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FT job - San Jose - Lenders for Community Development - Loan Consultant/Mkting Coordinator

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  • asha.weinstein@sjsu.edu
    ... Job Title: Loan Consultant/Marketing Coordinator Organization: Lenders for Community Development Location: San Jose, CA Salary: $35,000-$40,000 FT Regular
    Message 1 of 1 , Jul 19 10:42 AM
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      ----- Forwarded by Asha Weinstein/SJSU on 07/19/2006 10:41 AM -----


      Job Title: Loan Consultant/Marketing Coordinator
      Organization: Lenders for Community Development
      Location: San Jose, CA
      Salary: $35,000-$40,000
      FT  Regular

      Job Description:
      The Loan Consultant works with low-income business owners and the
      self-employed in the Bay Area to solve financial needs.  As a member of a
      close-working and growing team, the Loan Consultant provides small
      business loans to the low-income community.  The Loan Consultant will
      pre-screen and qualify clients, as well as structure, recommend, and close
      loans.  In
      addition, the Loan Consultant will build and cultivate a network among the
      community development organizations in the area. There may be additional
      opportunities to contribute to strategic growth as appropriate.  This is
      an ideal introductory position for someone interested in community
      development and microfinance.

      Specific responsibilities include:

      Loan underwriting:
      „X                 Interview potential borrowers over the phone, via email, or in the
      field, including a basic analysis of their business and assessment of
      credit needs
      „X                 Review loan application, credit report and character for
      creditworthiness
      „X                 Work with Business Advisor to make an assessment of business cash flow
      and ability to repay
      „X                 Present loan recommendations for approval

      Client Management:
      „X                 Manage client relationship through application process to maximize
      opportunities to close loans and achieve individual and program loan goals
      „X                 Provide translation services as needed

      Marketing and Lead Generation:
      „X                 Act as a liaison with key community organizations
      „X                 Generate new leads through repeat loans from existing borrowers and
      borrower referrals
      „X                 Handle limited community presentations and other outreach activity as
      necessary

      Loan Operations:
      „X                 Provide support on closing loans as necessary

      QUALIFICATIONS:
      „X                 Fluency in Spanish
      „X                 Bachelors Degree; Understanding of basic business cash flow
      „X                 Ability to multi-task and manage numerous client accounts and
      activities
      „X                 Ability to work independently with minimal supervision
      „X                 Superior communication skills
      „X                 Detail-oriented
      „X                 Willingness to work in various field offices around the Bay Area

      How to Apply:
      Please send a resume and cover letter to:
      Evelyn Huang
      Microloan Program Manager
      jobs@...
      Organization Web Site: www.l4cd.org


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