--------- Forwarded message ----------
Date: Wed, 2 Mar 2005 23:41:16 -0600
Subject: Re: [SDdiscuss] Pay-as-you-drive car insurance
Most insurance companies have been offering reduced insurance rates for
low mileage driving for years. They just don't promote the fact that
they have been doing that. If you say you drive 7,500 miles per year or
less on a vehicle, that will usually get you the lower rate.
Pay-as-you drive is just an expansion of that concept. I'm not aware of
it being promoted much in Wisconsin, but to know for sure a few calls to
the major insurance companies in Madison would probably give you the
I personally think the incentive is not great enough to get people who
drive significantly more miles per year to reduce their mileage.
You might be interested in a proposal I made to the Wisconsin Department
of Transportation a few years ago during the time that they were
preparing their State Highway Plan 2020. I was working for the Wisconsin
Department of Natural Resources, and we proposed that the DOT evaluate,
as an alternative to highway capacity expansion in the state, a plan that
would offer financial incentives (annual rebates) to individuals and
households that held their annual driving mileage down below various
identified threshold mileage levels for the year.
You can read more about it from the links I provide below, but in
nutshell, individuals and families could "earn" between $400 - $2,800 per
year by driving less significantly less than typical annual driving
mileage (or not driving at all).
On Wed, 02 Mar 2005 08:51:09 -0600 "David P. Zaks" <zaks@...
> I recently found out about pay-as-you-drive car insurance, where you
> get reduced rates for driving less.
> Is anyone familiar with this, or know if this is available in
> David Zaks
> Research Assistant
> Center for Sustainability & the Global Environment (SAGE)
> University of Wisconsin - Madison
> 1710 University Ave. Rm 287
> Madison, WI 53726
> 608-890-0337 (office)
> 248-444-3040 (cell)