Well, I called our insurance company (USAA) today to see how much
extra I'd have to pay to get our homeowners liability policy to cover
our boat, and was pleasantly surprised when they told me it was
automatically covered already.
They said any boat with an outboard motor under 50HP, and length under
35' was covered without a rider.
I did bump up the limits of our liability coverage while I was in the
'beware-the-lawyers' frame of mind. For an extra $18 a year we're now
covered up to $500,000 per incident instead of $100,000.
Thanks again, Paul.
> --- In email@example.com, Paul Esterle <pesterle@> wrote:
> > The two most expensive possibilities in regards to operating a
> > damage to another boat and oil spill remediation. Damage to your own
> > boat is far down the list. Look for a liability only policy from a
> > insurance specialist.
> > Paul Esterle
> > Freelance Boating Writer
> > Columbia 10.7, 26 & Matilda 20
> > North East, MD.
> > "Capt'n Pauley's Boat Repairs & Upgrades"
> > book at www.captnpauley.com
> > home.comcast.net/~pesterle/
> > Wesley Cox wrote:
> > >
> > > What about damage to someone else's boat caused by your boat?