No Joke - Expert Explains Insurance and Fraud
- No Joke - Expert Explains Insurance and Fraud
Culver City CA - April 1, 2010:
Insurance Fraud and Insurance Claims Expert, Barry Zalma, explains that
regardless of what you read in the paper insurance is not an entitlement of
every U.S. resident. It is, very simply, "a contract whereby one undertakes
to indemnify another against loss, damage, or liability arising from a
contingent or unknown event." Therefore, since a "pre-existing condition is
neither contingent nor unknown, payment for treatment of such a condition is
a government entitlement, not "insurance."
If you go to an insurance agent at 10:00 in the morning to obtain fire
insurance on your house that burned down at 8:00 in the morning you are not
attempting to insure against a contingent or unknown event you are
attempting to pass your known loss to someone else. If you lie to your
insurer and tell them the house is still standing you have committed fraud,
if you tell the truth no conscious insurer will insure you.
In the April 1, 2010 issue of Zalma's Insurance Fraud Letter (ZIFL), Mr.
Zalma also reports on a fraud conviction upheld by a court of appeal; a
warning about bogus health insurance programs; why an Ohio court refused to
allow a no contest plea of insurance fraud to be admitted in evidence in a
case against the fraud perpetrator's insurer; why a New York insurance fraud
criminal went directly to jail; and how an insurance fraud criminal
redefined the term "chutzpah". In addition ZIFL reports on convictions of
insurance fraud criminals who were too greedy to avoid arrest and
ZIFL is available free at <http://www.zalma.com/>
http://www.zalma.com/ZIFL-CURRENT.htm in text or pdf versions. Back issues
of ZIFL are available for only $1.00 each at
<http://www.zalma.com/ZIFL.HTM.> http://www.zalma.com/ZIFL.HTM. With this
issue ZIFL continues its 14th year of publication dedicated to those
involved in reducing the effect of insurance fraud.
ZIFL is published 24 times a year by ClaimSchool. It is provided free to
clients and friends of the Law Offices of Barry Zalma, Inc., clients of
Zalma Insurance Consultants and anyone who subscribes at
Mr. Zalma also writes at Zalma on Insurance where you can acquire multiple
articles on insurance issues, e-books written by Mr. Zalma and the ZIFL
archives at http://www.zalma.com/ZALMAONINSURANCE-INDEX.htm. His newest
e-book, "Insurance Fraud" is available at
Mr. Zalma is an internationally recognized insurance coverage and insurance
claims handling expert witness or consultant. Mr. Zalma's law practice is
limited to the representation of insurers and those in the business of
insurance. He is available to provide advice and counsel concerning
insurance fraud, first and third party insurance coverage issues, and bad
To be on the FREE mailing list as a subscriber to ZIFL please go to
http://www.zalma.com and click on the link where you will be automatically
subscribed to the ZIFL. ZIFL will be posted for in text and in Adobe pdf in
full color, FREE at <http://www.zalma.com/ZIFL-CURRENT.htm>
If you need additional information contact Barry Zalma at 310-390-4455.
Barry Zalma, Esq., CFE
Barry Zalma, Inc.
Zalma Insurance Consultants
4441 Sepulveda Boulevard
CULVER CITY CA 90230-4847
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