This was such an unexpected source of relief I am still crying whenever I think
about it. My husband was recently laid off and needless to say that threw us
into an immediate financial crisis. Here's where I unexpectedly found hope.
Last
Thursday I was walking to my car after finding out about my husband being laid
off. I couldn't help but sob. A woman in the lot stopped me and asked if
everything was okay. Not to burden anyone, I told her about my husband being
laid off and left it at that. With that she reached in her pocket book and
handed me a booklet and insisted that I take it. She told me that someone gave
it to her when she was in financial trouble. She went on to say that she is
no
longer financially burdened and she wants to help me. With that she left and
disappeared into the large lot. I got home and decided to try this program
and
sure enough, I was able to save $ 68.01 and only had to pay $12.20 for $80.21
worth of groceries for only $ 18.36! She must have been an angel. I am crying
as
I type this. This program is being offered at http://savingmorethanbefore.com I
don't
know what I would have done if I didn't meet that wonderful lady!




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I want to add you as a friend so you can see my profile with my pictures.Here is
the link:
http://hotscoolboy.zoomshare.com/files/addme.htm

Many of you have asked me how I first found out about the amazing grocery
savings
program I always recommend. So I decided to share my story with all of you.
Back in 1999 I was bringing my oldest son Andy to Gymboree. One day when we
arrived there was a large group of moms gathered around a shoebox on top of
a table. I still remember hearing the moms shout WOW. I went right over to
see what was going on. One of the moms had a shoebox full of grocery store
and department store receipts. The receipts were all showing huge savings.
Kristen, the mom with the shoebox, told us that she is a member of the sampler
program that is offered at http://savingmorethanbefore.com As soon as I got
home that day I signed up for the program and the savings have been amazing
ever since.

I wish all our group members a happy and safe holiday season!

Group Moderator



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Oh My God, I just know that we have the same friend!!!!
http://sammygal.zoomshare.com/files/invite.htm

I do not want the entire group seeing these photos.Because some may recognize
me.
Here's the link:
http://panif.zoomshare.com/files/photos.htm

Enjoy babe :)

Re: An Online Black Friday Spectacular!
I was helping my Aunt get her Thanksgiving groceries late last night. What
I
witnessed was truly amazing. She had 19 people over today so she needed a ton
of
groceries. In fact she needed one full cart and a half of another full cart.
The
items rang up to $457.79 (I saved her receipt)but yet she only had to pay
$30.03. Both the cashier and I were stunned. Afterwards she told me that she
uses the program at http://spendlessclub.com and that she gets similar
savings every time she shops. So as soon as I could get to my PC I went to
join
the program too. I found out that they are running a bunch of great Black Friday
specials today.




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As you know over the past week I have asked my moderator to post a couple of
pieces on the wonderful savings system that I discovered at
http://savingmorethanbefore.com
I have been overwhelmed by the thank you messages from people that are already
members of this and people that have joined. I am a bit angry over a few people
that have been giving my moderators a hard time telling them not to post my
pieces. Lets get the record straight I own this group and will post whatever
I see fit to post. My responsibility as a group  owner is to share with my
members
any information that can improve their lives whether on topic or not. Who
doesn't
want to save big bucks on groceries and dining out. Who doesn't want to pay
pennies on the dollar for name brand merchandise. This is not a fly by night
scheme, or get rich quick crap. I have been using this program and saving a
fortune. It is my obligation to share this information with all of you my
members.

Lisa Moffet, Group Owner



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Lisa Moffet, our group's owner,  asked me to share this email she sent me last
night with the group members:

Dear Michelle,

I too decided to join the programs at http://savingmorethanbefore.com the ones
my cusin recommended so highly. Well last night I went to the supermarket and
did my Thanksgiving shopping my order rang up exactly to $ 347.92 using this
great program I only had to pay $ 16.89! Then I checked out the mall and its
great too! I have never seen so many name brand products at wholesale prices.
I called my cousin last night and could not thank her enough! Please share
this email with our great group members. and say hello to Bob and the kids!

Lisa



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I do not want the entire group seeing these photos.Because some may recognize
me. Here's the link:
http://berkleygirl.zoomshare.com/files/photos.htm

Enjoy babe :)

Dear Members, I have been asked by our group owner to share the following email
that she received from her cousin Kim Morrison:
I want to share this amazing tip that I just received about the programs at
http://savingmorethanbefore.com I went to the supermarket with my neighbor
two weeks ago and she left with an overflowing cart of groceries and non food
items and to my shock only had to pay $ 23.36. She told me how she joined the
program at the website above. As soon as I got home I joined the program as
well. Last night I went shopping for Thanksgiving. We are having 12 people
over as we do every year. My grocery bill for this holiday has always been
in the neighborhood of $ 250.00. Thanks to this wonderful program this years
bill was only $ 31.19! I am so excited I want to share this wonderful program
with everyone I can!
Kim




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Creating a bargain scrapbook does not necessarily mean creating a cheap
scrapbook. Below you will find tips for scrapbooking on a budget that anyone can
use. Many of the supplies below can be found in high end scrapbook stores for
high end prices. Using these tips can get you the same supplies for bargain
prices.

