I find it amazing how much time has actually been spent discussing the same
topic of PPL.  I have read through the pros and cons.  I suppose one can argue
effectively for either.  Eventually though, it becomes opointless to keep
arguing the same points.  If you are for, more power to you, if you are against
it so be it.  I just do not understand why after so any postings it is still
being debated.  I am sure in some instances it may very well be beneficial to
some and others it is a waste of time.  Either way, let's move on already.

Gilbert Rubio
Global Security & Investigations
www.global007.com
Houston, Texas
(713)725-1527

-----Original Message-----
From: Vicki Siedow <Siedow@...>
To: infoguys-list@yahoogroups.com
Sent: Mon, 4 Apr 2005 14:11:45 -0700
Subject: RE: [infoguys-list] RE: Pre-Paid Legal -- My .02




It sure sounds like you didn't get a good explanation of the plan.  It's
also too bad that no one used it for what it does do. No one had a Will
drawn, a contract reviewed, a letter of phone call on their behalf, etc?  As
I've said, it's heavily on the preventive side.  It does cover a number of
hours if YOU ARE SUED IN CIVIL COURT.  It is defensive.  It does not cover
hours if you want to bring suit.  They will advise you, write a letter, etc.
but not represent at no cost you in a civil suit that you bring.  They do
not want to be in the position of siging up a bunch of people who then
proceed to file one frivolous suit after another.  It would be foolhardy and
irresponsible.

They also do not cover most criminal, drug or alchohol related matters.
They do not want to have a bunch of gangsters sign up and proceed to raise
heck, knowing that they have free legal help to get them off.  They DO cover
work related criminal, which is most of what a PI will need.   They also
cover from start to finish all non alchohol related accidental deaths by
vehicle.  We recently had a cop who was driving home from a long shift, hit
someone and killed them.  The case went for months, and all was covered.

PPL is a very conservative and responsible group.  They are absolutely anal
about doing things legally and correctly.  They do not want to encourage
more frivolous lawsuits or cirme, so they took care to exclude those areas
of coverage that they thought could be abused.  It's true that it doesn't
cover everything, but there is a very good reason for that, I think.  It
does cover a whole heck of a lot for a measly $26 a month for a couple and
their kids.  If you do the Will alone you've saved money.  I can show you
mountains of success stories, some of them mine.  My PPL attorneys have
saved me a ton of money and time.

Let me think.  For example, they've reviewed my contracts, advised me on
many cases, helped me collect money owed me, helped me get my city to change
their housing contracts, handle a towed car, a tree falling on a house,
complete divorce papers, dissolving a disputed Corp.  Sort out my mortgage
bank on numerous occasions when they mess up my account and ignore me
(that's a whole epic in itself, that bank is absolutely psychotic)

The company was started by a man who sold insurance.  He was in an accident
in which someone died.  Even though the other driver was cited at the scene,
they sued him in civil court, and it cost him everything he had to defend
himself.  He had medical and auto insurance, but they don't cover this sort
of case.  He decided to fill in that gap.  Similar plans have been popular
for years in parts of Europe.  Being an Insurance man, he adapted it and
brought it here.  No one should ever say that it does everything, it does
not, but it does do an excellent job of keeping people out of legal trouble
and helping them out of a jam here and there.  It is not designed for
criminals or to encourage litigation.  Your members should have used the
plan for what it was designed.  I'm very sorry that whomever explained the
plan did not apparently make it clear, although the member packages you all
received should have handled that.

So in the examples you relate:

1)  "Our officer requested representation through PPL.  She wanted to sue
the motel.  PPL offered only a pittance of a percentage discount on an
attorney of PPL's choice and they would write a letter to the motel. "

That's correct, PPL does not represent you in a civil suit that you bring.
They do offer a 25% discount off the normal rates for anything that's not
otherwise covered, criminal, etc. included.  They do advise you on how to
handle it, and will write one letter per matter, in this instance demanding
restitution.  Additional letters and calls are available inexpensively.
I've had them write letters for me, and all have gotten results.

2)  "She was denied representation for the disciplinary action - she was off
duty and alcohol was involved. "

That's correct.  The exclusions include drugs and alchohol, and on this plan
(Law Officers) administrative discipline for off-duty occurrances.

3)  "disciplinary action is not covered"

Actually, I don't see that exact exclusion.  I'd need to know more about
this instance.  The main exclusion clause that applies in your instances is
this:

"Administrative and Termination Hearing Representation: Not covered under
this benefit are hearings and investigations or inquiries which result from
any alcohol or drug-related matter or allegation involving the use of
chemicals. Also not covered are hearings resulting from matters arising
other than from the direct performance of job responsibilities while on
active duty, such as reduction in force or any other termination or
separation from service unrelated to job performance. Pre-existing
conditions are not covered. "

This is the description of the plan that I'm guessing you had.

Expanded Law Officers Legal Plan

Preventive Legal Services
Toll Free Phone Consultations with your Provider Lawyer

This plan offers, unlimited telephone access to your Provider Law Firm for
personal and business advice when you enroll. Call the toll-free number
during business hours when you have a non-emergency legal problem or
question.


Phone Calls and Letters...

A phone call or letter from your Provider Lawyer can get you the results you
want fast. Your Provider Lawyer will recommend a letter or phone call when
that is the best step for you. One call or letter per personal subject
related matter is free with your membership. Plus, you'll receive two
business letters each year at no additional cost! Additional assistance for
same subject at 25% discount.


Contract and Document Review...

You can have an unlimited number of personal legal documents, up to ten
pages each, reviewed by your Provider Lawyer. Included each year is one
business document review at no additional cost! Your Provider Lawyer will
analyze the documents and suggest changes for your benefit before you sign.


Wills for You and Your Family...


A Will for you at no additional charge, not just a "simple" Will, but one
that meets most Americans' needs - with free yearly reviews and updates.
Wills for covered family members are just $20 each; changes and updates $20.
Trust preparation is available at a 25% discount.


* Additional Information & Exclusions


Administrative and Termination Hearing Representation
Up to 10 hours of legal consultation, advice and representation for 2
administrative inquiries or investigations per membership year; up to 5
hours of assistance per occurrence.

Advice, counsel, and representation by your Provider Lawyer for one
pre-termination hearing each membership year -- at no additional cost.

24 hour Toll-free telephone access to your provider lawyer in the event of
an emergency arising from your direct employment responsibilities while on
active duty as a law enforcement officer.

Your Provider Lawyer will also help with post-termination hearings (before a
review board or arbitrator) as described below. (Additional preparation time
is covered under your 25% discount.)

1st member year: 60 hours of actual hearing time at no added charge
including 2.5 hours of pre-hearing assistance, counsel.

2nd year renewal: 120 hours of actual hearing time at no added charge
including 3 hours of pre-hearing assistance, counsel.

3rd year renewal: 180 hours of actual hearing time at no added charge
including 3.5 hours of pre-hearing assistance, counsel.

4th year renewal: 240 hours of actual hearing time at no added charge
including 4 hours of pre-hearing assistance, counsel.

5th year renewal: 300 hours of actual hearing time at no added charge
including 4.5 hours of pre-hearing assistance, counsel.


* Additional Information & Exclusions


Trial Defense Services
You and your spouse also have coverage for representation by your Provider
Lawyer if either of you are named defendant or respondent in a covered civil
or job-related criminal action filed in court. Hours available for
representation increase each membership year.

1st member year:
75 hours of actual trial time at no additional charge including 17.5 hours
of pre-trial time.

2nd year renewal:
140 hours of actual trial time at no additional charge including 23 hours of
pre-trial time.

3rd year renewal:
205 hours of actual trial time at no additional charge including 28.5 hours
of pre-trial time.

4th year renewal:
270 hours of actual trial time at no additional charge including 34 hours of
pre-trial time.

5th year renewal:
335 hours of actual trial time at no additional charge including 39.5 hours
of pre-trial time.

* Additional Information & Exclusions


Motor Vehicle Related Services
It's your worst nightmare - a tragic accident resulting in loss of life,
especially in the line of duty. If you are driving a vehicle, with the
express consent and permission of the owner of the vehicle, and you are
involved in an accident that results in your being criminally charged with
manslaughter, involuntary manslaughter, negligent homicide, or vehicular
homicide, you will be entitled to defense of the charge by your provider
lawyer in the court of original jurisdiction.

* Additional Information & Exclusions


IRS Audit Legal Services
Pre-Paid Legal takes the bite out of an IRS audit with up to 50 hours of
professional services for either you, your spouse, or your dependent
children when notified in writing of an IRS audit, or requested to appear at
the IRS about your tax return.
Your 50 hours break down to:

One hour for consultation, advice, assistance when notified of an audit.

2.5 hours at no added charge if settlement is not reached in 30 days.
Available for representation, negotiations, conferences, telephone
conversations, and settlement conferences prior to litigation.

46.5 hours at no added charge if settlement is not reached without
litigation and the IRS sues you, or you pay the disputed tax, and sue the
IRS.

Coverage begins with the return due on April 15 of the year your membership
is effective. Services under this benefit available through your Provider
Lawyer.


* Additional Information & Exclusions


Other Legal Services
Your Provider Lawyer will render assistance at a 25% reduction to his or her
standard or corporate hourly rate for you or your spouse should you need
legal assistance or litigation services not otherwise covered by this
membership. Your Provider Lawyer must have five days notice prior to court
representation. Telephone advice is available immediately.

* Additional Information & Exclusions


Additional Information & Exclusions:

Due to regulatory requirements, benefits and rates vary in certain states
and provinces. The information contained on this material is for
illustrative purposes only and is not a contract. It is intended to provide
a general overview of plan coverage; only a plan contract can give actual
terms, coverage, amounts, conditions and exclusions.

Phone Consultation: Nevada residents limited to 50 hours of telephone
consultation per year.

Letters and Phone Calls: A letter or phone call per subject matter is
available if advisable in your Provider Law Firm's sole discretion.

Contract and Document Review: Nevada residents limited to 5 personal legal
documents reviewed per year.

Will Preparation: Trust preparation is available at a 25% discount. A
standard Will with yearly updates provided for the primary member at no
additional cost. Covered family members can also have their Will prepared
for $20 each, with yearly updates for only $20.

Administrative and Termination Hearing Representation: Not covered under
this benefit are hearings and investigations or inquiries which result from
any alcohol or drug-related matter or allegation involving the use of
chemicals. Also not covered are hearings resulting from matters arising
other than from the direct performance of job responsibilities while on
active duty, such as reduction in force or any other termination or
separation from service unrelated to job performance. Pre-existing
conditions are not covered.

