Corn Stove Safety & Home Insurance Rates
- View SourceBerber Hearth Rugs, multipurpose with decorative accents
For hearth and home cost $7 - $15 at XMart or $ stores meet
Federal standard: DOC-FF-1-70 surface flammability requirements Certification: National Fire Protection Association (NFPA)
Size: 40" x 23.5" or 59 cm x 101.5 cm
Part number: RN86555
Material: 100% Olefin with latex backing
Made in USA.
Hot cinders will damage the fibers but flame will not spread.
Skid resistand stic-tite,
machine wash with mild detergent.
The Corn Stove Manual says position the hearth pad to extend at 16" in front of the largest corn stove. Smaller stoves specify shorter distances.
Home insurance rates are based on the type and combinations of home
heating fuel(s)installed(electric, propane, fuel oil, wood, corn)
and whether the installation is portable, fireplace, permanent,
recessed wall, floor, ceiling, basement, outside, etc).
Statically most home heating incidents result from portable heaters.
Electrical incidents occur more often than any other fuel type. In
many localities, a portable electric heater has the highest home
insurance rates. Other types of portable heaters and wood heaters
are second most expensive.
The NFPA has no recorded corn stove incidents in the US to date.
Let us all help maintain corn stoves as the safest and lowest cost
home heating system available. The monthly savings in the home
insurance policy could well pay for the annual corn fuel cost to
heat some homes. Ask your local insurance carrier the monthly
savings to remove portable heaters or non-corn fuel heaters.
Typically there is an insurance adder for each type fuel in the home
and the type installation based. The adder is based on local
accident rates for each fuel system installed. Some localities have
no adder for corn fuel. Some localities have home insurance adders
for solid fuels like wood, coal, & wood pellets rather than corn.
http://www.NFPA.org - NATIONAL FIRE PREVENTION ASSOCIATION (NFPA)
CODES - For complete information about national fire codes for home
heaters see NFPA Section 70. See NFPA Section 72 for national fire
alarm code requirements. Each Fire prevention code and fire safety
code is adopted locally, individually, and specifically by each
locality (city, county, parish, state)in all 50 states in the United
States. As with realestate fire codes vary based on local
parameters - Location, location, location
NFPA recommends corn stoves comply with the manufacturer's
recommendations. Study and follow the corn stove operations and
maintenance manual. Allow the home insurance representative and
local fire marshal to copy and adopt any pages of the O&M Manual of
choice to update the local fire safety codes and regulations
specifically for corn stoves.