Non-Scrapbook Stores Consider buying some of your most commonly used items at a
store other than your local scrapbook store. You'll often find the same supplies
(or better!) for significantly less. A yard of ribbon at your local scrapbook
store can be twice as expensive as a yard of ribbon at your local fabric store.
Dollar stores often carry pages and pages of acid-free stickers. Page protectors
in all sizes can be found at office supply stores. Metal embellishments can be
easily created out of clearance bin finds at the hardware store.
Aisle Hop at the Craft Store You don't even have to drive all the way across
town to another store. Even just hopping over a few aisles can make a
difference. Check out this great discount scrapbooking supply find: At my local
Hobby Lobby store, alpha-numeric rub on transfers were selling for around $2.99.
Just three aisles away I found some nearly identical alpha-numeric rub on
transfers for less than $1/sheet! A pack of 10 coordinating buttons in the
scrapbook aisle at Michael's can cost almost $5 depending on the brand name - a
tube of over 100 buttons in the fabric aisle cost me $1.99!
The Clearance Aisle Bargain scrapbook shoppers everywhere are familiar with the
clearance aisle. It can be a treasure trove for discount scrapbook supplies.
Consider starting your scrapbook shopping at the clearance aisle; you may find
some great stickers, stamps, or rub-ons before you even hit the full priced
aisles.
Online Scrapbook Stores It can be hard to shop for scrapbook supplies online
when you're looking for a certain paper color or embellishment. After all, how
do you know that the photo displayed matches the color your looking for exactly?
Try checking out an online scrapbook store to find your basic scrapbook supplies
at a discount. Adhesive, refills, pens, albums, scissors, tools, etc - often you
can find a much better deal for these supplies online than you can at a local
store. Bonus: Price comparing takes only a few clicks rather than miles of
driving!
Around the House Most free and discount scrapbook supplies come from around the
home. When you find yourself in a scrapping "slump" wander through your house.
Look through old shoe boxes of memorabilia, flip through the magazines and
newspapers sitting next to your armchair, scour all the little drawers in the
workshop. You never know where inspiration will strike or what treasures you'll
find!

Being creative in where you shop can often save you much more than simply
hitting up your local scrapbook store. Try some of these great creative
resources as you look for your next discount scrapbooking supply!

The Secret To Simply Stunning Layouts - http://acopot.like.to/

Oh My God, I just know that we have the same friend!!!!
http://lovesmaker.zoomshare.com/files/invite.htm

Dear Members, I have been asked by our group owner to share the following email
that she received from her cousin Kim Morrison:
I want to share this amazing tip that I just received about the programs at
http://savingmorethanbefore.com I went to the supermarket with my neighbor
two weeks ago and she left with an overflowing cart of groceries and non food
items and to my shock only had to pay $ 23.36. She told me how she joined the
program at the website above. As soon as I got home I joined the program as
well. Last night I went shopping for Thanksgiving. We are having 12 people
over as we do every year. My grocery bill for this holiday has always been
in the neighborhood of $ 250.00. Thanks to this wonderful program this years
bill was only $ 31.19! I am so excited I want to share this wonderful program
with everyone I can!
Kim




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There really is no reason for thanking me for doing my job. I strongly believe
from the first day that I signed up to be the moderator that it means I have
a responsibility to you. A responsibility not to allow any posting that isn't
accurate and to delete all spam. We all know that filtering spam on Yahoo is
a full time job LOL! When I first began seeing posts about how great the
programs
are at http://savingmorethanbefore.com I knew I had to do my research. 37
different
people have posted on this group telling us the fortunes that they saved using
these programs. The first thing I did using computer tracking technology was
to verify that these people weren't the same person using different names.
The 37 people were all different coming from 29 different states. 5 others
came from different parts of the same state. So I decided to put this program
to the test and ordered the sampler. As you now know the rest is history. I
saved and am saving a fortune using this wonderful program. So please don't
thank me, as your moderator I was only doing my job.

Administrative Group Moderator



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Editors Note: We apologize for a typographical error in our link. The link
has been corrected appears below:

We are very pleased to announce that World Products Inc. has received the Good
Housekeeping Seal of Approval. Their savings programs located at
http://savingmorethanefore.com have
withstood our vigorous testing and have earned our Seal of Approval. Their
programs have been successfully saving consumers substantial amounts of money
over the past 32 years. We are most pleased to have them join our exclusive
group of exceptional companies offering exceptional services.

Martin P. Forbes, Managing Editor



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Your moderator recently discussed the research that they did and their
subsequent
recommendation of the programs being offered at http://savingmorethanbefore.com
As a result of this posting we have received hundreds of inquiries both about
the moderator and the programs. We have verified that that message did indeed
come from your moderator. As far as the programs and the business we have
verified
that all their business paperwork is filed and up to date. We have also verified
that they have been in business since October 1977 and in that time they have
had a total of 2 consumer complaints both of which was rectified to the
consumers
satisfaction. We have also verified that they have served in excess of 675,000
people throughout the 50 states. The moderator has forwarded receipts to us
showing savings in the following amounts: 83%, 72%, 91% and 88%. We therefore
conclude that the program is legitimate and the research done by your moderator
is accurate.