Trial Defense Services: This coverage applies only to the named member and
spouse. Divorce, separation, annulment, child custody or other
divorce-related matters, bankruptcy, charges of DUI/DWI, drug-related
matters (whether prescribed or not), hit and run, leaving the scene of an
accident and civil or criminal charges occurring as a result of operating a
commercial vehicles with more than two axles are not covered under this
benefit, but are covered by the preferred member discount. Additional
exclusions under this benefit: Being named in a civil lawsuit or having
criminal charged filed against you because you are listed as an owner,
management or associate of the business and you had no direct involvement
with the act or matter that gave rise to the lawsuit or criminal charge.
Those charges are covered with your preferred member discount. If the
lawsuit was filed because of something that occurred prior to your
membership or because of conditions that were reasonably anticipated or
foreseeable prior to your enrollment, then the lawsuit is excluded from your
Trial Defense benefit. This exclusion applies even if the lawsuit is filed
after you become a member. These lawsuits are covered with your preferred
member discount. Class actions, interventions or amicus curiae filings in
which the covered member is a party (or potential party) are excluded. Also,
this coverage does not include garnishment, attachment or any other appeal.
Your Provider Law Firm has the right to determine whether or not your claim
or defense to a matter will prevail in court or is frivolous or without
merit. This includes deciding whether or not to appeal any judgment or
decision. Your Provider Law Firm also has the right to present your claim or
defense according to their independent professional judgment. Pre-Paid Legal
will not influence or attempt to modify how your Provider Law Firm provides
their professional services.

Motor Vehicle Related Services: Benefits are available 15 days after
enrollment. Not covered are pre-existing conditions, charges related to
DUI/DWI or drug related matters, matters arising from the use of a
commercial vehicle with more than 2 axles, hit and run related charges, or
charges where the covered person is driving without a valid operator's
license.

IRS Audit Legal Services: Does not cover business tax returns, garnishment,
attachment or any other appeal, class actions, interventions or amicus
curiae filings, charges of tax fraud or income tax evasions, Trust returns,
payroll and information returns, partnerships, corporation returns or
portions thereof that are included in the member's tax returns, pre-existing
conditions - where member has been notified by the IRS prior to enrollment,
and services rendered by an enrolled agent. Coverage includes the return due
on April 15th of the first membership year.

Other Legal Services: The standard hourly rate discount for law enforcement
matters may differ from the standard hourly rate discount offered for
non-law enforcement related assistance due to the complexity and lawyer
specialization needed in law enforcement cases. A retainer may be required
before services are rendered under this benefit.


Vicki Siedow
Siedow & Associates Investigations
& Custom Legal Support Services
2629 Foothill Blvd. #262
La Crescenta (Los Angeles area), CA 91214
818-242-0130
800-448-6431
818-688-3295 fax
Siedow@...
http://Siedow.LawAndOrder.com
CA Lic. PI #22852
Member NCISS
Need economical legal help?
http://AreYouProtectedYet.com


-----Original Message-----
From: Gerri Edler [mailto:gedler@...]
Sent: Sunday, April 03, 2005 2:01 PM
To: infoguys-list@yahoogroups.com
Subject: [infoguys-list] RE: Pre-Paid Legal -- My .02



As the office manager for the New Iberia Policeman's Association, Local 152,
(www.nipoa.org), I have personal experience with PPL.

In June of 1998 the NIPA General Membership listened to a presentation by
PPL sales associates.  It was impressive and sounded like it would give
police officers peace of mind -if they ever needed representation whether on
or off duty, it would be there. The presentation indicated "You need us?  WE
ARE THERE!!"  All you have to do is call.  We'll come to you anytime,
anywhere."  The membership voted YES to PPL.

We signed up 60-70 members and started paying the monthly bill.  No one
needed an attorney for anything in the first 4 years.

In 2002, Murphy discovered that his law had somehow ignored our police
department for 4 years and he had some catching up to do.  Then it hit the
fan.

1.  A police officer and her Trooper boyfriend were vacationing in Florida.
Their motel room was burgled while they were at the beach.  Her gun, badge
and $1,500 was stolen. When they reported it to the clerk they discovered
that the burglars had gone to the motel front desk saying, "I lost my key to
room xxx", and the clerk gave them another key to room xxx without asking
for ID.  Local police did little more than write a report.  Our officer
requested representation through PPL.  She wanted to sue the motel.  PPL
offered only a pittance of a percentage discount on an attorney of PPL's
choice and they would write a letter to the motel.  (She never received
restitution).

2.  A CID Sergeant and her subordinates were out on the town one night. They
had just enough alcohol to cause a very loud discussion.  They created a
scene in the bar and the sheriff's office was called.  She was fired.  It
was extreme disciplinary action for an off duty occurrence.  She called PPL.
She was denied representation for the disciplinary action - she was off duty
and alcohol was involved.  (She remains fired).

3.  A Major was suspended and demoted for the manner in which he reprimanded
a subordinate (it was a poor choice of words).  The discipline was extreme.
He called PPL.  He was denied representation - disciplinary action is not
covered.  (He retired rather than remain on the job with a 2 rank demotion).


After more than 4 years of paying premiums, we had sent them nearly $40,000;
AND had not made one request for representation!!  PPL didn't give a hoot
about helping us out when we needed it and didn't care when we said we
wanted to cancel the coverage.  "OK, we'll send out the cancellation letters
to your members."  *Click*  [phone goes dead].

It's a doggone good thing none of the officers needed representation for a
shooting!!  (Which, incidentally, happened shortly after we cancelled.  A
local attorney took the case for $650 - officer cleared).


Gerri Edler, LPI
Lic# 5922-111704-LA
Black Horse Agency LLC
PO Box 60279
Lafayette, LA 70596
Email:gerri@...

--
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Checked by AVG Anti-Virus.
Version: 7.0.308 / Virus Database: 266.9.1 - Release Date: 4/1/2005








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[Non-text portions of this message have been removed]

Amen Gilbert, a number of our fellow Investigators do like to continue
debates now and then ad nauseam.

Martin  Lichtig
NYS Licensed Private Investigator #11000051467/NYC Licensed Process  Server
#0965095
Certified Member NYSPPA
3874 Valleyview St.
Mohegan  Lake, NY 10547
914-528-1875
Serving Westchester & Putnam Counties  Zip Codes 105XX, 106XX 107XX 108XX
and 914 & 845 Area  Codes


[Non-text portions of this message have been removed]

I'll have to check out that homeowner's policy thing.  It sounds like it
would be good to have both that and PPL, as you'd get the consultation,
phone calls, letters, Wills, traffic & IRS matters, plus the discount
through PPL (presumably the homeowners policy doesn't cover all that) and
the homeowners sounds like it would handle most of the rest of the big
stuff.   I agree that the fees do add up when you initiate the suit, but so
do the discounts.  We have people sign up who have a preexisting issue just
to get the discount.  Paying $26 a month to get 25% off on, say, that
$75,000 cost sure sounds like a good deal.   Thanks for the tip!


Vicki Siedow
Siedow & Associates Investigations
& Custom Legal Support Services
2629 Foothill Blvd. #262
La Crescenta (Los Angeles area), CA 91214
818-242-0130
800-448-6431
818-688-3295 fax
Siedow@...
http://Siedow.LawAndOrder.com
CA Lic. PI #22852
Member NCISS
Need economical legal help?
http://AreYouProtectedYet.com


-----Original Message-----
From: athena_s_sword [mailto:StarTree@...]
Sent: Monday, April 04, 2005 9:32 AM
To: infoguys-list@yahoogroups.com
Subject: [infoguys-list] an alternative to PPL




I think I'm pretty qualified to weigh in on the PPL debate.  I have been
sued in three states, most recently, my home state of New Mexico for $13.5
million.  These are SLAPP suits (strategic lawsuits against public
participation) for posts I made about a penny stock company on the financial
message board Raging Bull.  And what things could a person possibly post
that  would justify a $13.5 million suit? Well, I factually stated that the
company had associations convicted stock fraud felons. I questioned their
press releases. I won't stray any further off topic to get into the gritty
details, but you can read about it on my blog Http://www.athena-sword.org.
I am being defended in these multiple lawsuits by attorneys paid for by my
homeowner's insurance. If you don't have the rider on your homeowners policy
that pays for your defense in legal disputes, I absolutely urge you to get
one today.

  My defense to get the Nevade suit against me dismissed on jurisidicational
grounds cost $38k. The Florida suit  for dismissal on jurisdiction has
gotten complicated  and is probably up to around $75k by now. The New Mexico
attorneys are charging $10k a MONTH.  This rider cost an extra $10 month or
so on my policy (I had it in place for years).
Because of my claim, my homeowner's premium will go up $30 a month for 2
years.  When you have such coverage it is insurance company's fiduciary duty
to provide you with representation, and, if there is a dispute about whether
or not they will cover you (such as in the example of the police
department), the state insurance board can mediate.
Unfortunately, the insurance does NOT cover a countersuit for malicious
prosecution that I have initiated. And THAT is costing me a bundle, even
with the attorney doing it on partial contingency.  It was difficult to even
find an attorney to take the countersuit because Internet law and the First
Amendment is such new legal territory.

If you post on message boards, even if you post the truth and your opinions,
which should be protected under the First Amendment, you can be sued.  I
call it Censorship by Litigation.  I have however, developed some pretty
outstanding research skills when it comes to investigation of public
companies and money laundering.

As far as PPL, when you are talking a percentage of tens of thousands of
dollars, that would mount  up pretty fast in suits like mine.  You need full
coverage, 100% of legal fees.
I will say that my boyfriend, who is a truck driver, has PPL and has found
it very useful for dealing with traffic violations in different states.
He's a very careful driver, but there are speed traps and truly bogus police
harrassment of truckers. In the 10 years he had had PPL  they have gotten
him  some kind  of deal where he pays bigger fines in order to not have the
citation go on his record. (Only 3 and he loses his CDL).
Is it worth the monthly
cost over  what  he would have had to pay if he'd just saved the money?
Probably not, but it is hard to find attorneys in other states.

And yes, reading about PPL on different websites, there certainly is a lot
of controversy surrounding it so, IMO, a homeowner's rider (for those who
are
homeowners) is the best
bet.  Because, face it.  Where there's smoke (controversy) there's usually
fire.


