Joint Bank Accounts Banco Nacional
- Nowhere in C.R. do you have a "joint account" like you do in Canada or the U.S. If you and your husband apply for such an account he will always be the "primary" account holder and you as secondary have signing authority.
- You can avoid all of this by planning ahead.I went to the BCR and asked them to permit my wife to have access to my account upon presentation of my valid death certificate.They were happy to do this and include all pertinent information in my file.Fifteen minutes or so spent, will save a lot of time and unnecessary expense later.Joe
- Our bank - Scotiabank, suggested my husband write a letter authorizing me to continue with the account - Desyfin did the same for us, so hopefully if my husband should pass before me, I should still be able to access the bank account.
I and my sister, who owns property in Grecia but is not a resident, of any kind, have BNCR bank accounts with each of us as "co-owners" and beneficiaries on each others' accounts. We both have full access to the other persons accounts - we were told by the bank when we opened her accounts that the death of either of us would not freeze the accounts and could be accessed by the other one. Of course, with all things Costa Rican, you never really know how it will go down until it happens.