To anyone thinking about signing up for the Locateplus database, contact me
first.


------------------
Shawn Hencye, President
Statewide Investigations & Worldwide Service of Process

Corporate Office:
Professional Investigative Group
6151 Lake Osprey Drive, 3rd Floor
Sarasota, Florida 34240

Branch Office:
3825 Henderson Blvd
Tampa, Florida 33629

Phones/Email:
Toll Free: 877-733-2296
Facsimile: 877-730-1588
www.pigroup.net
shawn@...

This transmission may contain information that is privileged, confidential,
legally privileged, and/or exempt from disclosure under applicable law. If
you are not the intended recipient, you are hereby notified that any
disclosure, copying, distribution, or use of the information contained
herein (including any reliance thereon) is STRICTLY PROHIBITED. Although
this transmission and any attachments are believed to be free of any virus
or other defect that might affect any computer system into which it is
received and opened, it is the responsibility of the recipient to ensure
that it is virus free and no responsibility is accepted by Hencye &
Associates, LLC or Professional Investigative Group, its subsidiaries and
affiliates, as applicable, for any loss or damage arising in any way from
its use. If you received this transmission in error, please immediately
contact the sender and destroy the material in its entirety, whether in
electronic or hard copy format. Thank you.

I can provide the same info without all the fluff. Also without sign up
fee, membership, or any other fee except for the searches you submit.
Some Searches are NO HIT NO FEE.  Plus, we provide superior customer
service.

www.enhancedbackgroundchecks.com
<http://www.enhancedbackgroundchecks.com>

--- In infoguys-list@yahoogroups.com, "Shawn Hencye" <shawn@...> wrote:
>
> To anyone thinking about signing up for the Locateplus database,
contact me
> first.
>
>
> ------------------
> Shawn Hencye, President
> Statewide Investigations & Worldwide Service of Process
>
> Corporate Office:
> Professional Investigative Group
> 6151 Lake Osprey Drive, 3rd Floor
> Sarasota, Florida 34240
>
> Branch Office:
> 3825 Henderson Blvd
> Tampa, Florida 33629
>
> Phones/Email:
> Toll Free: 877-733-2296
> Facsimile: 877-730-1588
> www.pigroup.net
> shawn@...
>
> This transmission may contain information that is privileged,
confidential,
> legally privileged, and/or exempt from disclosure under applicable
law. If
> you are not the intended recipient, you are hereby notified that any
> disclosure, copying, distribution, or use of the information contained
> herein (including any reliance thereon) is STRICTLY PROHIBITED.
Although
> this transmission and any attachments are believed to be free of any
virus
> or other defect that might affect any computer system into which it is
> received and opened, it is the responsibility of the recipient to
ensure
> that it is virus free and no responsibility is accepted by Hencye &
> Associates, LLC or Professional Investigative Group, its subsidiaries
and
> affiliates, as applicable, for any loss or damage arising in any way
from
> its use. If you received this transmission in error, please
immediately
> contact the sender and destroy the material in its entirety, whether
in
> electronic or hard copy format. Thank you.
>



[Non-text portions of this message have been removed]

'No Red Tape'? New Jersey Turns Away Non-union Relief Crews

by _Joel B. Pollak_ (http://www.breitbart.com/Columnists/Joel-B-Pollak)  1
Nov 2012
How desperate is hurricane-ravaged New Jersey? Not desperate  enough to
suspend a union monopoly that keeps the state in the _bottom ten  states for
economic competitiveness_ (http://www.cnbc.com/id/46413845)  (and #48 for
_business friendliness_ (http://www.cnbc.com/id/46415318) ). Relief crews from
Alabama  who were specifically called to New Jersey found themselves diverted
to Long  Island, NY after they arrived because they use non-union labor.
Alabama is a _right-to-work_ (http://www.nrtw.org/c/alrtwlaw.htm)  state.

WAFF-TV of Hunstville, AL reports:
Crews from Huntsville, as well as Decatur Utilities and Joe Wheeler out of
Trinity headed up there this week, but Derrick Moore, one of the Decatur
workers, said they were told by crews in New Jersey that they can't do any
work there since they're not union employees....
Understandably, Moore said they're frustrated being told "thanks, but no
thanks."
With so much at stake--and lives still in danger--it would seem logical to
tell special interests to step aside.
On Wednesday, while visiting cleanup efforts in New Jersey in the company
of  Gov. Chris Christie, President Barack Obama _vowed_
(http://www.cnn.com/2012/10/31/us/tropical-weather-sandy/index.html) : "We are
not going to
tolerate red tape, we are not  going to tolerate bureaucracy."
Unless, of course, that red tape is enforced by Obama's union cronies. Then
  stranded residents have to wait.
Here is a _photo_ (http://www.flickr.com/photos/38039613@N08/)  of the
devastation of the town the crews were to have  assisted--Seaside Heights, NJ:

And _another_ (http://www.flickr.com/photos/71914727@N06/8144514200/) :







[Non-text portions of this message have been removed]

In old days, Pinkrtons knew how to handle union thugs.

----------------------------
Greg Martinez ~
Private Investigator
NY PI License No. 11000157180
Tel. (631)543-1909
Email:  gregmartinez@...
Web:  www.gregmartinez-pi.com

On Nov 2, 2012, at 11:44 AM, suesarkis@... wrote:

