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UM Question -- California Law

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  • lawdog798@aol.com
    Listmates: This is a situation under which California law would apply. Fault-free driver suffers major injuries in auto accident (broken arms, legs, thighs,
    Message 1 of 1 , Dec 9, 2001
      Listmates: This is a situation under which California law would apply.
      Fault-free driver suffers major injuries in auto accident (broken arms, legs,
      thighs, crushed knee, 6 surgeries, 9 months of rehab thus far, loss of
      earnings, etc., etc.). Adverse driver is uninsured. Mr. Fault-free has
      30/60 UM and, of course, pops the policy. Mr. Fault-Free's roommate of
      several years has 300,000 UM. Mr. Fault-Free and his roommate have separate
      auto policies for their individual cars. However, to my knowledge,
      Mr.Fault-Free is not an excluded driver on roommate's policy. Is the
      roommate's 300K UM policy available to Mr. Fault-Free even though Mr.
      Fault-Free was driving his (Mr. Fault-Free's) own car? Thanks in
      advance.=====Warm regards, Lowell Steiger, Attorney at Law 8383 Wilshire
      Blvd., #830 Beverly Hills, California 90211 (323) 852-1100 voice (323)
      852-1033 fax
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