Betty Kyewa, Sasha Mrkailo, Thank you for your wonderful responses to Fred.
Fred Kayiwa, please let me know, What is a question that you don't know
the answer to, but wish to answer? That would help me understand what you
would like to learn, to explore, and what kind of project (for $100) we
might best work on together.
Thank you also for writing about what you would like to achieve, such as
starting a cyber cafe and also helping your grandmother. Fred, I am also
interested to get your help to try out my phonics flash cards so that the
children could teach themselves how to read. But it's most important to
think of a project that would connect with the questions you want to
Fred, I note that we have discussed the possiblity of a loan to buy a cow
for your grandmother and so I share this correspondence with our Cyfranogi
I also share my chat with Emmanuel Norman Nakhokho who is also in Uganda.
Perhaps we might work on the flash cards together.
+1 312 618 3345
AndriusKulikauskas: Hi Norman
Norman: yes plz :: l was some how buzy with the project
AndriusKulikauskas: Are you in Uganda? I am in San Francisco now. :: Which
project are you working on?
Norman: yes am ij uganda now :: the oe fpr orpahsn
AndriusKulikauskas: what is your full name?
Norman: Emmanue Norman nakhokho :: http://bunabumalivt.tumblr.com/
page is here http://www.worknets.org/wiki.cgi?EmmanuelNormanNakhokho
AndriusKulikauskas: Thank you. Your blog is nice! Who is helping you make it?
Norman: afriend from netherlands :: l was to meet thereza when se came to
kenya but l mised
AndriusKulikauskas: Do you have a deepest value in all of your life that
includes all of your other values? :: That is how we organize ourselves.
Norman: yes plz
AndriusKulikauskas: What is your value?
Norman: is to help the children of God who have no education :: l have
wrietn al that here
:: ut was yu who
asked me to give yu all
AndriusKulikauskas: And do you have a question that you don't know the
answer to, but wish to answer?
Norman: yes plz :: how can l get volunteerrs to come to my project
AndriusKulikauskas: And what would you like to achieve?
Norman: to get help for children who lost there parents :: and now orphans
AndriusKulikauskas: I will put you on this team:
:: and also I have added a link
to your blog on your wiki page, as well as your deepest value and your
would be the next steps do you think?
Norman: tha :: thanks very much
AndriusKulikauskas: What volunteers do you have so far? and how can they
Norman: l had one in march :: and helped us with two sewing machines ::
lant to get more people then we can hare with them withthe kids atthe
AndriusKulikauskas: How far are you from Kampala?
Norman: it is 170km :: 3-4 hur trip by bus
AndriusKulikauskas: And how much does it cost to travel?
:: al deatils are there :: have
yu seen it
AndriusKulikauskas: I have taken a look now and I have added the link to
your wiki page.
AndriusKulikauskas: Your pages are very helpful!
Norman: welcome and realy l ove geting help for kids :: like even justtys
AndriusKulikauskas: How much does it cost to travel to Kampala?
Norman: add this also www.bunabumali.org.uk, :: for me am in kampala :: it
depends :: like l wil be going tombale on friday to see the kids :: and l
may use 50$ going and coming :: but l wanted to buy them some food bt am
not sure so l wil jst go and give them sometoys :: can this page work
:: thanks :: what about
:: am looking at yur addition
AndriusKulikauskas: Have you met Fred Kayiwa? :: I will work with him on a
small project :: and I am interested that he try out the phonics flash
cards which I invented so children can teach themselves how to read
AndriusKulikauskas: Here is a little bit of an explanation:
:: and here is a PDF file
with the cards:
Norman: fred is so nice persn
AndriusKulikauskas: the children can play games with them and learn how to
read. :: I am glad that you know each other.
Norman: we are greatfriends :: ths is nice :: l wish we could make some
and take to kids
AndriusKulikauskas: yes I will write to him and see what he thinks :: now
I have to make some telephone calls here in the US
Norman: yes plz even me it s now later am going home :: thanks very much l
wish l get thi sproject to sucess
Apart from Milk cow there is another option of poultry. Because the way we
keep our cows here it really needs hard labour and this is an old woman
who can't carry grass of say 150Kgs per day for the cow. Thus why I am
suggesting that the old woman keeps local hens.
She can start from around 50 hens which can cost roughly 250,000= uganda
shillings. Medicine for the hens can be at say 50,000=, Maize brand (food)
can be 100,000= per month.(She can as well harvest grass and give them).
I know Fred can help her to purchase the food and medicine for the hens
and water containers can cost roughly 50,000=After one month they can
start laying eggs and by selling those eggs she can be able to purchase
more food. She can also start getting more chicks from them and thus how
she will be able to sustain herself.
But the question is how does she raise the money?
My suggestion is as a socialagriculture group please let us fundraise for
What do you say?????
Be bless always.
] On Behalf Of Sasha
Sent: Tuesday, May 20, 2008 10:51 AM
Subject: [socialagriculture] Re: microfinance, Uganda
Thank you Betty, for the pragmatic answer.
But that sounds quite harsh. I didn't envision microcredit to work
like this. This sounds more like micro robbing to me.
What could be a good way to help Fred and his grandmother?
--- In firstname.lastname@example.org, Betty Kyewa <bkyewa@...> wrote:
> Hi Fred,
> Thanks for the concern about the welfare of your grandma.
> Buying a heifer for your grand mother is a good idea but buying it
on a loan will even give her more stress and even shorten her life.
> A good cow in Uganda costs about 1,000,000= Uganda shillings. When
you go to Micro Finance and you ask for a loan of 1,000,000= they will
deduct 200,000= as Insurance and loan processing fee and they give you
800,000= which will not be enough to purchase a cow. On top of that
their intrest is about 21% to 24%.
> This cow will give this old woman 7-8 ltrs of milk which is about
3,000= per day X 30 days = 90,000= per month which can not even cover
the loan repayments because the Micro finance can even give her 6 - 8
months to repay the loan.
> Remember this cow has to be treated from time to time and veterinary
drugs are very expensive.
> As a socialagriculture group let us discuss and see how we can help
> God's Blessings to All.
> Betty kyewa
> From: email@example.com
[firstname.lastname@example.org] On Behalf Of Sasha [mrkflux@...]
> Sent: Monday, May 19, 2008 3:20 PM
> To: email@example.com
> Subject: [socialagriculture] Re: microfinance, Uganda
> Hi Fred,
> you should read all that is on the kiva.org website first. You have to
> do your homework! If you don't do it, can you expect someone to do it
> instead? You have to be serious, I am sure its not easy to get a loan
> even a microfinance loan, if you are not very serious with this.
> On this page you will find kiva.org partners, it seems that they dont
> deal with individuals but only with microfinance groups on the ground
> There are three groups in Uganda, one has its own page.
> Contact the groups, write them emails, call them, visit them. I am
> sure you will find the needed info if you really need it.
> --- In
"fdkayiwa" <fdkayiwa@> wrote:
> > Am down in masaka to my grand mother's home she is abit weak
> > but she will be fine am so hapy for her improvement
> > Besides i still look forwad for geting her aloan to get a heifer for
> > milk or milk cow
> > what do you think?