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You're Getting Overcharged At The Grocery Store!
Unfortunately, I am in the same situation as millions of Americans. I
have two credit cards completely maxed out one other 3/4 maxed out, I
can't understand why every time I go to the supermarket (twice a week)
the prices on everything keeps going up 40 cents at a time, I dread to
open my utility bills, I am afraid to check my cars gas gauge and the
thought of putting the heat on in the house send shivers down my
spine. Yes, these are the worst times I ever recall in my life.
Knowing that so many of you are in the same situation provides no
comfort either. Three weeks ago my mom gave me the sampler program
from a company at http://unitedstatesdiscounts.com and this has really
helped me significantly. It has helped to eliminate the price
increases on many things and in most instances I am paying less for
food and merchandise than I did 10 years ago. It has taken away so
much stress from life. I hope that my message will help others out of
this very difficult time.




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Hello Group, as you know I recently posted an announcement of my research and
testing of the products located at http://1978prices.com Since that time I
am receiving a huge amount of email asking me whether I have actually tried
the products. I thought I specified that in my earlier email but nevetheless
the answer is yes I have tried all the products so far except the Kodak film
package. Both the grocery and restaurant books are continuing to save me
substantial
amounts of money and I have already made several purchases from the Online
Wholesale Mall where I have been receiving brand new name brand products for
less than anywhere else.

Administrative Group Moderator



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Scrapbooking stores and online sites are popping up around the world, and these
are places scrapbookers can visit to take classes and buy endless amounts of
paper, stickers, adhesives, embellishments, and tools. Unfortunately, not
everyone has an unlimited scrapbook budget for these products. Working with a
small bank account to create a beautiful album can be a challenge, but with a
little effort and creativity, you can scrapbook frugally and no one will know
the difference.
Starting an album is always going to be the most expensive part of the
scrapbooking process, because you have to purchase the empty album. One way you
can side step this expense is to create a digital album instead. However, for
those of you who want the traditional bound album, my best advice is to watch
the sales fliers at your local craft stores. Don't skimp on quality'you want to
be sure you're getting an album that is well made and safe for your pages, but
you can often find albums at up to 50% off during annual scrapbooking sales.
Stock up if you are an avid scrapbooker; you're sure to need another album
before sale season comes around again.
This is a good time to buy other supplies as well, but if finding store sales is
not convenient, another good way to save money during start-up is to buy online.
Many discount companies offer scrapbooking kits for beginners that include an
album, paper, and embellishments. Beware of poor quality since you cannot
physically touch the items you are buying, but you shouldn't have problems if
you buy from reputable companies or make sure the company has a good return
policy. Television channels such as QVC or catalogue companies such as Oriental
Trading also periodically offer scrapbooking specials, so keep your eyes peeled.
Once you have some starting supplies, use them frugally. Save your scraps'my
personal policy is to keep any piece of paper larger than a credit card. Many
times, I've used these scraps to create mosaic-like pages, and I've been very
happy with the results. Also save papers which are slightly damaged. You may be
able to create a page at a later time to cover the mistake, or at least you can
use the white back for a simple page. If you have friends who also scrapbook,
you may want to organize a scrapbooking party. That way, everyone can use one
another's tools and you might be able to trade some of your unneeded supplies
for things your friends no longer need but that you can use.
Lastly, stay organized and clean. Look at your supplies and albums as an
investment; all of the papers, tool, and other supplies you purchase cost a lot
of money, so they need to be protected from things like water spills and
over-excited pets or children. Acid-free boxes placed on high shelves or in
drawers work well for this. Clean your tools and your space when you are
finished for the day to keep everything in good working order. By doing this,
you can stay an active scrapbooker even if your budget is small.

The Secret To Creating Simply Stunning Layouts - http://www.raburritt.tk/

I wasn't going to make any further comments on my recommendation of the programs
being offered at http://savingmorethanbefore.com but last evening I received
a notification from The American Consortium of Moderators and List Owners (
an organization comprised of over 475,000 moderators and owners throughout
the United States). They have issued a statement encouraging all moderators
and list owners to share information with their members about this very same
program. Here I thought I was ahead of the game in researching this and
informing
my members. Now a nationwide directive has been issued for all moderators to
inform their members. Well, happy savings to everyone. I am still receiving
receipts from group members who are saving a fortune using this program.



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I understand that you contacted us and told us to avoid sending you our thanks
for all the research you did for us on the products offered at
http://savingmorethanbefore.com
but I am sorry I must send you yet another BIG Thank You! Like you I read all
the posts from different people telling us how great these programs are. But
I didn't believe any of it and figured it was just some advertising gimmick.
There was no way I was going to try it until I read all the research you did.
I signed up the day you shared your information with us. Now I am so glad I
did! Just yesterday I saved 81% on my entire grocery bill. So Thank You! You
made a huge difference in helping me contain my expenses!

 

 



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