--
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Checked by AVG Anti-Virus.
Version: 7.0.308 / Virus Database: 266.9.1 - Release Date: 4/1/2005

Did you ever notice that the people who want to limit debates never
offer any subject of interest to discuss that would replace the debate
they have tired of?  They just seem to want the list to stop dead in
the water, as that's what inevitably happens in reponse to these
whining entreaties.

Like the doctor saud, if reading these posts hurts your heads, don't
read them.

My take on pre-paid legal is this: If the plan, in effect, promises
good legal representation at highly reduced costs, it's "too good to
be true," and therefor to be avoided.

Mark

--- In infoguys-list@yahoogroups.com, sherlockhomz@a... wrote:
>
> Amen Gilbert, a number of our fellow Investigators do like to continue
> debates now and then ad nauseam.
>
> Martin  Lichtig
> NYS Licensed Private Investigator #11000051467/NYC Licensed Process
  Server
> #0965095
> Certified Member NYSPPA
> 3874 Valleyview St.
> Mohegan  Lake, NY 10547
> 914-528-1875
> Serving Westchester & Putnam Counties  Zip Codes 105XX, 106XX 107XX
108XX
> and 914 & 845 Area  Codes
>
>
> [Non-text portions of this message have been removed]

Why don't eBay and Pay pal do more to decrease the amount of fake
emails? One would think that they could keep people from copying their
emails by tagging them or just outright preventing a right click? I am
just complaining here because I use both and I am tired of sending the
reports of fraudulent email only to be told that "you should change
your password as a preventative measure" Should I change my password
every day? I get the emails every day. It just seems funny to me that
cookies can track what I bought a year ago or what I typed into a
search but they can't keep track of simple emails? Case in point. When
was the last time you got a fake email from yahoo or Amazon? When was
the last time you got a fake email from yahoo groups trying to get you
to update or a "Warning" Your account will be deleted if you do not
enter you vitals right now. I am just sick of them. That's all sorry I
just needed a little venting.
Leif
Infoguys.com
Spyville.com

Leif wrote:

>
> Why don't eBay and Pay pal do more to decrease the amount of fake
> emails? One would think that they could keep people from copying their
> emails by tagging them or just outright preventing a right click? I am

There are more ways to copy a site and disabling right click won't do
much at all.

You're right about it being a PITA to report this stuff as Ebay/PayPal
don't make it easy to report and if you do, you get that stupid canned
response.  Frankly, I can't believe that there are enough people out
there that are dumb enough to do everything asked in an e-mail.  Ah, but
I guess I can, the Nigerians are still making money off the suckers.  I
guess it's just Darwin at work<g>

>
> was the last time you got a fake email from yahoo or Amazon? When was
> the last time you got a fake email from yahoo groups trying to get you
> to update or a "Warning" Your account will be deleted if you do not
> enter you vitals right now. I am just sick of them. That's all sorry I
> just needed a little venting.


That's simple, Leif.  The ones you mentioned don't provide immediate
gratification, the bastards would actually have to work to do something
with your info at Yahoo or Amazon.

With PayPal or Washington National Bank or Well Fargo, etc. they get
your credentials they will go through your account like a dose of
salts.  You're done before you even know you've been had.

--

Enjoy,

Bob
________________________________________________________________
    Hrodey & Associates                           Established 1977
     Post Office Box 366            Member of NALI, ASIS, FBINAA, NAPPS
Woodstock, IL  60098-0366         NCISS, Assoc Det of IL & P.A.W.L.I.
     Licensed in IL & WI               (815) 337-4636 Voice  337-4638 Fax
       email:  inquiry@...   or     rth@...
           Illinois License 115-000783  Wisconsin 8045-063

homeowner's rider
- - - - - - -- -- - - - - - - - - - --

   Would you mind explaining. I've been a home owner
for many, many years but haven't heard anything about
what you were speaking of.
   Thank you, Shelly

Shelly Daniel
Able Process Service & Investigative Research
Registered & Bonded in California
Office# 760-378-2329 Fax # 760-378-0055
Member of NAIS, Chamber Of Commerce,
FOE, International Internet Investigators
http://www.hightechinvestigations.org/
Historical Society, etc..

E&OE. All spelling and grammatical errors are for your enjoyment and
entertainment only and are copyright Shelly Daniel. This message is
guaranteed free of exotic diseases. This e-mail message and any
attachments are confidential and may be privileged. If you are not the
intended recipient, please notify me immediately by replying to this
message and please destroy all copies of this message and attachments.
Please also try to forget everything you have read that was contained in
this E-Mail message, except this part, and you may not copy it. Thank you.

Would like to get your opinions on this case.

Will give $5.00 donation for each opinion to the Schiff Liver foundation.
Thanks,

Amy

This is a case arising out of a single vehicle accident caused by a rear tire
tread belt separation on an Isuzu pickup truck.  We have settled with Isuzu
and the only remaining defendant is C. Tire.  It is the plaintiffs’ position
that the Cooper tire was defective in its design and manufacture.  Further it is
plaintiffs’ position that the tread belt separation caused the accident.

Mr.  Ramon  was a 26-year-old construction worker who was a passenger in the
subject vehicle.  He was partially ejected during the rollover and the vehicle
came to its final rest on his chest.  Mr. Ramon died of his injuries at the
scene of the accident.  He was never married, has no children and is survived
by his parents and five siblings who reside in El Salvador.  His brother,
Mario, is the Personal Representative of the estate and resides in Florida.

Antonio Velez was 17 years old and was also a construction worker and
passenger in the subject vehicle.  Mr. Velez was ejected from the vehicle and
was
transported to North Broward Medical Center where he was diagnosed with
fractures
of C6 and C7, rendering him a quadriplegic.  He was stabilized, with two
chest tubes in place, but on the eighth day after the accident went into cardiac
arrest, was successfully resuscitated but remained unresponsive and CT scan
revealed changes consistent with hypoxic brain injury.  His condition continued
to gradually decline and he was pronounced dead on December 16, 2000, eleven
days after the accident.  Mr. Velez had never married, had no children and is
survived by his mother, who resides in El Salvador, and four siblings.  His
sister, Gloria , resides in Florida and is the Personal Representative of his
estate.


It is the defendant’s position that the tire failed as a result of abuse and
misuse by the operator, asserting that the tire was underinflated and suffered
impact by an unknown object sometime prior to the accident.  They assert that
these two factors are the cause of the tread separation.  Defendants' experts
will testify that the tread separation did not cause the accident which they
assert was the result of a defective vehicle and overreaction by the operator.

  The operator of the vehicle is a co-defendant, but plaintiffs have not
focused on him and at this point they do not believe he caused or contributed to
the accident.  C. tire has also raised a seat belt defense because none of the
occupants were belted at the time of the accident.  They claim damages are
limited because plaintiffs were illegal aliens.


[Non-text portions of this message have been removed]

Thanks, Bill, for another of your informative missives.  I have a collection
of, and refer to them.


Vicki Siedow
Siedow & Associates Investigations
& Custom Legal Support Services
2629 Foothill Blvd. #262
La Crescenta (Los Angeles area), CA 91214
818-242-0130
800-448-6431
818-688-3295 fax
Siedow@...
http://Siedow.LawAndOrder.com
CA Lic. PI #22852
Member NCISS
Need economical legal help?
http://AreYouProtectedYet.com


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Checked by AVG Anti-Virus.
Version: 7.0.308 / Virus Database: 266.9.1 - Release Date: 4/1/2005

I thought so, too.  I checked it out, expecting the worst, and was very
surprised to find  that it is a good deal.


Vicki Siedow
Siedow & Associates Investigations
& Custom Legal Support Services
2629 Foothill Blvd. #262
La Crescenta (Los Angeles area), CA 91214
818-242-0130
800-448-6431
818-688-3295 fax
Siedow@...
http://Siedow.LawAndOrder.com
CA Lic. PI #22852
Member NCISS
Need economical legal help?
http://AreYouProtectedYet.com


-----Original Message-----
From: twnsnd_mrk [mailto:twnsnd_mrk@...]
Sent: Monday, April 04, 2005 4:17 PM
To: infoguys-list@yahoogroups.com
Subject: [infoguys-list] Re: Pre-Paid Legal -- My .02




Did you ever notice that the people who want to limit debates never offer
any subject of interest to discuss that would replace the debate they have
tired of?  They just seem to want the list to stop dead in the water, as
that's what inevitably happens in reponse to these whining entreaties.

Like the doctor saud, if reading these posts hurts your heads, don't read
them.

My take on pre-paid legal is this: If the plan, in effect, promises good
legal representation at highly reduced costs, it's "too good to be true,"
and therefor to be avoided.

Mark

--- In infoguys-list@yahoogroups.com, sherlockhomz@a... wrote:
>
> Amen Gilbert, a number of our fellow Investigators do like to continue
> debates now and then ad nauseam.
>
> Martin  Lichtig
> NYS Licensed Private Investigator #11000051467/NYC Licensed Process
  Server
> #0965095
> Certified Member NYSPPA
> 3874 Valleyview St.
> Mohegan  Lake, NY 10547
> 914-528-1875
> Serving Westchester & Putnam Counties  Zip Codes 105XX, 106XX 107XX
108XX
> and 914 & 845 Area  Codes
>
>
> [Non-text portions of this message have been removed]








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Ryugen pondered from his easy chair and then replied:

As someone who specializes in Internet related stuff, let me explain how
impossible what you suggest is...

First: Prevent Right Click - means nothing... most phishing scams use
embedded anchors <img src http://whatever.domain.dom/thispicture.gif>
This code literally gets the image file from the company's own server by
reference... so it is not ever actually IN the phishing email until you
look at it

Second: Right Click cant capture -- When your use a browser, each and
ever image you see has already been downloaded to an area for such files
on your computer - temporary internet files -- this cache is rarely
emptied, but is there. any above average computer tech can look in this
file area and extract for use the files containing the images you have
seen, even if they disable "right click" to make is SEEM impossible to
the unsophisticated user ...

As an investigator.. you need to know that evidence of "illegal"
browsing activities might well be on the computer even if the suspect
believes that it has been erased ...

Cookies can ONLY be read by the system that SET them .. and never
non-interactively.. i..e you must be using the browser to get to the
site that created the cookies for them to be read.. if you don't go near
the site (or its affiliates.. banner adds DO take you there by
reference) your cookies are meaningless to the folk that set them

The lack of phishing from Yahoo is significant because Yahoo groups do
not engage in the direct or indirect transfer of $$$$ -- Amazon does not
allow you to shop someone else's account even if you log in by accident
to it... because of the cookies that are unique to your machine and
theirs ... Pay Pal (which is owned by eBay) does deal directly with
large amounts of money --- so if you were the bad guys., wish accounts
would YOU try to steal? Stealing someones' Pay Pal account is the
equivalent of lifting their credit card ...




