i was told that pretty
                        > much everyone is denied first time round. so it
                        > likely depends on how much time you have to deal with
                        > this.
                        >
                        > heidi
                        >
                        >>
                        >> Speaking of insurance, what do people on this list
                        >> do for
                        >> insurance? My husband is going to be changing jobs
                        >> and
                        >> will be losing his benefits. Should I apply for SSD
                        >> or
                        >> something? -- Felicia
                        >
                        >
                        > "In the end, our society will be defined not only by what
                        > we create, but also by what we refuse to destroy." John
                        > Sawhill
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                      • Kaericsson@cs.com
                        In Minnesota, the only insurance that someone who has developed a mental disorder(such as I have) can get is through the MN Comprehensive Health Program, which
                        Message 11 of 22 , Sep 21 11:18 AM
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                          In Minnesota, the only insurance that someone who has developed a mental disorder(such as I have) can get is through the MN Comprehensive Health Program, which is now administered through Medica. It is the most pricey insurance in Minnesota, though a little less so if you don't inhale tobacco.

                          In my case OWCP covers all my psychiatric services (office visits, hospitalization, meds and lab work) and Medica does co-pay on the rest (annual physicals, etc -- anything not directly related to my Peace Corps disability.) Medica might also do co-pay on the Peace Corps disability, but OWCP is comprehensive there, it just is cumbersome and works like a bear.

                          Anyway, in the end OWCP has always come through. I have been in the OWCP system for 18 years -- you just have to hang in there and "don't panic."
                          What can you do, all health insurance agencies often goof up.

                          I know that not everyone "has it so good." Other states have different insurance systems.

                          Good luck.

                          Kriste

                          Heidi Fassnacht <riverock5@...> wrote:

                          >when i've been between things, i've applied for short
                          >term major medical. i was told if i applied for any
                          >kind of regular insurance, i would only be accepted
                          >with riders, which would basically black list me for
                          >the future. usually you can get short term stuff that
                          >can be renewed a couple times. i doesn't covered
                          >regular stuff (probably whatever expenses you have
                          >assoc with your PC injury/illness) but would cover you
                          >in the event of a big accident.
                          >
                          >i tried applying for SSD not too long after i returned
                          >home. the process is long and i was told that pretty
                          >much everyone is denied first time round. so it
                          >likely depends on how much time you have to deal with
                          >this.
                          >
                          >heidi
                          >
                          >>
                          >> Speaking of insurance, what do people on this list
                          >> do for
                          >> insurance? My husband is going to be changing jobs
                          >> and
                          >> will be losing his benefits. Should I apply for SSD
                          >> or
                          >> something? -- Felicia
                          >
                          >
                          >"In the end, our society will be defined not only by what we create, but also by what we refuse to destroy." John Sawhill
                          >
                          >__________________________________________________
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                          >Tired of spam? Yahoo! Mail has the best spam protection around
                          >http://mail.yahoo.com
                          >
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                          >
                          >Yahoo! Groups Links
                          >
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