>
> 'No Red Tape'? New Jersey Turns Away Non-union Relief Crews
>
> by _Joel B. Pollak_ (http://www.breitbart.com/Columnists/Joel-B-Pollak) 1
> Nov 2012
> How desperate is hurricane-ravaged New Jersey? Not desperate enough to
> suspend a union monopoly that keeps the state in the _bottom ten states for
> economic competitiveness_ (http://www.cnbc.com/id/46413845) (and #48 for
> _business friendliness_ (http://www.cnbc.com/id/46415318) ). Relief crews from
> Alabama who were specifically called to New Jersey found themselves diverted
> to Long Island, NY after they arrived because they use non-union labor.
> Alabama is a _right-to-work_ (http://www.nrtw.org/c/alrtwlaw.htm) state.
>
> WAFF-TV of Hunstville, AL reports:
> Crews from Huntsville, as well as Decatur Utilities and Joe Wheeler out of
> Trinity headed up there this week, but Derrick Moore, one of the Decatur
> workers, said they were told by crews in New Jersey that they can't do any
> work there since they're not union employees....
> Understandably, Moore said they're frustrated being told "thanks, but no
> thanks."
> With so much at stake--and lives still in danger--it would seem logical to
> tell special interests to step aside.
> On Wednesday, while visiting cleanup efforts in New Jersey in the company
> of Gov. Chris Christie, President Barack Obama _vowed_
> (http://www.cnn.com/2012/10/31/us/tropical-weather-sandy/index.html) : "We are
not going to
> tolerate red tape, we are not going to tolerate bureaucracy."
> Unless, of course, that red tape is enforced by Obama's union cronies. Then
> stranded residents have to wait.
> Here is a _photo_ (http://www.flickr.com/photos/38039613@N08/) of the
> devastation of the town the crews were to have assisted--Seaside Heights, NJ:
>
> And _another_ (http://www.flickr.com/photos/71914727@N06/8144514200/) :
>
>
> [Non-text portions of this message have been removed]
>
>


[Non-text portions of this message have been removed]

Dear List Members:



I am in need of someone to sit, observe and document license plate numbers
of several arriving and departing vehicles at a particular location in
Carmel, IN.  Times would either by 0730-0900 or 1530-1700.  Please contact
me privately at dean@... with rates and TAT.  Thanks!





Dean Boerger

Chief Investigator



BOERGER INVESTIGATIVE SERVICES, LLC

Web: www.BoergerPI.com <http://www.boergerpi.com/>

Licensed in IN, OH, WV & DC



STRATEGIC TRAINING GROUP, LLC

www.strategictraining.org <http://www.strategictraining.org/>



OHIO SECURITY & PROTECTION SOLUTIONS, LLC

www.ohiosecuritysolutions.com <http://www.ohiosecuritysolutions.com/>



CONFIDENTIALITY NOTICE:  This communication constitutes an electronic
communication within the meaning of the Electronic Communications Privacy
Act, 18 USC 2510 and its disclosure is strictly limited to the recipient
intended by the sender of this message.  This communication may contain
confidential and privileged material for the sole use of the intended
recipient and receipt by anyone other than the intended recipient does not
constitute a loss of the confidential or privileged nature of the
communications.  Any review or distribution by others is strictly
prohibited.  If you are not the intended recipient please contact the sender
by return electronic mail and delete all copies of this communication.  To
reply to our email directly, send an email to:  <mailto:info@...>
info@...  Boerger Investigative Services, LLC
<http://www.boergerpi.com/> http://www.boergerpi.com











[Non-text portions of this message have been removed]

We have a client who was advised by her attorney to get an asset search
done. No action has been filed, but certainly, contemplating an action in near
  future.  I am unsure if future litigation comply's with Fair Credit Act.
Appreciate any guidance.

Thank you
Gil

Gil  Whitlock
Associated Research & Investigations, Ltd
800-720-8955
_www.associated-research.com_ (http://www.associated-research.com/)


THE  INFORMATION CONTAINED IN THIS ELECTRONIC TRANSMISSION ARE ATTORNEY
CLIENT  PRIVILEGED COMMUNICATION, INVESTIGATIVE WORK PRODUCT AND CONFIDENTIAL
IN NATURE.  ITS USE IS SOLELY FOR THAT OF THE ATTORNEY AND HIS/HER CLIENT.
ANY OTHER USE IS  STRICTLY PROHIBITED. IF YOU RECEIVED THIS COMMUNICATION IN
ERROR PLEASE DESTROY  AND ADVISE THE SENDER.

[Non-text portions of this message have been removed]

Hi Gil,

The only aspect of an asset search that requires a court order or similar
process is a bank account search.  This is because pre-texting has been
outlawed. Non-bank account asset searches only need a legal reason. Consulting
with an attorney and contemplating litigation would,in my opinion be sufficient
reason.

Asset searches that are not connected with credit approval or employment are not
consumer reports and therefore not regulated by the FCRA. There may be records
that are regulated by state and local privacy laws, but these generally will not
show up in basic asset searches and must be addressed individually.

If you need assistance with this please contact me.

Pete Gentile
732-361-4213
pgentile@...
www.enhancedbackgroundchecks.com
Enhanced Background Checks, LLC
Licensed Private Detective Agency, State of New Jersey #8826

*Disclaimer:
I am not an attorney, I don't play one on TV and I have not slept in a hotel
that makes me feel like an attorney. :)


--- In infoguys-list@yahoogroups.com, assoresearch@... wrote:
>
> We have a client who was advised by her attorney to get an asset search
> done. No action has been filed, but certainly, contemplating an action in near
>  future.  I am unsure if future litigation comply's with Fair Credit Act.
> Appreciate any guidance.
>
> Thank you
> Gil
>
> Gil  Whitlock
> Associated Research & Investigations, Ltd
> 800-720-8955
> _www.associated-research.com_ (http://www.associated-research.com/)
>
>
> THE  INFORMATION CONTAINED IN THIS ELECTRONIC TRANSMISSION ARE ATTORNEY
> CLIENT  PRIVILEGED COMMUNICATION, INVESTIGATIVE WORK PRODUCT AND CONFIDENTIAL
> IN NATURE.  ITS USE IS SOLELY FOR THAT OF THE ATTORNEY AND HIS/HER CLIENT.
> ANY OTHER USE IS  STRICTLY PROHIBITED. IF YOU RECEIVED THIS COMMUNICATION IN
> ERROR PLEASE DESTROY  AND ADVISE THE SENDER.
>
> [Non-text portions of this message have been removed]
>

<p><a
href="http://www.watt2go.com/eventawful/44darrenspencer/">http://www.watt2go.com\
/eventawful/44darrenspencer/</a></p>


[Non-text portions of this message have been removed]

Group,



We need a subject searched for civil and criminal records in Washington
County, OR. Please e-mail only price and TAT. Thanks to all!



