About the Services Available at
John Henry Doe & Associates
John Henry Doe & Associates hereby announces the following private
contractual document preparation services:
· Debt Collector-Demand Letter Response
· Debt Collector-Lawsuit Response
· Demand-/Request-for-Performance Response
As you will discover, in case you do not already know it, in today's
modern society there are not many demands or requests, if any, that
fall outside the above three categoriesincluding criminal charges.
The former recent practice of creating and offering specific
manuals, called Commercial Toolbox Releases, with instructions and
sample documents for handling particular types of situations, is
discontinued. John Henry Doe & Associates now offers only private
contractual document preparation services for handling unwanted
Based on results, John Henry Doe has apparently mastered the
Honor/Dishonor philosophy of effectively dealing with demands and
requests for payment/performance, i.e. presentmentswhether verified
or notand it is now time for the next edition of Cracking the Code.
The essence of the services that are now available appears to be
what many people have been seeking for many years. It is simple in
form and substance and is not dependent on an attacker's cooperation
for its effectiveness. Whatever works is valid, however, and the
workability of this approach does not invalidate any other method
that produces results. Nobody has a corner on the market, including
John Henry Doe & Associatesbut what we have is working, and it is
Whereas the first three editions Cracking the Code were useful in
their time, the presentment-handling techniques and procedures
contained therein are dated and no longer recommended, having been
superseded by recent breakthroughs as described here. Each book,
however, contains valuable foundational knowledge of "how the world
goes `round" and should not be discounted. It is just that the
current presentment-handling techniques far exceed anything else
achieved before. FYI: Cracking the Code Fourth Edition will contain
and reveal all aspects of the new breakthroughs.
Also, as explained elsewhere in this website, the claim of common-
law trademark is as valid as ever; we just do not need to tack on
the part about the "copyright of (the common-law trademark)."
The "copyright of" part is superfluous; all that is needed is to
claim the common-law trademark.
Based on the events of the last few months, there have been
extraordinary demands on JHD's time and energy, and there are still
matters that require attention and resolution before the CTC4 can be
commenced. Until that time, the above services nevertheless need to
be delivered, and are being delivered, despite the need for more
trained personnel to deliver them in order to accommodate the
enormous demand that such services presently portend.
Basic Philosophy behind the New Services
An ancient maxim of law says, "The principal part of everything is
the beginning" (Cujusque rei potissima pars principium est.). This
is a most-senior concept to incorporate into one's consciousness and
ongoing efforts to survive the contemporary Western banking, legal,
and taxation industries.
Even the most calamitous of final outcomes in non-criminal legal
proceedings begins with but a simple communication, usually in the
form of a one-page letter; and from that little letter grows the
voracious ogre that eventually devours the targeted victim's wealth
and peace of mind and, sometimes, even physical well being.
There is nothing wrong with the banking, legal, and taxation systems
in America; they are working exactly as they were designed to do.
What is "wrong" is that the victims of these deceitful schemes are
catching on and withdrawing cooperation (as is always the case at
this stage of the economic/political game) and making a ruckus about
the unfairness of it all. It is an old story, repeated time and
again down through history, and this particular civilization has
merely arrived at that point once again.
The very notion that one must surrender his/her autonomy and place
his/her destiny in the hands of a stranger and, generally speaking,
a money-motivated, unprincipled, third-party initiate of a
pirate "profession," i.e. an attorney, is false and fatally flawed
on its face. The Legal Masters of the World have artfully swindled
you out of your capacity to settle disputes privatelyand then
implemented a "protection service" whereby victim-customers must pay
extortion-rate fees for a judicial shill (one who acts as a decoy,
as for a pitchman), i.e. an attorney, to protect them from "the law"
and other attorneys. The services available at John Henry Doe &
Associates allow you to recapture and exercise your right to settle
disputes privately, a right so natural that it is actually more of
an innate, personal responsibility, one that comes with ownership
and operation of a human body.