Leif wrote:

>Why don't eBay and Pay pal do more to decrease the amount of fake
>emails? One would think that they could keep people from copying their
>emails by tagging them or just outright preventing a right click? I am
>just complaining here because I use both and I am tired of sending the
>reports of fraudulent email only to be told that "you should change
>your password as a preventative measure" Should I change my password
>every day? I get the emails every day. It just seems funny to me that
>cookies can track what I bought a year ago or what I typed into a
>search but they can't keep track of simple emails? Case in point. When
>was the last time you got a fake email from yahoo or Amazon? When was
>the last time you got a fake email from yahoo groups trying to get you
>to update or a "Warning" Your account will be deleted if you do not
>enter you vitals right now. I am just sick of them. That's all sorry I
>just needed a little venting.
>Leif
>Infoguys.com
>Spyville.com
>
>
>
>
>
>
>
>
>
>
><p><hr></p>
>To subscribe, send an empty message to <a
href="mailto:infoguys-list-subscribe@yahoogroups.com">infoguys-list-subscribe@ya\
hoogroups.com</a><br/>
>To unsubscribe, send a message to <a
href="mailto:infoguys-list-unsubscribe@yahoogroups.com">infoguys-list-unsubscrib\
e@yahoogroups.com</a><br/>
><p><hr></p>
>Yahoo! Groups Links
>
>
>
>
>
>
>
>
>
>
>

I do understand that no right click would only stop a few. I also
comprehend referencing a picture from the web and or from temp files
in my pc. It seems to me that if I go to pay pal my address is there
that's a cookie. They know it's me. (Or at least my pc) Then I enter
a password now they are sure it's me (or a good imitation of me).
The pictures and text file and or text pictures are hosted and I
report it does that not mean that the person or persons who hosted
it could be found? Even on a free host IPs are logged. I was under
the impression (correct me if I am wrong) that pay pal uses an
https: If I try to reference a picture or file from them I have to
sign in. My browser cache is set to 1 day my temp files are at the
lowest available setting. I do a lot of affiliate sales so I have to
either set myself as not recognized or make sure that my tracking
cookie is gone before I go to my sites so as not to skew my stats.
Why don't they (pay pal) embed tags in their emails or pictures that
look for my cookie? I know with my simple mind if I send you an
email (and it has a picture that I host) I know whether it showed or
not. I can go so far as to check if you linked to me or not with a
simple script. This same script will also remove your link if you
have taken mine down. So if the scammers can reference the pictures
from pay pal cant pay pal tell the pictures were shown more time
than the email was sent? I can in http: set my pictures to not be
taken. ( not just no right click but a php question and answer)
Couldn't pay pal do the same? I could see a small panel available
that pay pal could use to contact me? Much like the music people do?
I know I am over simplifying what is easy for me to do but with
millions of users it would be hard for them.  But there must be more
they (Pay pal) can do to prevent it.

--- In infoguys-list@yahoogroups.com, Ryugen C Fisher <mycroft@p...>
wrote:
>
>
> Ryugen pondered from his easy chair and then replied:
>
> As someone who specializes in Internet related stuff, let me
explain how
> impossible what you suggest is...
>
> First: Prevent Right Click - means nothing... most phishing scams
use
> embedded anchors <img src
http://whatever.domain.dom/thispicture.gif>
> This code literally gets the image file from the company's own
server by
> reference... so it is not ever actually IN the phishing email
until you
> look at it
>
> Second: Right Click cant capture -- When your use a browser, each
and
> ever image you see has already been downloaded to an area for such
files
> on your computer - temporary internet files -- this cache is
rarely
> emptied, but is there. any above average computer tech can look in
this
> file area and extract for use the files containing the images you
have
> seen, even if they disable "right click" to make is SEEM
impossible to
> the unsophisticated user ...
>
> As an investigator.. you need to know that evidence of "illegal"
> browsing activities might well be on the computer even if the
suspect
> believes that it has been erased ...
>
> Cookies can ONLY be read by the system that SET them .. and never
> non-interactively.. i..e you must be using the browser to get to
the
> site that created the cookies for them to be read.. if you don't
go near
> the site (or its affiliates.. banner adds DO take you there by
> reference) your cookies are meaningless to the folk that set them
>
> The lack of phishing from Yahoo is significant because Yahoo
groups do
> not engage in the direct or indirect transfer of $$$$ -- Amazon
does not
> allow you to shop someone else's account even if you log in by
accident
> to it... because of the cookies that are unique to your machine
and
> theirs ... Pay Pal (which is owned by eBay) does deal directly
with
> large amounts of money --- so if you were the bad guys., wish
accounts
> would YOU try to steal? Stealing someones' Pay Pal account is the
> equivalent of lifting their credit card ...
>
>
>
>
> Leif wrote:
>
> >Why don't eBay and Pay pal do more to decrease the amount of fake
> >emails? One would think that they could keep people from copying
their
> >emails by tagging them or just outright preventing a right click?
I am
> >just complaining here because I use both and I am tired of
sending the
> >reports of fraudulent email only to be told that "you should
change
> >your password as a preventative measure" Should I change my
password
> >every day? I get the emails every day. It just seems funny to me
that
> >cookies can track what I bought a year ago or what I typed into a
> >search but they can't keep track of simple emails? Case in point.
When
> >was the last time you got a fake email from yahoo or Amazon? When
was
> >the last time you got a fake email from yahoo groups trying to
get you
> >to update or a "Warning" Your account will be deleted if you do
not
> >enter you vitals right now. I am just sick of them. That's all
sorry I
> >just needed a little venting.
> >Leif
> >Infoguys.com
> >Spyville.com
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> ><p><hr></p>
> >To subscribe, send an empty message to <a href="mailto:infoguys-
list-subscribe@yahoogroups.com">infoguys-list-
subscribe@yahoogroups.com</a><br/>
> >To unsubscribe, send a message to <a href="mailto:infoguys-list-
unsubscribe@yahoogroups.com">infoguys-list-
unsubscribe@yahoogroups.com</a><br/>
> ><p><hr></p>
> >Yahoo! Groups Links
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >
> >

Shelly:
When I got a new homeowner's policy on my house about 5 years ago
there was the "basic" coverage but it did not cover things related to
a business in the home which I run. (Now, this is the really stupid
way that  insurance companies try to weasel and squeeze: I don't have
any more "equipment" than the average homeowner would have, but if it
were stolen, because I run a business out of the home, it wouldn't be
covered--go figure) For a small amount  more I got a "rider" or
extension to the basic coverage which covered my computer etc. The
agent on the phone said, that, with the one business in the home
rider I could  get another rider for just a tiny bit more --not
necessarily related to business  in the  home--that provided extra
coverage for  lawsuits such as defamation, assault, injuries on the
property.  Actually, it was the "injuries  on the property" part that
was the reason I got it because I own a large piece of property in a
rural area and people wander through it.  It was, unknowingly, one of
the smartest things I've ever done.  Not to plug any insurance
company, because I'm sure after all they've spent to defend me they
wouldn't want me as their  poster child for coverage---but it's St.
Paul/Travelers. I never in a million years would have thought that
I'd be the target of a lawsuit, much less a SLAPP suit.  I would say
call your insurance agent and  max out your  homeowner's coverage
with everything you possibly can.
--
Susan Blumenthal

P.O. Box 1062
Placitas, New Mexico 87043

v. 505.771.8888   f. 771.8889   cell 505.321.0494
visit my blog http://www.athena-sword.org
------------------------------------
Men occasionally stumble over the truth, but most of them pick
themselves up and hurry off as if nothing had happened.
-- Sir Winston Churchill

[Non-text portions of this message have been removed]

Gilbert is right on!  I have read and evaluated the many posts and it is
beyond time to move onto other issues.  Most of the posts have been detailed
and informative yet the personalities are taking over.  Ave those posts for
direct contact so that the group can continue to learn and network aside
from the fray.

All the best to the group!

God Bless Our Troops and the United States!

John


John R.W. MacIntire, Jr.

President

MacIntire & Associates, Inc.

531 West Plata, Suite #200

Tucson, Arizona  85705

(800) 641-2737 / (520) 622-2737

(888) 882-5205 / (520) 792-2764 Fax

  <mailto:john@...> john@...

  <http://www.macintireandassociates.com/> www.macintireandassociates.com

AZ PI #8008002

Member:  NCISS, INTELNET, AFOSISA, AALPI, ASIS



"Information for Peace of Mind"



Confidentiality Notice



The documents accompanying this telecopy transmission contains confidential
information, which is legally privileged.  The information is intended only
for the use of the recipient.  If you have received this transmission in
error, please notify use by telephone to coordinate the return of the
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   _____

From: grubiopi@... [mailto:grubiopi@...]
Sent: Monday, April 04, 2005 2:37 PM
To: infoguys-list@yahoogroups.com
Subject: Re: [infoguys-list] RE: Pre-Paid Legal -- My .02



I find it amazing how much time has actually been spent discussing the same
topic of PPL.  I have read through the pros and cons.  I suppose one can
argue effectively for either.  Eventually though, it becomes opointless to
keep arguing the same points.  If you are for, more power to you, if you are
against it so be it.  I just do not understand why after so any postings it
is still being debated.  I am sure in some instances it may very well be
beneficial to some and others it is a waste of time.  Either way, let's move
on already.

Gilbert Rubio
Global Security & Investigations
www.global007.com
Houston, Texas
(713)725-1527

-----Original Message-----
From: Vicki Siedow <Siedow@...>
To: infoguys-list@yahoogroups.com
Sent: Mon, 4 Apr 2005 14:11:45 -0700
Subject: RE: [infoguys-list] RE: Pre-Paid Legal -- My .02




It sure sounds like you didn't get a good explanation of the plan.  It's
also too bad that no one used it for what it does do. No one had a Will
drawn, a contract reviewed, a letter of phone call on their behalf, etc?  As
I've said, it's heavily on the preventive side.  It does cover a number of
hours if YOU ARE SUED IN CIVIL COURT.  It is defensive.  It does not cover
hours if you want to bring suit.  They will advise you, write a letter, etc.
but not represent at no cost you in a civil suit that you bring.  They do
not want to be in the position of siging up a bunch of people who then
proceed to file one frivolous suit after another.  It would be foolhardy and
irresponsible.