Regards,

Michael Ewing

Evolution I

1450 Sutter St #516

San Francisco, CA 94109

415-800-4442 (office)

415-806-7837 (cell)

michael@...

www.evolutioni.com

CA. BSIS license #26959





[Non-text portions of this message have been removed]

Group,



We need 7 surveillance cameras installed in and around a residence in
Concord, CA. Please e-mail only your contact information and I will pass
that on to the case manager.



Regards,

Michael Ewing

Evolution I

1450 Sutter St #516

San Francisco, CA 94109

415-800-4442 (office)

415-806-7837 (cell)

michael@...

www.evolutioni.com

CA. BSIS license #26959





[Non-text portions of this message have been removed]

I have a longtime attorney client/friend needing witness statements in the
Marina del Rey area.  Anyone around there?



Sincerely  yours,
Sue
________________________
Sue  Sarkis
Sarkis Detective Agency

(est. 1976)
PI  6564
_www.sarkispi.com_ (http://www.sarkispi.com/)

1346 Ethel  Street
Glendale, CA 91207-1826
818-242-2505

"one Nation under God" and "in GOD we  TRUST"

[Non-text portions of this message have been removed]

Group,



We need a surveillance operative in the Houston, Texas 77905 area starting
ASAP. Pay is $45 per hour plus .45 per mile, 4 hour minimum.  One hour to
write the report.  No more than ˝ hour travel time to and from location.
You must have a license, insurance, video and covert cameras (must be time
stamped). Please respond by e-mail only with contact information. Thanks to
all.



Regards,

Michael Ewing

Evolution I

1450 Sutter St #516

San Francisco, CA 94109

415-800-4442 (office)

415-806-7837 (cell)

michael@...

www.evolutioni.com



CA. BSIS license #26959





[Non-text portions of this message have been removed]

Hillary has been meeting with the U.N. for quite sometime making
arrangements with the member nations to outlaw guns here in America.  Some  of
you
have told me I was out of my mind if I really believed that.
We're a lot closer to that today than the day before the election !!!   If
you don't want to believe me, maybe you'll believe Reuters.


Go Here:
_http://www.reuters.com/article/politicsNews/idUSTRE59E0Q920091015_
(http://www.reuters.com/article/politicsNews/idUSTRE59E0Q920091015)


U.S. reverses stance on treaty to  regulate arms trade

WASHINGTON (Reuters) - The  United States reversed policy on Wednesday and
said it would back launching  talks on a treaty to regulate arms sales as
long as the talks operated by  consensus, a stance critics said gave every
nation a veto.

The decision,  announced in a statement released by the U.S. State
Department, overturns the  position of former President George W. Bush's
administration, which had opposed  such a treaty on the grounds that national
controls
were better.

On  Wednesday Obama Took the First Major Step in a Plan to Ban All Firearms
in the  United States. The Obama administration intends to force gun
control and a  complete ban on all weapons for US citizens through the signing
of
international  treaties with foreign nations. By signing international
treaties on gun control,  the Obama administration can use the US State
Department to bypass the normal  legislative process in Congress. Once the US
Government signs these  international treaties, all US citizens will be subject
to
those gun laws  created by foreign governments. These are laws that have
been developed and  promoted by organizations such as the United Nations and
individuals such as  George Soros and Michael Bloomberg. The laws are designed
and intended to lead  to the complete ban and confiscation of all firearms.

The Obama  administration is attempting to use tactics and methods of gun
control that will  inflict major damage to our 2nd Amendment before US
citizens even understand  what has happened. Obama can appear before the public
and tell them that he does  not intend to pursue any legislation (in the
United States) that will lead to  new gun control laws, while cloaked in
secrecy,
his Secretary of State, Hillary  Clinton is committing the US to
international treaties and foreign gun control  laws. Does that mean Obama is
telling
the truth?

Obama and the truth have never met.
He is the most consummate liar there is.
What it means is that there will be no publicized gun control  debates in
the media or votes in Congress. We will wake up one morning and find  that
the United States has signed a treaty that prohibits firearm and ammunition
manufacturers from selling to the public. We will wake up another morning and
  find that the US has signed a treaty that prohibits any transfer of
firearm  ownership. And then, we will wake up yet another morning and find that
the US  has signed a treaty that requires US citizens to deliver any firearm
they own to  the local government collection and destruction center or face
imprisonment.

This is not a joke nor a false  warning. As sure as government health care
will be forced on us by  the Obama administration through whatever means
necessary, so will gun  control.

Please forward this message to others who may be concerned about  the
direction in which our country is headed.

We are being led like a  lamb to the slaughter  (Socialism/Dictatorship).

[Non-text portions of this message have been removed]

I share this with the membership just in case our former  military members
are not aware of the 20% discount Acapulco promotes they offer  them 365 !!!!



____________________________________
  From: eclub@...
Reply-to:  AcapulcoEclubSupport@...
To: suesarkis@...
Sent: 11/11/2012  9:34:35 A.M. Pacific Standard Time
Subj: GRACIAS TO OUR MILITARY  AMIGOS!





