TURMEL: Hell = Heaven x Usury
- JCT: I am John "The Engineer" Turmel, B. Eng., Banking
Systems Engineer. I am in the Guinness Book of Records as
the leader of the Abolitionist Party of Canada and the
Anthology of Great Canadian Characters and I invite you to
come and learn about debt liberation with the LETS and
UNILETS interest-free time-based currency software.
My web site is http://www.cyberclass.net/turmel and attached
is my introduction.
To stimulate your interest in the usually dreaded subject of
money and economics, I'll cite the unusual nature of my
banking systems engineering career highlighting my financing
of Michael Linton's first 1984 LETS Local Employment-Trading
Software, a winning bet heard around the world and
culminating with my Millennium 2000 presentation on the Time
Standard of Money which recommended restructuring the global
financial architecture with an interest-free UNILETS
"alternative time-based currency" and which was adopted in
Section "C6 to governments" of the
As pre-requisites for this series of answers on money and
banking, you must understand how the "mort-gage," "death-
gamble," "muerto-gambolino (?)" works. It's explained
in http://www.cyberclass.net/turmel/biglie.htm and
http://www.cyberclass.net/turmel/biglief.htm (French) or
http://www.cyberclass.net/turmel/bankmath.htm for all.
The only way to guarantee you feel the difference between
usury and service charge is to use the very simple yet
ultimately powerful game theory and actually play the "mort-
gage" game explained at the end of the advanced math at
You must understand why service charges permit all to
survive while interest introduces a component of death to
the game that ends up enslaving the losing borrowers.
The malfunction in the programming in the banking system is
now resulting in the loss of up to 40 million people per
year who could be saved if they received an interest-free
UNILETS credit card to buy the food rotting in first-world
fields. And though I'll often be talking about the 100K a
day we're losing, I'll also be trying to make as many jokes
as I can while bemoaning being the fools caught up in a
10,000 year-old enslavement device.
I leave on this historical note from my book report on David
Astle's "Babylonian Woe" on my home page:
("Diodorus Siculus in Del Mar's "A History of Precious
Metals" gives a striking picture of the horrors of
marginal profit gold mining as carried out with slave
labor in ancient times in the Nubia in B.C.50:
"There are thus infinite numbers thrown into these mines,
all bound in fetters, kept at work night and day, and so
strictly surrounded that there is no possibility of their
effecting an escape. They are guarded by mercenary
soldiers of various barbarous nations, whose language is
foreign to them and to each other, so that there are no
means of forming conspiracies or of corrupting those who
are set to watch them. They are kept at incessant work by
the rod of the overseer who often lashes them severely.
Not the least care is taken of the bodies of these poor
creatures; they have not a rag to cover their nakedness;
and whoever sees them must compassionate their melancholy
and deplorable condition, for though they may be sick
maimed or lame, no rest nor any intermission of labor is
allowed them. Neither the weakness of old age nor the
infirmities of females excuse any from the work, to which
all are driven by blows and cudgels; until borne down by
the intolerable weight of their misery, many fall dead in
the midst of their insufferable labors. Deprived of all
hope, these miserable creatures expect each day to be
worse than the last and long for death to end their
JCT: The luckier debt slaves could end up as galley slaves
being worked to death in as long as two years instead of the
average months 6 in a mine. This is the history of banking
foreclosure and debt slavery 2000 years ago. The yoke of
such oppression still exists today.
And though I'll often decry the Rothschild and Rockefeller
moneylending dynasties, my motto is always Amnesty, Security
and Anonymity for all. Just set us free and we'll leave
revenge to the Lord. They obeyed Nehemiah's 5:10 injunction
to "Let the exacting of interest stop,", they may be ready
to let the whole world.
Changing from the hell of debt slavery to the heaven of debt
stability can be effected as quickly as the switch of a disk
after adopting the Time Standard of Money.
Recommended reading is the Crucial Information Section which
is mainly poetry! Read all the poetry and all the answers
are there. I hope you find this series of questions and
answers on these three themes of interest:
How Hell works? Today's debt system...
How Heaven works? Tomorrow's interest-free UNILETS...
How to effect the transition?
Anyone who may deride the Hell to Heaven transition only has
to consider how an interest-free loan enabling one to
convert interest-bearing to interest-free debt where all
payments go against principal can help their own families.
When the Time Standard of Money is adopted formally at the
UN and banks' computers restricted to a pure service charge
and the interest charge abolished,
Submit your questions to http://club.barcelona2004.org,
dialog 20, topic 1. Three questions per day per theme will
be attempted. They will be translated for Spanish
Organizer Bernardo Gonzalez Reinfeld sends some sites to
Asociacisn para la Innovacisn y el Desarrollo Sostenible en
Canarias Calle General Porlier, n: 62, piso 4:, puerta 7.
38006. Santa Cruz de Tenerife. Islas Canarias. Espaqa.
John C. "The Banking Systems Engineer" Turmel, Author of the UNILETS
interest-free time-based currency United Nations C6 recommendation to
Governments in the http://www.un.org/millennium/declaration.htm
http://www.cyberclass.net/turmel / http://www.medpot.net 613.632.2334