They also do not cover most criminal, drug or alchohol related matters.
They do not want to have a bunch of gangsters sign up and proceed to raise
heck, knowing that they have free legal help to get them off.  They DO cover
work related criminal, which is most of what a PI will need.   They also
cover from start to finish all non alchohol related accidental deaths by
vehicle.  We recently had a cop who was driving home from a long shift, hit
someone and killed them.  The case went for months, and all was covered.

PPL is a very conservative and responsible group.  They are absolutely anal
about doing things legally and correctly.  They do not want to encourage
more frivolous lawsuits or cirme, so they took care to exclude those areas
of coverage that they thought could be abused.  It's true that it doesn't
cover everything, but there is a very good reason for that, I think.  It
does cover a whole heck of a lot for a measly $26 a month for a couple and
their kids.  If you do the Will alone you've saved money.  I can show you
mountains of success stories, some of them mine.  My PPL attorneys have
saved me a ton of money and time.

Let me think.  For example, they've reviewed my contracts, advised me on
many cases, helped me collect money owed me, helped me get my city to change
their housing contracts, handle a towed car, a tree falling on a house,
complete divorce papers, dissolving a disputed Corp.  Sort out my mortgage
bank on numerous occasions when they mess up my account and ignore me
(that's a whole epic in itself, that bank is absolutely psychotic)

The company was started by a man who sold insurance.  He was in an accident
in which someone died.  Even though the other driver was cited at the scene,
they sued him in civil court, and it cost him everything he had to defend
himself.  He had medical and auto insurance, but they don't cover this sort
of case.  He decided to fill in that gap.  Similar plans have been popular
for years in parts of Europe.  Being an Insurance man, he adapted it and
brought it here.  No one should ever say that it does everything, it does
not, but it does do an excellent job of keeping people out of legal trouble
and helping them out of a jam here and there.  It is not designed for
criminals or to encourage litigation.  Your members should have used the
plan for what it was designed.  I'm very sorry that whomever explained the
plan did not apparently make it clear, although the member packages you all
received should have handled that.

So in the examples you relate:

1)  "Our officer requested representation through PPL.  She wanted to sue
the motel.  PPL offered only a pittance of a percentage discount on an
attorney of PPL's choice and they would write a letter to the motel. "

That's correct, PPL does not represent you in a civil suit that you bring.
They do offer a 25% discount off the normal rates for anything that's not
otherwise covered, criminal, etc. included.  They do advise you on how to
handle it, and will write one letter per matter, in this instance demanding
restitution.  Additional letters and calls are available inexpensively.
I've had them write letters for me, and all have gotten results.

2)  "She was denied representation for the disciplinary action - she was off
duty and alcohol was involved. "

That's correct.  The exclusions include drugs and alchohol, and on this plan
(Law Officers) administrative discipline for off-duty occurrances.

3)  "disciplinary action is not covered"

Actually, I don't see that exact exclusion.  I'd need to know more about
this instance.  The main exclusion clause that applies in your instances is
this:

"Administrative and Termination Hearing Representation: Not covered under
this benefit are hearings and investigations or inquiries which result from
any alcohol or drug-related matter or allegation involving the use of
chemicals. Also not covered are hearings resulting from matters arising
other than from the direct performance of job responsibilities while on
active duty, such as reduction in force or any other termination or
separation from service unrelated to job performance. Pre-existing
conditions are not covered. "

This is the description of the plan that I'm guessing you had.

Expanded Law Officers Legal Plan

Preventive Legal Services
Toll Free Phone Consultations with your Provider Lawyer

This plan offers, unlimited telephone access to your Provider Law Firm for
personal and business advice when you enroll. Call the toll-free number
during business hours when you have a non-emergency legal problem or
question.


Phone Calls and Letters...

A phone call or letter from your Provider Lawyer can get you the results you
want fast. Your Provider Lawyer will recommend a letter or phone call when
that is the best step for you. One call or letter per personal subject
related matter is free with your membership. Plus, you'll receive two
business letters each year at no additional cost! Additional assistance for
same subject at 25% discount.


Contract and Document Review...

You can have an unlimited number of personal legal documents, up to ten
pages each, reviewed by your Provider Lawyer. Included each year is one
business document review at no additional cost! Your Provider Lawyer will
analyze the documents and suggest changes for your benefit before you sign.


Wills for You and Your Family...


A Will for you at no additional charge, not just a "simple" Will, but one
that meets most Americans' needs - with free yearly reviews and updates.
Wills for covered family members are just $20 each; changes and updates $20.
Trust preparation is available at a 25% discount.


* Additional Information & Exclusions


Administrative and Termination Hearing Representation
Up to 10 hours of legal consultation, advice and representation for 2
administrative inquiries or investigations per membership year; up to 5
hours of assistance per occurrence.

Advice, counsel, and representation by your Provider Lawyer for one
pre-termination hearing each membership year -- at no additional cost.

24 hour Toll-free telephone access to your provider lawyer in the event of
an emergency arising from your direct employment responsibilities while on
active duty as a law enforcement officer.

Your Provider Lawyer will also help with post-termination hearings (before a
review board or arbitrator) as described below. (Additional preparation time
is covered under your 25% discount.)

1st member year: 60 hours of actual hearing time at no added charge
including 2.5 hours of pre-hearing assistance, counsel.

2nd year renewal: 120 hours of actual hearing time at no added charge
including 3 hours of pre-hearing assistance, counsel.

3rd year renewal: 180 hours of actual hearing time at no added charge
including 3.5 hours of pre-hearing assistance, counsel.

4th year renewal: 240 hours of actual hearing time at no added charge
including 4 hours of pre-hearing assistance, counsel.

5th year renewal: 300 hours of actual hearing time at no added charge
including 4.5 hours of pre-hearing assistance, counsel.


* Additional Information & Exclusions


Trial Defense Services
You and your spouse also have coverage for representation by your Provider
Lawyer if either of you are named defendant or respondent in a covered civil
or job-related criminal action filed in court. Hours available for
representation increase each membership year.

1st member year:
75 hours of actual trial time at no additional charge including 17.5 hours
of pre-trial time.

2nd year renewal:
140 hours of actual trial time at no additional charge including 23 hours of
pre-trial time.

3rd year renewal:
205 hours of actual trial time at no additional charge including 28.5 hours
of pre-trial time.

4th year renewal:
270 hours of actual trial time at no additional charge including 34 hours of
pre-trial time.

5th year renewal:
335 hours of actual trial time at no additional charge including 39.5 hours
of pre-trial time.

* Additional Information & Exclusions


Motor Vehicle Related Services
It's your worst nightmare - a tragic accident resulting in loss of life,
especially in the line of duty. If you are driving a vehicle, with the
express consent and permission of the owner of the vehicle, and you are
involved in an accident that results in your being criminally charged with
manslaughter, involuntary manslaughter, negligent homicide, or vehicular
homicide, you will be entitled to defense of the charge by your provider
lawyer in the court of original jurisdiction.

* Additional Information & Exclusions


IRS Audit Legal Services
Pre-Paid Legal takes the bite out of an IRS audit with up to 50 hours of
professional services for either you, your spouse, or your dependent
children when notified in writing of an IRS audit, or requested to appear at
the IRS about your tax return.
Your 50 hours break down to:

One hour for consultation, advice, assistance when notified of an audit.

2.5 hours at no added charge if settlement is not reached in 30 days.
Available for representation, negotiations, conferences, telephone
conversations, and settlement conferences prior to litigation.

46.5 hours at no added charge if settlement is not reached without
litigation and the IRS sues you, or you pay the disputed tax, and sue the
IRS.

Coverage begins with the return due on April 15 of the year your membership
is effective. Services under this benefit available through your Provider
Lawyer.


* Additional Information & Exclusions


Other Legal Services
Your Provider Lawyer will render assistance at a 25% reduction to his or her
standard or corporate hourly rate for you or your spouse should you need
legal assistance or litigation services not otherwise covered by this
membership. Your Provider Lawyer must have five days notice prior to court
representation. Telephone advice is available immediately.

* Additional Information & Exclusions


Additional Information & Exclusions:

Due to regulatory requirements, benefits and rates vary in certain states
and provinces. The information contained on this material is for
illustrative purposes only and is not a contract. It is intended to provide
a general overview of plan coverage; only a plan contract can give actual
terms, coverage, amounts, conditions and exclusions.

Phone Consultation: Nevada residents limited to 50 hours of telephone
consultation per year.

Letters and Phone Calls: A letter or phone call per subject matter is
available if advisable in your Provider Law Firm's sole discretion.

Contract and Document Review: Nevada residents limited to 5 personal legal
documents reviewed per year.

Will Preparation: Trust preparation is available at a 25% discount. A
standard Will with yearly updates provided for the primary member at no
additional cost. Covered family members can also have their Will prepared
for $20 each, with yearly updates for only $20.

Administrative and Termination Hearing Representation: Not covered under
this benefit are hearings and investigations or inquiries which result from
any alcohol or drug-related matter or allegation involving the use of
chemicals. Also not covered are hearings resulting from matters arising
other than from the direct performance of job responsibilities while on
active duty, such as reduction in force or any other termination or
separation from service unrelated to job performance. Pre-existing
conditions are not covered.

Trial Defense Services: This coverage applies only to the named member and
spouse. Divorce, separation, annulment, child custody or other
divorce-related matters, bankruptcy, charges of DUI/DWI, drug-related
matters (whether prescribed or not), hit and run, leaving the scene of an
accident and civil or criminal charges occurring as a result of operating a
commercial vehicles with more than two axles are not covered under this
benefit, but are covered by the preferred member discount. Additional
exclusions under this benefit: Being named in a civil lawsuit or having
criminal charged filed against you because you are listed as an owner,
management or associate of the business and you had no direct involvement
with the act or matter that gave rise to the lawsuit or criminal charge.
Those charges are covered with your preferred member discount. If the
lawsuit was filed because of something that occurred prior to your
membership or because of conditions that were reasonably anticipated or
foreseeable prior to your enrollment, then the lawsuit is excluded from your
Trial Defense benefit. This exclusion applies even if the lawsuit is filed
after you become a member. These lawsuits are covered with your preferred
member discount. Class actions, interventions or amicus curiae filings in
which the covered member is a party (or potential party) are excluded. Also,
this coverage does not include garnishment, attachment or any other appeal.
Your Provider Law Firm has the right to determine whether or not your claim
or defense to a matter will prevail in court or is frivolous or without
merit. This includes deciding whether or not to appeal any judgment or
decision. Your Provider Law Firm also has the right to present your claim or
defense according to their independent professional judgment. Pre-Paid Legal
will not influence or attempt to modify how your Provider Law Firm provides
their professional services.