Click here to follow and "LIKE" us on Facebook for  upcoming promotions and
special offers.
(http://acapulco.fbmta.com/a/0/32221178952/32212505935/default.aspx)
_Forward to a Friend_
(mailto:Enter%20e-mail%20address%20here?subject=FWD:%20%20GRACIAS%20TO%20OUR%20M\
ILITARY%20AMIGOS!&body=I%20thought%20you%20might%2
0be%20interested%20in%20this%20message%20from%20Acapulco%20Restaurants.%20%2
0http://Acapulco.fbmta.com/members/ViewMailing.aspx?MailingID=32212280289&st
orecode=6&_X=PIIZSCyIADwZ0&MemberID=32221178952)   |   _Visit Us Online_
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_Update Your Information_
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3ea1f664e5dbf32d3ddc8c6e2ef)   |  _Unsubscribe_
(http://acapulco.fbmta.com/a/1/32221178952/32212505952/default.aspx?_u=aHR0cDov
L0FjYXB1bGNvLmZibXRhLmNvbS9tZW1iZXJzL1Vuc3Vic2NyaWJlLmFzcHg_TWVtYmVyPTYwZDc0
M2VhMWY2NjRlNWRiZjMyZDNkZGM4YzZlMmVmJk1haWxpbmc9MzIyMTIyODAyODk1)
____________________________________
      This email  was sent because you joined our Eclub in one of our
restaurants,  online or at one of our events. Your email address will not be
shared with anyone. You can take your name out of our Eclub at any  time by
clicking the unsubscribe link on this email and you will  be removed from our
list immediately. Real Mex Restaurants, 5660  Katella Ave., Suite 100,
Cypress, CA  90630.
To ensure delivery, add  eclub@... to your address  book.


[Non-text portions of this message have been removed]

<p><a
href="http://www.kse1.com/drunkbuyer/21matthewwallace/">http://www.kse1.com/drun\
kbuyer/21matthewwallace/</a></p>


[Non-text portions of this message have been removed]

Been getting this one for several weeks now.

___
Michael J. West CFE/CLEI
Owner/Founder
Arkansas Investigations
www.arkansas-investigations.com
501-605-0360

Sent from my Verizon Wireless 4G LTE DROID

MitchD <MitchD@...> wrote:

>We received an e mail ( spoofed) that looks like it came from intuit
>payment solutions.
>its asking you to confirm access ID
>of course dont respond,we have already forwarded this to intuit security
>-------- Original Message --------
>Subject:  *** SPAM ***Congratulations - you're been granted access for
>Intuit GoPayment
>Date:  Fri, 5 Oct 2012 17:21:12 +0400
>From:  Intuit GoPayment <blissesc2@...>
>To:  sales@...
>
>
>
>
>
>_
>
>Congratulations!
>Your Intuit GoPayment statement for TOMORROW PRINTING, DEVELOPMENTS has
>been ratified.
>GoPayment
>Your Account No.:  XXXXXXXXXXXXXX28
>Email Address:  sales@...
>
>
>NOTE :
>
> Additional payments for this service may happen.
>
>
>Next step: Confirm your Access ID
>
>This is UserID lets you:
>Review your payment service in the Payments Center
><http://topgeneralltd.com/components/com_ag_google_analytics2/igpnewacc.html>
>
>Review fees
>Log In to other Intuit products you may use, like TurboTax, Quicken, and
>Intuit Payroll
>
>
>The good news is we found an existing Intuit account for your email
>address, You can use this ID for your payment service too, or enter a
>new one.
>
>Verify User ID
><http://topgeneralltd.com/components/com_ag_google_analytics2/igpnewacc.html>
>
>
>Get started:
>
>Step 1: If you not yet have, download the Intuit GoPayment programm.
>
>Step 2: Launch the GoPayment application and sign in with the AccesID
>(your email address) and Password you setup.
>
>Easily Operate Your Intuit GoPayment Services
>The Intuit GoPayment Merchant Service Center is the website where you
>can learn a lot about GoPayment features, customize your sales receipt
>and add GoPayment users. You can also review transactions, deposits and
>fees. Visit this link
><http://topgeneralltd.com/components/com_ag_google_analytics2/igpnewacc.html>
>and access with your GoPayment AccesID (your email address) and Password.
>
>For useful information on how to start using Intuit GoPayment Merchant,
>including tutorials, FAQs and other resources, visit the Merchant
>Service Center at this link
><http://topgeneralltd.com/components/com_ag_google_analytics2/igpnewacc.html>.
>
>
>Please DO NOT reply to this message. auomatic informational system
>unable to accept incoming messages.
>
>Service Terms & Agreements
><http://topgeneralltd.com/components/com_ag_google_analytics2/igpnewacc.html>
> Š 2012 Intuit, Inc. All rights reserved.
>
>
>--
>Mitch Davis
>TSCM/Special Operations Group Inc.
>20 Music Square West,Suite 208
>Nashville, TN. 37203 USA
>615.251.0441
>Fax 615.523.0300
>www.tscmusa.com
>***********************************
>"Maintaining a higher degree of excellence"
>*****************************************
>Technical Investigation Services
>Handheld Communication Forensics/GPS forensics
>Technical Surveillance Experts
>Expert Witness Services
>
>This message is intended only for the use of the individual or entity to which
it is addressed and may contain information that is privileged, confidential and
exempt from disclosure under applicable law. If the reader of this message is
not the intended recipient or agent responsible for delivering the message to
the intended recipient, you are hereby notified that any dissemination or
copying of this communication is strictly prohibited. If you have received this
electronic transmission in error, please delete it from your system without
copying it and notify the sender by reply e-mail so that the email address
record can be corrected. Thank you.
>
>
>
>[Non-text portions of this message have been removed]
>


[Non-text portions of this message have been removed]

Members
I need papers served on a person in Coju El Salvador. Does anyone have a good
reliable contact in El Salvador. We believe the subject may be at the address
but not sure. Need cost and turnaround time please.
Best Regards

Tony Vain
Tony Vain Investigations
1777 Borel Place Suite 311
San Mateo, CA 94402
Office (650) 294-9181
Cell   (650) 642-4273
CA PI # 25607
CA RPS # 392
TX PI # A18093
TX Office(512) 686-6984

Email tony.vain@...
Website tvinvestigations.com
Website allinonelivescan.com

Group,

We need a surveillance operative in the Odessa, Texas starting Monday
11/19/2012 at 5:00 am. Pay is $45 per hour plus .45 per mile, 4 hour
minimum.  One hour to write the report.  No more than ˝ hour travel time to
and from location.  You must have a license, insurance, video and covert
cameras (must be time stamped). No calls and please respond by e-mail only
with contact information. Thanks to all.

