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RPCV offering Complimentary Home Policy Reviews and Home Inspections

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  • bronwynmitchell
    Dear fellow RPCVs, Public adjusters are certified and licensed by the state of Maryland to act as advocates for the home owner. They don t sell insurance. They
    Message 1 of 1 , Feb 29 6:58 AM
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      Dear fellow RPCVs,

      Public adjusters are certified and licensed by the state of Maryland to act as advocates for the home owner. They don't sell insurance. They advise, assist, and advocate on behalf of the homeowner. I am a state certified public adjuster and an RPCV.

      Most people have home owners insurance but really don't understand what is covered or what should be covered. Heck, most people have a hard time finding their policy document, and have never taken time to read the thing. Policies are intentionally written to be complicated and confusing to put the policy holder at a decided disadvantage when it comes time to make a claim. Did you know that 80% of homeowners have or have had a claim in their house and don't know it?

      The insurance companies have adjusters who come out and assess a claim and create a quote. However, the insurance companies answer to their shareholders and they have tons of tricks to confuse and dissuade you from submitting a claim. In fact their credo is "Deny, Delay, Defend". They also, on average pay out the least amount possible which is 25-40% of what a claim is truly worth. Did you know that insurance company employees get bonuses when they deny a claim?

      Public adjusters work for the homeowner. They hold the insurance companies feet to the fire and make them accountable. Did you know that insurance companies keep a secret file on each policy holder that you have no rights to access?

      Call today (443-855-4761) to set up a complimentary policy review and home inspection. It takes no more than 90 minutes. Knowledge is power.

      Cheers,
      Bronwyn Mitchell
      Botswana '94-'96
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