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FT or PT job - San Jose and environs - Lenders for Community Development - Loan Consultant

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  • asha.weinstein@sjsu.edu
    ... POSITION: Loan Consultant, Part-Time or Full-Time LOCATION: San Jose, CA + Bay Area Field Offices JOB DESCRIPTION: The Loan Consultant works with
    Message 1 of 1 , Apr 3, 2006

      ----- Forwarded by Asha Weinstein/SJSU on 04/03/2006 03:37 PM -----

      POSITION: Loan Consultant, Part-Time or Full-Time

      LOCATION: San Jose, CA + Bay Area Field Offices


      The Loan Consultant works with low-income business owners and the
      self-employed in the Bay Area to solve financial needs.  As a member of a
      close-working and growing team, the Loan Consultant provides small business
      loans to the low-income community.  The Loan Consultant will pre-screen and
      qualify clients, as well as structure, recommend, and close loans.  In
      addition, the Loan Consultant will build and cultivate a network among the
      community development organizations in the area.  There may be additional
      opportunities to contribute to strategic growth as appropriate.  This is an
      ideal introductory position for someone interested in community development
      and microfinance.

      Specific responsibilities include:

      Loan underwriting:

      §         Interview potential borrowers over the phone, via email, or in the
      field, including a basic analysis of their business and assessment of credit

      §         Review loan application, credit report and character for

      §         Work with Business Advisor to make an assessment of business cash
      flow and ability to repay

      §         Present loan recommendations for approval

      Client Management:

      §         Manage client relationship through application process to maximize
      opportunities to close loans and achieve individual and program loan goals

      §         Provide translation services as needed

      Marketing and Lead Generation:

      §         Act as a liaison with key community organizations

      §         Generate new leads through repeat loans from existing borrowers
      and borrower referrals

      §         Handle limited community presentations and other outreach activity
      as necessary

      Loan Operations:

      §         Provide support on closing loans as necessary


      §         Bachelors degree or graduating senior in relevant field (i.e.
      Urban Planning / Urban Studies, Economics, etc.) or 1-2 years of relevant

      §         Understanding of basic business cash flow

      §         Ability to multi-task and manage numerous client accounts and

      §         Ability to work independently with minimal supervision

      §         Superior communication skills

      §         Detail-oriented

      §         Willingness to work in various field offices around the Bay Area

      §         Bilingual English/Spanish

      §         Commitment to LCD’s mission to support low-income entrepreneurs


      Lenders for Community Development is a non-profit financial institution that
      enables low-income individuals, families and communities to create economic
      opportunity, build financial stability and pursue self-sufficiency. LCD’s
      Small Business Loan Program is the largest in the Bay Area and is
      experiencing a rapid expansion.  To date, we have funded over 275 companies
      through almost $6 million in financing. Through lending and basic technical
      assistance, our team helps entrepreneurs start or strengthen their
      businesses and contribute to the economic growth of the community.


      Salary DOE.  Benefits include health insurance, dental plan, 403B retirement
      plan, parking or public transit reimbursement, sick and vacation time

      TO APPLY:

      This is a position to be filled by July 1, 2006, or as soon as a fully
      qualified candidate is identified. Interested candidates should submit a
      resume and cover letter addressing how you meet the position requirements

      By mail:                                                           By Fax:
      By email:

      LCD Small Business Loan Program                       408-297-4599

      111 W. St. John Street, Suite 800

      San Jose, CA 95113

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