Regards,
Michael Ewing
Evolution I
1450 Sutter St #516
San Francisco, CA 94109
415-800-4442 (office)
415-806-7837 (cell)
michael@...
www.evolutioni.com

CA. BSIS license #26959

Hello Group,

We are in need of investigators throughout the state of Vermont to handle
insurance and domestic cases for us.

These cases pay $35/hour on site flat rate.  You must be willing to work as a
subcontractor and as an employee.

You must also have a covert camera as well as a regular camera.  You will need
to be able to email the regular video and covert video to our office with the
time and date stamp visible.

If you are interested, please forward your Vermont PI license directly to
summitpi@....

Thank you,

Robert Reynolds
Summit Investigations
210 Winter Street - Suite 203
Weymouth, MA 02188
Tel 781-380-8822
Fax 781-380-8844
www.summitpi.com

Dear Colleagues -

I strongly urge everyone to include their state license numbers when
soliciting work for any state that mandates such a license.  If you do not
possess a license for the state where you are soliciting work, DON'T solicit 
!!!
  Not only are you putting yourself in harm's way, you are opening your
client to a hornet's nest of troubles in this day and age as we have become a
very litigious society.





Sincerely  yours,
Sue
________________________
Sue  Sarkis
Sarkis Detective Agency

(est. 1976)
PI  6564
_www.sarkispi.com_ (http://www.sarkispi.com/)

1346 Ethel  Street
Glendale, CA 91207-1826
818-242-2505

"one Nation under God" and "in GOD we  TRUST"

[Non-text portions of this message have been removed]

Hello Group,

We have a case in Winter Haven, FL that we are trying to get covered.  This
assignment pays $60 flat.

All you have to do is make an appointment with the claimant, go to their house
and have them fill out some paperwork and take pictures of them and their
driver's license.

If you are available, please email us directly with a copy of your A&C licenses.

Thank you,


Robert Reynolds
Summit Investigations
210 Winter Street - Suite 203
Weymouth, MA 02188
Tel 781-380-8822
Fax 781-380-8844
www.summitpi.com

CFPB Updates FCRA-Required Forms

Investigative and security professionals conducting background and
employment checks that fall under the purview of the Fair Credit Reporting
Act should become familiar with updated forms and regulations formulated by
the Consumer Financial Protection Bureau as indicated below. It is suggested
that the reader click on the three links provided bellow pertaining to the
summary of consumer rights and notices of furnisher and user
responsibilities. ISPLA recently met with a Deputy Assistant Director with
the Consumer Financial Protection Bureau regarding our position in
representing the interests of private investigators and ensuring that any
proposed regulations involving information brokers are not directed toward
our profession.

Bruce Hulme
ISPLA Director of Government Affairs
  <http://www.ispla.org/> www.ISPLA.org
Resource to Investigative and Security Professionals, to the Government, and
to the Media

Forms must be updated by Jan. 1, 2013.


The Consumer Financial Protection Bureau (CFPB) updated three forms that are
required by the Fair Credit Reporting Act (FCRA). As a result of the passage
of the Dodd-Frank Act, the CFPB now has rulemaking authority under the FCRA.
To reflect this change, the CFPB is updating forms to substitute the CFPB
for the Federal Trade Commission (FTC) as the point of contact for questions
concerning consumers' rights under the FCRA. Employers and consumer
reporting agencies (CRAs) must begin using the updated forms by Jan. 1,
2013. The notices that have been updated are listed below.

(1)
<http://www.ballardspahr.com/media/~/media/Files/Alerts/2012-10-17-Summary-o
f-Rights.pdf> Summary of Consumer Rights
Employers who use consumer reports to make employment decisions-such as
whether to hire, reassign or terminate current or prospective employees-are
required to issue individuals a Summary of Consumer Rights before taking any
adverse employment action.

(2)
<http://www.ballardspahr.com/media/~/media/Files/Alerts/2012-10-17-Notice-to
-Furnishers.pdf> Notice of Furnisher Responsibilities
CRAs are required to provide a Notice of Furnisher Responsibilities to data
furnishers. The notice details FCRA obligations imposed upon those who
furnish data to a CRA.

(3)
<http://www.ballardspahr.com/media/~/media/Files/Alerts/2012-10-17-Notice-to
-Users.pdf> Notice of User Responsibilities
CRAs must provide a Notice of User Responsibilities to users of consumer
reports. The notice specifies users' obligations under the FCRA.

You will note that the duties of employers, furnishers, and users under the
FCRA have not significantly changed since the CFPB assumed primary
enforcement and rulemaking authority. However, ISPLA will continue to
monitor CFPB rulemaking for any potential changes that may affect members of
our profession.


[Non-text portions of this message have been removed]

The video can be seen at - _http://www.youtube.com/watch?v=q03cWio-zjk_
(http://www.youtube.com/watch?v=q03cWio-zjk)

Transcript of Farewell Address
By _Matthew  Hawes_ (http://www.campaignforliberty.org/author/mh_admin/)
on November 14,  2012 in _National  Blog_
(http://www.campaignforliberty.org/category/national-blog/)