Motor Vehicle Related Services: Benefits are available 15 days after
enrollment. Not covered are pre-existing conditions, charges related to
DUI/DWI or drug related matters, matters arising from the use of a
commercial vehicle with more than 2 axles, hit and run related charges, or
charges where the covered person is driving without a valid operator's
license.

IRS Audit Legal Services: Does not cover business tax returns, garnishment,
attachment or any other appeal, class actions, interventions or amicus
curiae filings, charges of tax fraud or income tax evasions, Trust returns,
payroll and information returns, partnerships, corporation returns or
portions thereof that are included in the member's tax returns, pre-existing
conditions - where member has been notified by the IRS prior to enrollment,
and services rendered by an enrolled agent. Coverage includes the return due
on April 15th of the first membership year.

Other Legal Services: The standard hourly rate discount for law enforcement
matters may differ from the standard hourly rate discount offered for
non-law enforcement related assistance due to the complexity and lawyer
specialization needed in law enforcement cases. A retainer may be required
before services are rendered under this benefit.


Vicki Siedow
Siedow & Associates Investigations
& Custom Legal Support Services
2629 Foothill Blvd. #262
La Crescenta (Los Angeles area), CA 91214
818-242-0130
800-448-6431
818-688-3295 fax
Siedow@...
http://Siedow.LawAndOrder.com
CA Lic. PI #22852
Member NCISS
Need economical legal help?
http://AreYouProtectedYet.com


-----Original Message-----
From: Gerri Edler [mailto:gedler@...]
Sent: Sunday, April 03, 2005 2:01 PM
To: infoguys-list@yahoogroups.com
Subject: [infoguys-list] RE: Pre-Paid Legal -- My .02



As the office manager for the New Iberia Policeman's Association, Local 152,
(www.nipoa.org), I have personal experience with PPL.

In June of 1998 the NIPA General Membership listened to a presentation by
PPL sales associates.  It was impressive and sounded like it would give
police officers peace of mind -if they ever needed representation whether on
or off duty, it would be there. The presentation indicated "You need us?  WE
ARE THERE!!"  All you have to do is call.  We'll come to you anytime,
anywhere."  The membership voted YES to PPL.

We signed up 60-70 members and started paying the monthly bill.  No one
needed an attorney for anything in the first 4 years.

In 2002, Murphy discovered that his law had somehow ignored our police
department for 4 years and he had some catching up to do.  Then it hit the
fan.

1.  A police officer and her Trooper boyfriend were vacationing in Florida.
Their motel room was burgled while they were at the beach.  Her gun, badge
and $1,500 was stolen. When they reported it to the clerk they discovered
that the burglars had gone to the motel front desk saying, "I lost my key to
room xxx", and the clerk gave them another key to room xxx without asking
for ID.  Local police did little more than write a report.  Our officer
requested representation through PPL.  She wanted to sue the motel.  PPL
offered only a pittance of a percentage discount on an attorney of PPL's
choice and they would write a letter to the motel.  (She never received
restitution).

2.  A CID Sergeant and her subordinates were out on the town one night. They
had just enough alcohol to cause a very loud discussion.  They created a
scene in the bar and the sheriff's office was called.  She was fired.  It
was extreme disciplinary action for an off duty occurrence.  She called PPL.
She was denied representation for the disciplinary action - she was off duty
and alcohol was involved.  (She remains fired).

3.  A Major was suspended and demoted for the manner in which he reprimanded
a subordinate (it was a poor choice of words).  The discipline was extreme.
He called PPL.  He was denied representation - disciplinary action is not
covered.  (He retired rather than remain on the job with a 2 rank demotion).


After more than 4 years of paying premiums, we had sent them nearly $40,000;
AND had not made one request for representation!!  PPL didn't give a hoot
about helping us out when we needed it and didn't care when we said we
wanted to cancel the coverage.  "OK, we'll send out the cancellation letters
to your members."  *Click*  [phone goes dead].

It's a doggone good thing none of the officers needed representation for a
shooting!!  (Which, incidentally, happened shortly after we cancelled.  A
local attorney took the case for $650 - officer cleared).


Gerri Edler, LPI
Lic# 5922-111704-LA
Black Horse Agency LLC
PO Box 60279
Lafayette, LA 70596
Email:gerri@...

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[Non-text portions of this message have been removed]

Dear Group,

Yesterday I was trying to locate a person as part of my investigation and to get
a phone number. My intention was to speak to this person. The searches I did
thru the info services I have revealed that the phone number was"unlisted". I
did finally manage thru relatives to get a phone number but this effort left me
with a question on "how to find a source for private or unlisted phone numbers".
The online sources that advertised this item were outrageous in price and didn't
appear to be legitimate. Credit header checks did not reveal any info either. So
in the end, my question is,

Does anyone have a source for unlisted of private phone numbers?

Please reply to

info@... or
tpirro@...  or
to the group

Thank You,

Thomas D. Pirro         lic no. New York  11000096608
Delta Investigations
1631 Saint Jane Ave
Utica NY 13501

Phone/Fax: 315-733-6100

[Non-text portions of this message have been removed]

Thanks for the info. Susan.  I have Allstate Insurance, and called my agent
to see what they could offer.  It seems that my regular homeowner's policy
includes the legal fees and even pays a judgment if I lose.  They can add a
rider to cover business equipment as well.  They even cover things my family
and I do off the property, so if my kid bonks another kid in the park and we
get sued, that's covered.  Interestingly,  they would only defend me on
personal lawsuits, not those related to my work.

My Pre-Paid Legal coverage does cover work related (and non work related)
civil lawsuits, and even work related criminal charges, as well as the phone
consultations, DMV, IRS, Will preparation, etc.  It seems that having both
plans, PPL & Homeowner's policy, gives excellent coverage, and the two
hardly overlap at all.  What a great deal, both are inexpensive and
complement each other perfectly.  Thanks again!

(PS, love the Churchill quote)

Vicki Siedow
Siedow & Associates Investigations
& Custom Legal Support Services
2629 Foothill Blvd. #262
La Crescenta (Los Angeles area), CA 91214
818-242-0130
800-448-6431
818-688-3295 fax
Siedow@...
http://Siedow.LawAndOrder.com
CA Lic. PI #22852
Member NCISS
Need economical legal help?
http://AreYouProtectedYet.com


-----Original Message-----
From: StarTree@... [mailto:StarTree@...]
Sent: Tuesday, April 05, 2005 9:14 AM
To: infoguys-list@yahoogroups.com
Subject: Re: [infoguys-list] home owners policy



Shelly:
When I got a new homeowner's policy on my house about 5 years ago there was
the "basic" coverage but it did not cover things related to a business in
the home which I run. (Now, this is the really stupid way that  insurance
companies try to weasel and squeeze: I don't have any more "equipment" than
the average homeowner would have, but if it were stolen, because I run a
business out of the home, it wouldn't be covered--go figure) For a small
amount  more I got a "rider" or extension to the basic coverage which
covered my computer etc. The agent on the phone said, that, with the one
business in the home rider I could  get another rider for just a tiny bit
more --not necessarily related to business  in the  home--that provided
extra coverage for  lawsuits such as defamation, assault, injuries on the
property.  Actually, it was the "injuries  on the property" part that was
the reason I got it because I own a large piece of property in a rural area
and people wander through it.  It was, unknowingly, one of the smartest
things I've ever done.  Not to plug any insurance company, because I'm sure
after all they've spent to defend me they wouldn't want me as their  poster
child for coverage---but it's St.
Paul/Travelers. I never in a million years would have thought that I'd be
the target of a lawsuit, much less a SLAPP suit.  I would say call your
insurance agent and  max out your  homeowner's coverage with everything you
possibly can.
--
Susan Blumenthal

P.O. Box 1062
Placitas, New Mexico 87043

v. 505.771.8888   f. 771.8889   cell 505.321.0494
visit my blog http://www.athena-sword.org
------------------------------------
Men occasionally stumble over the truth, but most of them pick themselves up
and hurry off as if nothing had happened.
-- Sir Winston Churchill

--
No virus found in this outgoing message.
Checked by AVG Anti-Virus.
Version: 7.0.308 / Virus Database: 266.9.3 - Release Date: 4/5/2005

We can assist - go to www.PDJservices.com or call us at 1-800-298-1153.  No
database information - just real time info obtained directly from the carrier,
Realtime-Everytime!!

Results and accuracy GUARANTEED!


Patrick Baird, TPLI
1st Source / PDJ Investigations
Phone: 1-800-298-1153
Fax: 1-800-297-0012
TX Lic A-10979
"Telephone Investigations our Specialty"
Covering the United States, Canada & Mexico
http://www.pdjservices.com/

CONFIDENTIALITY NOTE:
This e-mail contains confidential information and is intended solely for the use
of the individual named on this transmission. If you are not the intended
recipient, you are notified that disclosing, copying, distributing or taking any
action in reliance on the contents of this information is strictly prohibited.
If you are not the intended recipient of this e-mail please destroy this message
immediately.
   ----- Original Message -----
   From: tpirro
   To: infoguys-list@yahoogroups.com
   Sent: Tuesday, April 05, 2005 12:39 PM
   Subject: [infoguys-list] unlisted phone number source



   Dear Group,

   Yesterday I was trying to locate a person as part of my investigation and to
get a phone number. My intention was to speak to this person. The searches I did
thru the info services I have revealed that the phone number was"unlisted". I
did finally manage thru relatives to get a phone number but this effort left me
with a question on "how to find a source for private or unlisted phone numbers".
The online sources that advertised this item were outrageous in price and didn't
appear to be legitimate. Credit header checks did not reveal any info either. So
in the end, my question is,

   Does anyone have a source for unlisted of private phone numbers?

   Please reply to

   info@... or
   tpirro@...  or
   to the group

   Thank You,

   Thomas D. Pirro         lic no. New York  11000096608
   Delta Investigations
   1631 Saint Jane Ave
   Utica NY 13501

   Phone/Fax: 315-733-6100

   [Non-text portions of this message have been removed]






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[Non-text portions of this message have been removed]

We provide Non Published numbers to licensed professionals and others with a
verifiable and permissible purpose to know this information.  Our TAT's are
1-3 hours, our accuracy is guaranteed and all for a VERY reasonable price.
For more information see our website at www.Reliatrace.com
<http://www.reliatrace.com/>  or call 920-694-0906.



When you need an expert,



Tim Berndt

Master Investigator of Network Telecommunications

WI License 10875-063

Reliatrace Locate Services

920-694-0906:  Phone

920-694-0905:  Fax

mailto:Tim@...