Delightfully, based on the inherently fraudulent character of these
three industries (each agenda of which is nearly always enforced by
a member of the legal gang, i.e. an attorney) a proper response can
expose a defect that can be used to emasculate an attacker and
get him/her to give up/go away.
In the case of the banking systemand make no mistake: the legal
system is here strictly to enforce and ensure the policies and
objectives of the banking system, despite all illusions to the
contrarythe flaw is that neither the bank, nor the attorney for the
bank, can produce evidence, admissible as such in a court of law,
that demonstrates that the bank has suffered harm as a result of the
alleged loan transactiona requirement in order for the bank to
enforce its claim, but only if properly posed and insisted upon, in
proper form, and not inadvertently/unwittingly conceded/verified by
the alleged borrower. When debt collection personnel are put on the
spot to prove up harm at the hands of an alleged borrower, said
personnel are hamstrung by the obligation and inability to do so,
and so cannot proceed without fear of serious and immediate legal
repercussions, or are legally estopped (a legal term that means,
essentially, barred from asserting a claim or right that contradicts
what one has said or done before, or what has been legally
established as true) from proceeding altogether.
Although there is a growing number of knowledgeable people
(worldwide) that are aware of the true nature of the duplicitous
modern banking scheme and so-called "loan" process, virtually all
come up short in knowing exactly how to "present their case" and get
debt collectors to acknowledge the unsound nature of the claim and
go away. The Fair Debt Collection Practices Act (15 USC §1692) is a
useful tool in dealing with debt collectors, and can serve one if
timely exploited, but is not necessary in order to get collection
personnel to go away and permanently cease all collection activity
on a particular alleged account/debt.
What John Henry Doe & Associates has to offer is an effective way to
deal with (1) debt-collector demands for payment, (2) debt-collector
lawsuits, and (3) demands/requests for performance:
(1) In the case of debt-collector demands for payment, the
collection process is arrested at the very beginning, before it
converts into a legal matter, and resolves matters privately either
by (a) getting the collection personnel to go away and cease all
collection activity, or (b) establishing documentary evidence that
can be used to invalidate any subsequent claim should said debt-
collection personnel, or any other debt-collection personnel, ever
attempt to collect on the same alleged account/debt debt in the
future, or (c) both of the above.
(2) Debt-collector lawsuits are handled in a similar fashion as
demands for payment, with even more profound results, but need to be
addressed within a few days (two weeks is the limit) of service of
summons and complaint in order to avoid burdensome entanglements and
complications. Such can be overcome, but can be avoided altogether
via prompt response.
(3) Demands/requests for performance come in many shapes and sizes,
and each is addressed in accordance with its unique
characteristics. As with (1) and (2) above, the earlier such are
confronted the better.
The concepts of Honor and Dishonor (of demands and requests made by
debt collectors and others) play heavily into the procedure of
dealing with a attacker's written communication. "The devil is
in the details," (proverb) and the above services flush out
everything alleged by an attacker in microscopic detail.
In terms of demands and requests for payment or performance, to
honor means, essentially, to accept and agree to come through with
that which is demanded/requested, whether fully (unconditionally) or
conditionally (upon successful completion of some condition, such as
provision of proof of claim).
Regarding handling debt collectors, the private settlement contract
documents produced by John Henry Doe & Associates are conditional
acceptances, and effectively put the ball back in the debt
collector's court to demonstrate the validity of the alleged claim
or concede that said claim is bogus and unenforceable. Most, but
not all, other demands/requests for performance are also conditional
acceptances, but do not necessarily appear in the form of a
consensual contract, as is the case with debt collectors.
Regarding debt collectors (FYI: all attorneys, including government,
as well as IRS, attorneys, are legally classified as debt
collectors), "the practice of law" never comes into play as long as
one's initial response is timely/promptbut even when not, there are
ways to convert a public proceeding back into a private contractual
affair without engaging in the practice of law and get things
settled before any such public proceeding gets out of hand. John
Henry Doe & Associates does not engage in the practice of law.