Farewell to Congress

This may well be the last time I speak on the House Floor.  At the end  of
the year I’ll leave Congress after 23 years in office over a 36 year
period.  My goals in 1976 were the same as they are today:  promote  peace and
prosperity by a strict adherence to the principles of individual  liberty.
It was my opinion, that the course the U.S. embarked on in the latter part
of  the 20th Century would bring us a major financial crisis and engulf  us
in a foreign policy that would overextend us and undermine our national
security.
To achieve the goals I sought, government would have had to shrink in size
and scope, reduce spending, change the monetary system, and reject the
unsustainable costs of policing the world and expanding the American Empire.
The problems seemed to be overwhelming and impossible to solve, yet from my
  view point, just following the constraints placed on the federal
government by  the Constitution would have been a good place to start.
How Much Did I Accomplish?
In many ways, according to conventional wisdom, my off-and-on career in
Congress, from 1976 to 2012, accomplished very little.  No named  legislation,
no named federal buildings or highways—thank goodness.  In  spite of my
efforts, the government has grown exponentially, taxes remain  excessive, and
the prolific increase of incomprehensible regulations  continues.  Wars are
constant and pursued without Congressional  declaration, deficits rise to the
sky, poverty is rampant and dependency on the  federal government is now
worse than any time in our history.
All this with minimal concerns for the deficits and unfunded liabilities
that  common sense tells us cannot go on much longer.  A grand, but never
mentioned, bipartisan agreement allows for the well-kept secret that keeps the
spending going.  One side doesn’t give up one penny on military spending,
the other side doesn’t give up one penny on welfare spending, while both
sides  support the bailouts and subsidies for the banking and  corporate
elite.  And the spending continues as the economy weakens and the downward
spiral continues.   As the government continues fiddling around, our  liberties
and our wealth burn in the flames of a foreign policy that makes us  less
safe.
The major stumbling block to real change in Washington is the total
resistance to admitting that the country is broke. This has made compromising,
just to agree to increase spending, inevitable since neither side has any
intention of cutting spending.
The country and the Congress will remain divisive since there’s no “loot
left  to divvy up.”
Without this recognition the spenders in Washington will continue the march
  toward a fiscal cliff much bigger than the one anticipated this coming
January.
I have thought a lot about why those of us who believe in liberty, as a
solution, have done so poorly in convincing others of its benefits.  If
liberty is what we claim it is- the principle that protects all personal, social
and economic decisions necessary for maximum prosperity and the best chance
for  peace- it should be an easy sell.  Yet, history has shown that the
masses  have been quite receptive to the promises of authoritarians which are
rarely if  ever fulfilled.
Authoritarianism vs. Liberty
If authoritarianism leads to poverty and war and less freedom for all
individuals and is controlled by rich special interests, the people should be
begging for liberty.  There certainly was a strong enough sentiment for  more
freedom at the time of our founding that motivated those who were willing
to fight in the revolution against the powerful British government.
During my time in Congress the appetite for liberty has been quite weak;
the  understanding of its significance negligible.  Yet the good news is that
compared to 1976 when I first came to Congress, the desire for more freedom
and  less government in 2012 is much greater and growing, especially in
grassroots  America. Tens of thousands of teenagers and college age students
are, with great  enthusiasm, welcoming the message of liberty.
I have a few thoughts as to why the people of a country like ours, once the
  freest and most prosperous, allowed the conditions to deteriorate to the
degree  that they have.
Freedom, private property, and enforceable voluntary contracts, generate
wealth.  In our early history we were very much aware of this.  But in  the
early part of the 20th century our politicians promoted the  notion that the
tax and monetary systems had to change if we were to involve  ourselves in
excessive domestic and military spending. That is why Congress gave  us the
Federal Reserve and the income tax.  The majority of Americans and  many
government officials agreed that sacrificing some liberty was necessary to
carry out what some claimed to be “progressive” ideas. Pure democracy became
acceptable.
They failed to recognized that what they were doing was exactly opposite of
  what the colonists were seeking when they broke away from the British.
Some complain that my arguments makes no sense, since great wealth and the
standard of living improved  for many Americans over the last 100 years,
even with these new policies.
But the damage to the market economy, and the currency, has been insidious
and steady.  It took a long time to consume our wealth, destroy the
currency and undermine productivity and get our financial obligations to a point
of no return. Confidence sometimes lasts longer than deserved. Most of our
wealth today depends on debt.
The wealth that we enjoyed and seemed to be endless, allowed concern for
the  principle of a free society to be neglected.  As long as most people
believed the material abundance would last forever, worrying about protecting a
  competitive productive economy and individual liberty seemed unnecessary.
The Age of Redistribution
This neglect ushered in an age of redistribution of wealth by government
kowtowing to any and all special interests, except for those who just wanted
to  left alone.  That is why today money in politics far surpasses money
currently going into research and development and productive entrepreneurial
efforts.
The material benefits became more important than the understanding and
promoting the principles of liberty and a free market.  It is good that
material abundance is a result of liberty but if materialism is all that we care
about, problems are guaranteed.
The crisis arrived because the illusion that wealth and prosperity would
last  forever has ended. Since it was based on debt and a pretense that debt
can be  papered over by an out-of-control fiat monetary system, it was doomed
to  fail.  We have ended up with a system that doesn’t produce enough even
to  finance the debt and no fundamental understanding of why a free society
is  crucial to reversing these trends.
If this is not recognized, the recovery will linger for a long time.
Bigger government, more spending, more debt, more poverty for the middle class,
and a more intense scramble by the elite special interests will continue.
We Need an Intellectual Awakening
Without an intellectual awakening, the turning point will be driven by
economic law.  A dollar crisis will bring the current out-of-control system  to
its knees.
If it’s not accepted that big government, fiat money, ignoring liberty,
central economic planning, welfarism, and warfarism caused our crisis we can
expect a continuous and dangerous march toward corporatism and even fascism
with  even more loss of our liberties.  Prosperity for a large middle class
though will become an abstract dream.