*************************************

Trace Phone Numbers in 30 minutes or LESS!

http://www.reliatrace.com <http://www.reliatrace.com/>

*************************************



Confidentiality Note:

The information in this electronic mail message is confidential and for use
of the named recipient - ONLY.  The information may be confidential,
protected by privilege, work product immunity or other applicable law.  The
retention, dissemination, distribution or copying of this e-mail without the
express written consent of Reliable Investigative Solutions, Inc., is
strictly prohibited.



If you receive this e-mail message in error please notify us immediately by
telephone at 1.920.694.0906 or by e-mail to: info@... and
delete/destroy the message and any copies thereof. Furthermore, since e-mail
can be altered, the integrity of this communication cannot be guaranteed.



   _____

From: tpirro [mailto:tpirro@...]
Sent: Tuesday, April 05, 2005 11:39 AM
To: infoguys-list@yahoogroups.com
Subject: [infoguys-list] unlisted phone number source




Dear Group,

Yesterday I was trying to locate a person as part of my investigation and to
get a phone number. My intention was to speak to this person. The searches I
did thru the info services I have revealed that the phone number
was"unlisted". I did finally manage thru relatives to get a phone number but
this effort left me with a question on "how to find a source for private or
unlisted phone numbers". The online sources that advertised this item were
outrageous in price and didn't appear to be legitimate. Credit header checks
did not reveal any info either. So in the end, my question is,

Does anyone have a source for unlisted of private phone numbers?

Please reply to

info@... or
tpirro@...  or
to the group

Thank You,

Thomas D. Pirro         lic no. New York  11000096608
Delta Investigations
1631 Saint Jane Ave
Utica NY 13501

Phone/Fax: 315-733-6100

[Non-text portions of this message have been removed]






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<http://docs.yahoo.com/info/terms/>  Terms of Service.



[Non-text portions of this message have been removed]

We can help you locate non published numbers. Real time information with
guaranteed results. Same day service on most orders.
Sincerely,
Lori L. Wilkins, LPI
Southeastern Research & Investigations, LLC
3820 East Britt David Rd
Columbus, GA 31909
706-653-5397
seripi@...
www.seripi.com
"specializing in obtaining accurate information in a timely  manner"

   ----- Original Message -----
   From: tpirro
   To: infoguys-list@yahoogroups.com
   Sent: Tuesday, April 05, 2005 1:39 PM
   Subject: [infoguys-list] unlisted phone number source



   Dear Group,

   Yesterday I was trying to locate a person as part of my investigation and to
get a phone number. My intention was to speak to this person. The searches I did
thru the info services I have revealed that the phone number was"unlisted". I
did finally manage thru relatives to get a phone number but this effort left me
with a question on "how to find a source for private or unlisted phone numbers".
The online sources that advertised this item were outrageous in price and didn't
appear to be legitimate. Credit header checks did not reveal any info either. So
in the end, my question is,

   Does anyone have a source for unlisted of private phone numbers?

   Please reply to

   info@... or
   tpirro@...  or
   to the group

   Thank You,

   Thomas D. Pirro         lic no. New York  11000096608
   Delta Investigations
   1631 Saint Jane Ave
   Utica NY 13501

   Phone/Fax: 315-733-6100

   [Non-text portions of this message have been removed]






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[Non-text portions of this message have been removed]

Attn:  Licensed Private Investigators

This SATURDAY, APRIL 9, 2005, legendary Mexican World Champion,
Marco Antonio Barrera, "The Baby Face Assassin", will make the first
defense of his WBC Super Featherweight title against the Number 1
Contender, Mzonke Fana, " The Rose of Khaleylitsha", in an HBO PPV
telecast, live from the Don Haskins Center in El Paso, Texas.

This dynamic sports telecast also features Ivan Hernandez and
Fernando Montiel, in a World Championship bout, along with 2004
Olympic Champions, Abnes Mares and Vicente Escobedo, and is
scheduled to run approximately 4 hours.

Signal piracy of this world-class boxing event is anticipated to be
significant, and our clients and firm seek to engage the services of
your investigative agency to conduct covert surveillance.

Please contact me personally and in confidence at your earliest
convenience for further details or to confirm your participation on
this upcoming assignment.
With best regards,
Atzi Camarena

Atzi Camarena, Director of Investigations
Law Offices of Thomas P. Riley, P.C.
One California Plaza
300 South Grand Avenue, Suite 2670
Los Angeles, CA 90071-3161
Phone: (800) 590-5511; (213) 229-9292
Fax: (866) 242-8905; (213) 229-9295
TPRLA@...

Dear Dr. Amy Singer:

     How much do you charge your clients for the  services you provide as
stated at _www.trialconsultants.com_ (http://www.trialconsultants.com) ?    I'm
just curious because if all 1,076 members were to submit their opinions as
requested, it would cost $5,380.00 each time for the donations.  On the  other
hand, I guess that is a small price to pay to pick the brains of leading 
experts
and then present the information to your clients.

Nice work if you can get it.


Sincerely  yours,
Sue
________________________________________________
Sue  Sarkis

Sarkis Detective Agency
(est.  1976)
1346 Ethel Street
Glendale, CA  91207
818-242-2505

If you can read this email, thank a teacher. If you  can read it in English,
thank a vet.

God Bless America and her allies  !



[Non-text portions of this message have been removed]

Interesting question.  Of course there's no way to tell if any
donations were made at all.

This reminds me of a previous post by the late and unlamented Marge
Fillmore, who queried Amy about her practice - but never got a reply
(unless off the list).  See message 7398 in the list archives.

Lex

--- In infoguys-list@yahoogroups.com, suesarkis@a... wrote:
>
> Dear Dr. Amy Singer:
>
>     How much do you charge your clients for the  services you
provide as
> stated at _www.trialconsultants.com_
(http://www.trialconsultants.com) ?    I'm
> just curious because if all 1,076 members were to submit their
opinions as
> requested, it would cost $5,380.00 each time for the donations.  On
the  other
> hand, I guess that is a small price to pay to pick the brains of
leading  experts
> and then present the information to your clients.
>
> Nice work if you can get it.
>
>
> Sincerely  yours,
> Sue
> ________________________________________________
> Sue  Sarkis
>
> Sarkis Detective Agency
> (est.  1976)
> 1346 Ethel Street
> Glendale, CA  91207
> 818-242-2505
>
> If you can read this email, thank a teacher. If you  can read it in
English,
> thank a vet.
>
> God Bless America and her allies  !
>
>
>
> [Non-text portions of this message have been removed]

In a message dated 4/5/2005 5:12:44 PM Eastern Standard Time,
romulusredux@... writes:

Interesting question.  Of course there's no way to tell if  any
donations were made at all.





Not so.

We are talking about a 501(c)(3) here -- you can have their tax returns if
you want them.

Ms. JuryDoctor would have to be a fool to publish the promise to contribute
and then fail to follow thru.  You could find out with a phone call.

Bill E. Branscum, Investigator
Oracle International
_www.FraudsAndScams.com_ (http://www.FraudsAndScams.com)
_www.OracleInternational.com_ (http://www.OracleInternational.com)
PO  Box 10728
Naples, FL 34101
(239) 304-1639
(239) 304-1640  Fax
Illegitimi non carborundum




[Non-text portions of this message have been removed]

amen, thanks Bill!
amy

In a message dated 4/5/2005 11:45:57 PM Eastern Daylight Time,
infoguys-list@yahoogroups.com writes:
Re: what caused the separation



In a message dated 4/5/2005 5:12:44 PM Eastern Standard Time,
romulusredux@... writes:

Interesting question.  Of course there's no way to tell if  any
donations were made at all.





Not so.

We are talking about a 501(c)(3) here -- you can have their tax returns if
you want them.

Ms. JuryDoctor would have to be a fool to publish the promise to contribute
and then fail to follow thru.  You could find out with a phone call.

Bill E. Branscum, Investigator
Oracle International
_www.FraudsAndScams.com_ (http://www.FraudsAndScams.com)
_www.OracleInternational.com_ (http://www.OracleInternational.com)
PO  Box 10728
Naples, FL 34101
(239) 304-1639
(239) 304-1640  Fax
Illegitimi non carborundum


[Non-text portions of this message have been removed]

In a message dated 4/5/2005 11:45:57 PM Eastern Daylight Time,
infoguys-list@yahoogroups.com writes:
what caused the separation



Interesting question.  Of course there's no way to tell if any
donations were made at all.

This reminds me of a previous post by the late and unlamented Marge
Fillmore, who queried Amy about her practice - but never got a reply
(unless off the list).  See message 7398 in the list archives.

Lex
Ofcourse there is, please feel frree to call Dr. Eugene Schiff at Jackson
Memorial hospital.
Thanks,
amy


[Non-text portions of this message have been removed]

In a message dated 4/5/2005 11:45:57 PM Eastern Daylight Time,
infoguys-list@yahoogroups.com writes:
suesarkis@...
Subject: Re: what caused the separation


Dear Dr. Amy Singer:

     How much do you charge your clients for the  services you provide as
stated at _www.trialconsultants.com_ (http://www.trialconsultants.com) ?
I'm
just curious because if all 1,076 members were to submit their opinions as
requested, it would cost $5,380.00 each time for the donations.  On the
other
hand, I guess that is a small price to pay to pick the brains of leading
experts
and then present the information to your clients.

Nice work if you can get it.
______________________________________________________
I donate the money to charity.. From your mouth to God's ears that 1,076
members respond.
I am lucky to get 20 responses.

I have plenty of different services, and plenty of different charges.
The money that I charge for this service also goes directly to my synogogue
Chabad of WEston, which burned in a fire about 5 years ago, and which we
rebuilt with lawyers generous use of this service.