In the event one allows a potential legal situation to develop too
long, unattended, one may be faced with the dilemma of how to quell
the legal repercussions of one's (dishonorable) omissions, an
unfortunate state of affairs. That is why it is absolutely
imperative that one tackle any debt-collection attempt, whether
letter or lawsuit (as well as any other type of demand/request for
performance) on an immediate basis. The procedure for killing off a
debt-collection attempt on a debt that the collector is unable to
verify (as that term, i.e. verify, is defined in law dictionaries)
is now a simple procedure and is essentially the same for both debt-
collector demand letter and lawsuit (with the end result that the
former alleged debt is rendered invalid and permanently officially
labeled as such). The method for handling demands/requests for
performance is not dissimilar from that which is used to handle
demands/requests for payment.
Some timeless maxims of law:
The contract makes the law (Le contrat fait la loi.).
Consent makes the law (Consensus facit legem; i.e. a contract is the
law between the parties, which can acquire force only by consent.).
The agreement of the parties makes the law of the contract
(Contractus legem ex conventione accipiunt.).
The trick is in how to do business with a debt collector by engaging
him/her in private consensual contract. Once any such contract is
established, the "law between the parties"irrespective of any prior
agreementis formalized. The Debt Collector-Demand Letter Response
and -Lawsuit Response services result in a contract between the
parties that acts as an estoppel (a bar that prevents one from
asserting a claim or right that contradicts what one has said or
done before, or what has been legally established as true) against
the collector. The resulting contract is also effective as an
estoppel against any other party that may somehow acquire the same
former alleged account/debt and attempt collection thereon (what is
rendered invalid in the initial debt-collection attempt cannot be
made valid through sale/assignment/transfer thereafter).
Additionally, for those who are familiar with the proprietary,
copyrighted "Notice of Common Law Trademark" available exclusively
through John Henry Doe & Associates, all the above services make
accommodation for its use, if desired. Notice of Common Law
Trademark is an effective secondary deterrent, setting up profound
private consensual contractual financial obligations that are
virtually immediately privately enforceable against debt-collection
personnel who cannot substantiate the debt they seek to collect, yet
insist on continuing anyway. It is noteworthy that there are very
few, if any, attorneys that will continue with collection efforts
following receipt of a private settlement contract and Notice of
Common Law Trademark prepared by John Henry Doe & Associates. The
effectiveness of the above services, however, is not dependent on
utilization/employment of said Notice of Common Law Trademark.
Further, there does not appear to be any reason that the techniques
and procedures described herein will not work in other so-
called "common-law countries," e.g. England, Australia, New Zealand,
Canada, etc., and possibly even civil-law countries, such as France
In closing, it should be pointed out that none of the hereinabove-
described services are designed to help anyone escape accountability
for his/her own acts/omissions. Rather, said private contractual
document-preparation services are offered to assist potential
victims of Big Brother's wealth and freedom confiscation and
usurpation machinery to accept full responsibility for any alleged
debt/obligation; and, in the event a particular alleged
debt/obligation cannot be substantiated by the alleging party, to be
able to establish conclusive evidence of that fact via evidentiary
documents prepared by John Henry Doe & Associates. The route out of
the current financial/legal/taxation jungle can be negotiated
successfully only via acceptance of, as well as responsibility for,
any and all extraneous demands for compliance that may cross one's
Responsibility is always the key, whether for oneself, one's family,
one's group, or mankind in general. The modern Western banking,
legal, and taxation industries pose grave immediate and long-term
consequences for all the aforementioned. The more responsibility
one can assume in reforming these activities, the better one and
those around one will do. The services offered on this website are
one such effort in that direction.
Disclaimer: The foregoing does not constitute legal advice and is
not intended as such. If the reader is in need of legal advice the
reader should consult a legal professional licensed to dispense
 Emasculate: Castrate; destroy the strength or force of; weaken.
 Devil: Anything difficult, hard to operate, control, understand,