Whitmores_Announcements] Credit Card Scam OT!
- Whitmores_Announcements] Credit Card Scam
Credit Card Scam
Okay, friends. Here's a very scary scam that you could easily fall
into, even though you are careful and not gullible. I checked it out at
the Snopes.com website and this is a legit warning. Be careful out there!
I was recently made aware of the following credit card scam and wanted
to ensure that you knew about it as well.
Please read the message below.
We all receive emails all the time regarding one scam or another; but
last week I REALLY DID get scammed! Both VISA and MasterCard told me
that this scam is currently being worked throughout the Midwest, with
some variance as to the product or amount, and if you are called, just
My husband was called on Wednesday from "VISA" and I was called on
Thursday from "MasterCard." It worked like this: Person calling says,
"This is Carl Patterson and I'm calling from the Security and Fraud
department at VISA. My Badge number is 12460. Your card has been flagged
for an unusual purchase pattern, and I'm calling to verify. This would
be on your VISA card issued by 5/3 bank. Did you purchase an
Anti-Telemarketing Device for $497.99 from a marketing company based in
When you say "No". The caller continues with, "Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from $297 to $497, just under the $500 purchase pattern
that flags most cards. Before your next statement, the credit will be
sent to (gives you your address), is that correct?"
You say, "Yes." The caller continues..."I will be starting a fraud
investigation. If you have any questions, you should call the 800 number
listed on your card (1-800-VISA) and ask for Security. You will need to
refer to this Control #". Then he gives you a 6 digit number. "Do you
need me to read it again?" Caller then says he "needs to verify you are
in possession of your card. Turn the card over. There are 7 numbers;
first 4 are 1234 (whatever), the next 3 are the security numbers that
verify you are in possession of the card. These are the numbers you use
to make Internet purchases to prove you have the card. Read me the 3
numbers." Then he says "That is correct. I just needed to verify that
the card has not been lost or stolen, and that you still have your card.
Do you have any other questions? Don't hesitate to call back if you do."
You actually say very little, and they never ask for or tell you the
card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL VISA
security dept. told us it was a scam and in the last 15 minutes a new
purchase of $497.99 WAS put on our card.
Long story made short...we made a real fraud report and closed the VISA
card and they are reissuing us a new number. What the scammer wants is
the 3 digit number and that once the charge goes through, they keep
charging every few days. By the time you get your statement, you think
the credit is coming, and then its harder to actually file a fraud
report. The real VISA reinforced that they will never ask for anything
on the card (they already know).
What makes this more remarkable is that on Thursday, I got a call from
"Jason Richardson of MasterCard" with a word for word repeat of the VISA
Scam. This time I didn't let him finish. I hung up.
We filed a police report (as instructed by VISA), and they said they are
taking several of these reports daily and to tell friends, relatives and
p.s. see http://www.snopes.com/crime/warnings/creditcard.asp for
more information about this scam.
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