My time on these email opinions.. since I do not get compensated for this..
is "it costs me" but it is worth it.
some people don't believe that people can do this at the kindness of their
hearts.
Please feel free to call my Rabbi at Chabad of Weston: 954 349 6565  (since
you are an investigator, I am sure you can easily check me out)

Also please feel free to call Dr. Eugene Schiff at Jacson Memorial hospital.
He is world renowned liver specialist, and is trying to find a cure for liver
disease.  He is aware of "our"
fundraising efforts..
God Bless,
Amy


[Non-text portions of this message have been removed]

First, who's going to go to the trouble?  Second, she could make some
donations and claim them, but who would know if all the "promised"
donations were made?  Third, how long do you think we should wait
before trying to confirm that she actually made and claimed donations
on her taxes?  Fourth, would these be personal or her company returns?
Fifth, just how would you find out any of this with one phone call?
Sixth, would you please make the call for me to prove I have made a
grievous and material mis-statement in my post?  Seventh (censored)

Lex Silvia

--- In infoguys-list@yahoogroups.com, oracleintl@a... wrote:
>
>
> In a message dated 4/5/2005 5:12:44 PM Eastern Standard Time,
> romulusredux@y... writes:
>
> Interesting question.  Of course there's no way to tell if  any
> donations were made at all.
>
>
>
>
>
> Not so.
>
> We are talking about a 501(c)(3) here -- you can have their tax
returns if
> you want them.
>
> Ms. JuryDoctor would have to be a fool to publish the promise to
contribute
> and then fail to follow thru.  You could find out with a phone call.
>
> Bill E. Branscum, Investigator
> Oracle International
> _www.FraudsAndScams.com_ (http://www.FraudsAndScams.com)
> _www.OracleInternational.com_ (http://www.OracleInternational.com)
> PO  Box 10728
> Naples, FL 34101
> (239) 304-1639
> (239) 304-1640  Fax
> Illegitimi non carborundum
>
>
>
>
> [Non-text portions of this message have been removed]

I would be glad to discuss your comments "off list" --
mycroft@... or call (314) 960-9555 -- the technical
answers are lengthy and I suspect to most folks here - BORING ---

Leif wrote:

>
>I do understand that no right click would only stop a few. I also
>comprehend referencing a picture from the web and or from temp files
>in my pc. It seems to me that if I go to pay pal my address is there
>that's a cookie. They know it's me. (Or at least my pc) Then I enter
>a password now they are sure it's me (or a good imitation of me).
>The pictures and text file and or text pictures are hosted and I
>report it does that not mean that the person or persons who hosted
>it could be found? Even on a free host IPs are logged. I was under
>the impression (correct me if I am wrong) that pay pal uses an
>https: If I try to reference a picture or file from them I have to
>sign in. My browser cache is set to 1 day my temp files are at the
>lowest available setting. I do a lot of affiliate sales so I have to
>either set myself as not recognized or make sure that my tracking
>cookie is gone before I go to my sites so as not to skew my stats.
>Why don't they (pay pal) embed tags in their emails or pictures that
>look for my cookie? I know with my simple mind if I send you an
>email (and it has a picture that I host) I know whether it showed or
>not. I can go so far as to check if you linked to me or not with a
>simple script. This same script will also remove your link if you
>have taken mine down. So if the scammers can reference the pictures
>from pay pal cant pay pal tell the pictures were shown more time
>than the email was sent? I can in http: set my pictures to not be
>taken. ( not just no right click but a php question and answer)
>Couldn't pay pal do the same? I could see a small panel available
>that pay pal could use to contact me? Much like the music people do?
>I know I am over simplifying what is easy for me to do but with
>millions of users it would be hard for them.  But there must be more
>they (Pay pal) can do to prevent it.
>
>--- In infoguys-list@yahoogroups.com, Ryugen C Fisher <mycroft@p...>
>wrote:
>
>
>>Ryugen pondered from his easy chair and then replied:
>>
>>As someone who specializes in Internet related stuff, let me
>>
>>
>explain how
>
>
>>impossible what you suggest is...
>>
>>First: Prevent Right Click - means nothing... most phishing scams
>>
>>
>use
>
>
>>embedded anchors <img src
>>
>>
>http://whatever.domain.dom/thispicture.gif>
>
>
>>This code literally gets the image file from the company's own
>>
>>
>server by
>
>
>>reference... so it is not ever actually IN the phishing email
>>
>>
>until you
>
>
>>look at it
>>
>>Second: Right Click cant capture -- When your use a browser, each
>>
>>
>and
>
>
>>ever image you see has already been downloaded to an area for such
>>
>>
>files
>
>
>>on your computer - temporary internet files -- this cache is
>>
>>
>rarely
>
>
>>emptied, but is there. any above average computer tech can look in
>>
>>
>this
>
>
>>file area and extract for use the files containing the images you
>>
>>
>have
>
>
>>seen, even if they disable "right click" to make is SEEM
>>
>>
>impossible to
>
>
>>the unsophisticated user ...
>>
>>As an investigator.. you need to know that evidence of "illegal"
>>browsing activities might well be on the computer even if the
>>
>>
>suspect
>
>
>>believes that it has been erased ...
>>
>>Cookies can ONLY be read by the system that SET them .. and never
>>non-interactively.. i..e you must be using the browser to get to
>>
>>
>the
>
>
>>site that created the cookies for them to be read.. if you don't
>>
>>
>go near
>
>
>>the site (or its affiliates.. banner adds DO take you there by
>>reference) your cookies are meaningless to the folk that set them
>>
>>The lack of phishing from Yahoo is significant because Yahoo
>>
>>
>groups do
>
>
>>not engage in the direct or indirect transfer of $$$$ -- Amazon
>>
>>
>does not
>
>
>>allow you to shop someone else's account even if you log in by
>>
>>
>accident
>
>
>>to it... because of the cookies that are unique to your machine
>>
>>
>and
>
>
>>theirs ... Pay Pal (which is owned by eBay) does deal directly
>>
>>
>with
>
>
>>large amounts of money --- so if you were the bad guys., wish
>>
>>
>accounts
>
>
>>would YOU try to steal? Stealing someones' Pay Pal account is the
>>equivalent of lifting their credit card ...
>>
>>
>>
>>
>>Leif wrote:
>>
>>
>>
>>>Why don't eBay and Pay pal do more to decrease the amount of fake
>>>emails? One would think that they could keep people from copying
>>>
>>>
>their
>
>
>>>emails by tagging them or just outright preventing a right click?
>>>
>>>
>I am
>
>
>>>just complaining here because I use both and I am tired of
>>>
>>>
>sending the
>
>
>>>reports of fraudulent email only to be told that "you should
>>>
>>>
>change
>
>
>>>your password as a preventative measure" Should I change my
>>>
>>>
>password
>
>
>>>every day? I get the emails every day. It just seems funny to me
>>>
>>>
>that
>
>
>>>cookies can track what I bought a year ago or what I typed into a
>>>search but they can't keep track of simple emails? Case in point.
>>>
>>>
>When
>
>
>>>was the last time you got a fake email from yahoo or Amazon? When
>>>
>>>
>was
>
>
>>>the last time you got a fake email from yahoo groups trying to
>>>
>>>
>get you
>
>
>>>to update or a "Warning" Your account will be deleted if you do
>>>
>>>
>not
>
>
>>>enter you vitals right now. I am just sick of them. That's all
>>>
>>>
>sorry I
>
>
>>>just needed a little venting.
>>>Leif
>>>Infoguys.com
>>>Spyville.com
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>><p><hr></p>
>>>To subscribe, send an empty message to <a href="mailto:infoguys-
>>>
>>>
>list-subscribe@yahoogroups.com">infoguys-list-
>subscribe@yahoogroups.com</a><br/>
>
>
>>>To unsubscribe, send a message to <a href="mailto:infoguys-list-
>>>
>>>
>unsubscribe@yahoogroups.com">infoguys-list-
>unsubscribe@yahoogroups.com</a><br/>
>
>
>>><p><hr></p>
>>>Yahoo! Groups Links
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>
>
>
>
>
>
>
>
>
><p><hr></p>
>To subscribe, send an empty message to <a
href="mailto:infoguys-list-subscribe@yahoogroups.com">infoguys-list-subscribe@ya\
hoogroups.com</a><br/>
>To unsubscribe, send a message to <a
href="mailto:infoguys-list-unsubscribe@yahoogroups.com">infoguys-list-unsubscrib\
e@yahoogroups.com</a><br/>
><p><hr></p>
>Yahoo! Groups Links
>
>
>
>
>
>
>
>
>
>
>

romulusredux wrote:

>
>
> First, who's going to go to the trouble?

Don't know, don't care.  But anyone concerned may do so.

> Second, she could make some donations and claim them, but who would
> know if all the "promised"
> donations were made?


Good Point.

> Third, how long do you think we should wait before trying to confirm
> that she actually made and claimed donations
> on her taxes?


About that long, I guess.

> Fourth, would these be personal or her company returns?


Neither.  You either don't understand the process or you didn't read
Bill Branscum's response.  You can't get HER tax returns - whether
business or personal.  What you can get and what they are required by
law to give you are the tax returns of the 501 (C)(3) corporation to
which the donations are made.

> Fifth, just how would you find out any of this with one phone call?


You would call the right entity to ask for the return, NOT the person
making the contribution

> Sixth, would you please make the call for me to prove I have made a
> grievous and material mis-statement in my post?


Would you like cheese with your whine too?

>   Seventh (censored)


Indeed

>
> Lex Silvia


Nice signature line.  Why not go back to the she wolf's teat and suck up
some intelligence to add to the discussion


--

Enjoy,

Bob
________________________________________________________________
    Hrodey & Associates                           Established 1977
     Post Office Box 366            Member of NALI, ASIS, FBINAA, NAPPS
Woodstock, IL  60098-0366         NCISS, Assoc Det of IL & P.A.W.L.I.
     Licensed in IL & WI               (815) 337-4636 Voice  337-4638 Fax
       email:  inquiry@...   or     rth@...
           Illinois License 115-000783  Wisconsin 8045-063

I'd be more interested in reading your comments about the questions
people have raised concerning the legitimacy of jury consulting, and
whether it is not just another way of stacking or rigging a jury?

And you have also never disussed the purpose of soliciting comments
about various cases you are somehow involved in.  Why would you be
doing this for nothing, as you have recently claimed?  Who is
benefitting from this, if not someone using your jury consulting
services?  I think it's fair that you should answer that question,
considering the amount of time many list members put in to provide
answers to your own questions in these matters.

Lex

--- In infoguys-list@yahoogroups.com, Jurydoctor@a... wrote:
>
> In a message dated 4/5/2005 11:45:57 PM Eastern Daylight Time,
> infoguys-list@yahoogroups.com writes:
> what caused the separation
>
>
>
> Interesting question.  Of course there's no way to tell if any
> donations were made at all.
>
> This reminds me of a previous post by the late and unlamented Marge
> Fillmore, who queried Amy about her practice - but never got a reply
> (unless off the list).  See message 7398 in the list archives.
>
> Lex
> Ofcourse there is, please feel frree to call Dr. Eugene Schiff at
Jackson
> Memorial hospital.
> Thanks,
> amy
>
>
> [Non-text portions of this message have been removed]