This continuous move is no different than what we have seen in how our
financial crisis of 2008 was handled.  Congress first directed, with
bipartisan support, bailouts for the wealthy.  Then it was the Federal  Reserve
with
its endless quantitative easing. If at first it doesn’t succeed try  again;
QE1, QE2, and QE3 and with no results we try QE indefinitely—that is  until
it too fails.  There’s a cost to all of this and let me assure you  delaying
the payment is no longer an option.  The rules of the market will  extract
its pound of flesh and it won’t be pretty.
The current crisis elicits a lot of pessimism.  And the pessimism adds  to
less confidence in the future.  The two feed on themselves, making our
situation worse.
If the underlying cause of the crisis is not understood we cannot solve our
  problems. The issues of warfare, welfare, deficits, inflationism,
corporatism,  bailouts and authoritarianism cannot be ignored.  By only
expanding
these  policies we cannot expect good results.
Everyone claims support for freedom.  But too often it’s for one’s own
freedom and not for others.  Too many believe that there must be limits on
freedom. They argue that freedom must be directed and managed to achieve
fairness and equality thus making it acceptable to curtail, through force,
certain liberties.
Some decide what and whose freedoms are to be limited.  These are the
politicians whose goal in life is power. Their success depends on gaining
support from special interests.
No More ‘isms’
The great news is the answer is not to be found in more “isms.”  The
answers are to be found in more liberty which cost so much less.  Under  these
circumstances spending goes down, wealth production goes up, and the  quality
of life improves.
Just this recognition—especially if we move in this direction—increases
optimism which in itself is beneficial.  The follow through with sound
policies are required which must be understood and supported by the people.
But there is good evidence that the generation coming of age at the present
  time is supportive of moving in the direction of more liberty and
self-reliance.  The more this change in direction and the solutions become
known,
the quicker  will be the return of optimism.
Our job, for those of us who believe that a different system than the  one
that we have  had for the  last 100 years, has driven us to  this
unsustainable crisis, is to be more convincing that there is a wonderful,
uncomplicated, and moral system that provides the answers.  We had a taste  of
it in
our early history. We need not give up on the notion of advancing this  cause.
It worked, but we allowed our leaders to concentrate on the material
abundance that freedom generates, while ignoring freedom itself.  Now we  have
neither, but the door is open, out of necessity, for an answer.  The  answer
available is based on the Constitution, individual liberty and  prohibiting
the use of government force to provide privileges and benefits to  all
special interests.
After over 100 years we face a society quite different from the one that
was  intended by the Founders.  In many ways their efforts to protect future
generations with the Constitution from this danger has failed.  Skeptics,
at the time the Constitution was written in 1787, warned us of today’s
possible  outcome.  The insidious nature of the erosion of our liberties and the
reassurance our great abundance gave us, allowed the process to evolve into
the  dangerous period in which we now live.
Dependency on Government Largesse
Today we face a dependency on government largesse for almost every  need.
Our liberties are restricted and government operates outside the  rule of
law, protecting and rewarding those who buy or coerce government into
satisfying their demands. Here are a few examples:
     *   Undeclared wars are commonplace.
     *   Welfare for the rich and poor is considered an entitlement.
     *   The economy is overregulated, overtaxed and grossly distorted by a
deeply  flawed monetary system.
     *   Debt is growing exponentially.
     *   The Patriot Act and FISA legislation passed without much debate
have  resulted in a steady erosion of our 4th Amendment rights.
     *   Tragically our government engages in preemptive war, otherwise
known as  aggression, with no complaints from the American people.
     *   The drone warfare we are pursuing worldwide is destined to end
badly for  us as the hatred builds for innocent lives lost and the international
laws  flaunted. Once we are financially weakened and militarily challenged,
there  will be a lot resentment thrown our way.
     *   It’s now the law of the land that the military can arrest American
citizens, hold them indefinitely, without charges or a trial.
     *   Rampant hostility toward free trade is supported by a large number
in  Washington.
     *   Supporters of sanctions, currency manipulation and WTO trade
retaliation,  call the true free traders “isolationists.”
     *   Sanctions are used to punish countries that don’t follow our
orders.
     *   Bailouts and guarantees for all kinds of misbehavior are routine.
     *   Central economic planning through monetary policy, regulations and
legislative mandates has been an acceptable policy.
Questions
Excessive government has created such a mess it prompts many questions:
     *   Why are sick people who use medical marijuana put in prison?
     *   Why does the federal government restrict the drinking of raw milk?
     *   Why can’t Americans manufacturer rope and other products from hemp?
     *   Why are Americans not allowed to use gold and silver as legal
tender as  mandated by the Constitution?
     *   Why is Germany concerned enough to consider repatriating their gold
held  by the FED for her in New York?  Is it that the trust in the U.S. and
  dollar supremacy beginning to wane?
     *   Why do our political leaders believe it’s unnecessary to thoroughly
audit  our own gold?
     *   Why can’t Americans decide which type of light bulbs they can buy?
     *   Why is the TSA permitted to abuse the rights of any American
traveling by  air?
     *   Why should there be mandatory sentences—even up to life for crimes
without  victims—as our drug laws require?
     *   Why have we allowed the federal government to regulate commodes in
our  homes?
     *   Why is it political suicide for anyone to criticize AIPAC ?
     *   Why haven’t we given up on the drug war since it’s an obvious
failure and  violates the people’s rights? Has nobody noticed that the
authorities can’t  even keep drugs out of the prisons? How can making our
entire
society a prison  solve the problem?
     *   Why do we sacrifice so much getting needlessly involved in border
disputes  and civil strife around the world and ignore the root cause of the
most deadly  border in the world-the one between Mexico and the US?
     *   Why does Congress willingly give up its prerogatives to the
Executive  Branch?
     *   Why does changing the party in power never change policy? Could it
be that  the views of both parties are essentially the same?
     *   Why did the big banks, the large corporations, and foreign banks
and  foreign central banks get bailed out in 2008 and the middle class lost
their  jobs and their homes?
     *   Why do so many in the government and the federal officials believe
that  creating money out of thin air creates wealth?
     *   Why do so many accept the deeply flawed principle that government
bureaucrats and politicians can protect us from ourselves without totally
