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Re: [FH] Re: pet insurance

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  • Sue B
    Consumer Reports had an article on pet insurance two years ago in the July 2003 issue. Their consensus was that the best thing to do is to take the equivalent
    Message 1 of 3 , Jul 6 6:49 PM
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      Consumer Reports had an article on pet insurance two years ago in the July
      2003 issue. Their consensus was that the best thing to do is to take the
      equivalent of a premium and put it in an investment account. They say
      you'll be way ahead doing it that way.


      Sue


      ----- Original Message -----
      From: "Lynn" <LynnP333@...>
      To: <feline-heart@yahoogroups.com>
      Sent: Wednesday, July 06, 2005 5:31 PM
      Subject: [FH] Re: pet insurance


      > I researched this ad nauseum, and the coverage is not worth it.
      > You'll most likely pay more in premiums than you would ever pay in a vet's
      office. Add to
      > that that they are capitation policys, so they will only allow up to a
      certain amount for each
      > procedure, then the rest is your responsiblity. Their allowances are a
      pittance compared to
      > actual vet costs. Better to just have a money market account that you pay
      into (setting
      > your own monthly premiums and paying yourself and getting the interest
      paid to you)
      > rather than throwing money to an insurance plan.
      > I have an account set up just for my cats.
      > I handle dental insurance in a dental office and this is the advice I have
      to give to people
      > looking for personal dental coverage because it's the same situation: high
      premiums (total
      > it for a year), limitations on covered procedures, capitation on
      allowances and waiting
      > periods.
      >
      > Lynn & Teegan
      >
      > --- In feline-heart@yahoogroups.com, "Carla" <carla2854@h...> wrote:
      > > Do any of you have pet insurance, and does it cover feline HCM?
      > > I posted about scheduling an ultrasound for my cat Goober-- vet just
      > > heard a beginning-stage murmur last nite at routine visit.
      > >
      > > Now i'm wondering if i should get pet insurance BEFORE having the
      > > ultrasound.. or would his initial visit last nite void any coverage
      > > (pre-existing condition).
      > >
      > > anyone know?
      > > carla
      >
      >
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