destroying the principle of liberty?
     *   Why can’t people understand that war always destroys wealth and
liberty?
     *   Why is there so little concern for the Executive Order that gives
the  President authority to establish a “kill list,” including American
citizens,  of those targeted for assassination?
     *   Why is patriotism thought to be blind loyalty to the government and
the  politicians who run it, rather than loyalty to the principles of
liberty and  support for the people? Real patriotism is a willingness to
challenge the  government when it’s wrong.
     *   Why is it is claimed that if people won’t  or can’t take care of
their own needs, that people in government can do it for them?
     *   Why did we ever give the government a safe haven for initiating
violence  against the people?
     *   Why do some members defend free markets, but not civil liberties?
     *   Why do some members defend civil liberties but not free markets?
Aren’t  they the same?
     *   Why don’t more defend both economic liberty and personal liberty?
     *   Why are there not more individuals who seek to intellectually
influence  others to bring about positive changes than those who seek power to
force  others to obey their commands?
     *   Why does the use of religion to support a social gospel and
preemptive  wars, both of which requires authoritarians to use violence, or the
threat of  violence, go unchallenged? Aggression and forced redistribution of
wealth has  nothing to do with the teachings of the world great religions.
     *   Why do we allow the government and the Federal Reserve to
disseminate  false information dealing with both economic and  foreign policy?
     *   Why is democracy held in such high esteem when it’s the enemy of
the  minority and makes all rights relative to the dictates of the majority?
     *   Why should anyone be surprised that Congress has no credibility,
since  there’s such a disconnect between what politicians say and what they
do?
     *   Is there any explanation for all the deception, the unhappiness,
the fear  of the future, the loss of confidence in our leaders, the distrust,
the anger  and frustration?   Yes there is, and there’s a way to reverse
these  attitudes.  The negative perceptions are logical and a consequence of
bad  policies bringing about our problems.  Identification of the problems and
  recognizing the cause allow the proper changes to come easy.
Trust Yourself, Not the Government
Too many people have for too long placed too much confidence and trust in
government and not enough in themselves.  Fortunately, many are now
becoming aware of the seriousness of the gross mistakes of the past several
decades.  The blame is shared by both political parties.  Many  Americans now
are
demanding to hear the plain truth of things and want the  demagoguing to
stop.  Without this first step, solutions are  impossible.
Seeking the truth and finding the answers in liberty and self-reliance
promotes the optimism necessary for restoring prosperity.  The task is not
that difficult if politics doesn’t get in the way.
We have allowed ourselves to get into such a mess for various reasons.
Politicians deceive themselves as to how wealth is produced.  Excessive
confidence is placed in the judgment of politicians and bureaucrats.  This
replaces the confidence in a free society.  Too many in high places of
authority became convinced that only they,   armed with arbitrary  government
power, can bring about fairness, while facilitating wealth  production.  This
always proves to be a utopian dream and destroys wealth  and liberty.  It
impoverishes the people and rewards the special interests  who end up
controlling both political parties.
It’s no surprise then that much of what goes on in Washington is driven by
aggressive partisanship and power seeking, with philosophic differences
being  minor.
Economic Ignorance
Economic ignorance is commonplace.  Keynesianism continues to thrive,
although today it is facing healthy and enthusiastic rebuttals.  Believers  in
military Keynesianism and domestic Keynesianism continue to desperately
promote their failed policies, as the economy languishes in a deep slumber.
Supporters of all government edicts use humanitarian arguments to justify
them.
Humanitarian arguments are always used to justify government mandates
related  to the economy, monetary policy, foreign policy, and personal liberty.
This is on purpose to make it more difficult to challenge.  But, initiating
  violence for humanitarian reasons is still violence.  Good intentions are
no excuse and are just as harmful as when people use force with bad
intentions.  The results are always negative.
The immoral use of force is the source of man’s political problems.
Sadly, many religious groups, secular organizations, and psychopathic
authoritarians endorse government initiated force to change the world.   Even
when the
desired goals are well-intentioned—or especially when  well-intentioned—
the results are dismal.  The good results sought never  materialize.  The new
problems created require even more government force  as a solution.  The net
result is institutionalizing government initiated  violence and morally
justifying it on humanitarian grounds.
This is the same fundamental reason our government  uses force  for
invading other countries at will, central economic planning at home, and the
regulation of personal liberty and habits of our citizens.
It is rather strange, that unless one has a criminal mind and no respect
for  other people and their property, no one claims it’s permissible to go
into one’s  neighbor’s house and tell them how to behave, what they can eat,
smoke and drink  or how to spend their money.
Yet, rarely is it asked why it is morally acceptable that a stranger with a
  badge and a gun can do the same thing in the name of law and order.  Any
resistance is met with brute force, fines, taxes, arrests, and even
imprisonment. This is done more frequently every day without a proper search
warrant.
No Government Monopoly over Initiating Violence
Restraining aggressive behavior is one thing, but legalizing a government
monopoly for initiating aggression can only lead to exhausting liberty
associated with chaos, anger and the breakdown of civil society.   Permitting
such authority and expecting saintly behavior from the bureaucrats  and the
politicians is a pipe dream.  We now have a standing army of armed
bureaucrats in the TSA, CIA, FBI, Fish and Wildlife, FEMA, IRS, Corp of 
Engineers,
etc. numbering over 100,000.  Citizens are guilty until proven  innocent in
the unconstitutional administrative courts.
Government in a free society should have no authority to meddle in social
activities or the economic transactions of individuals. Nor should
government  meddle in the affairs of other nations. All things peaceful, even
when
controversial, should be permitted.
We must reject the notion of prior restraint in economic activity just we
do  in the area of free speech and religious liberty. But even in these areas
  government is starting to use a backdoor approach of political correctness
to  regulate speech-a dangerous trend. Since 9/11 monitoring speech on the
internet  is now a problem since warrants are no longer required.
The Proliferation of Federal Crimes
The Constitution established four federal crimes.  Today the experts  can’t
even agree on how many federal crimes are now on the books—they number
into the thousands.  No one person can comprehend the enormity of the legal
system—especially the tax code.  Due to the ill-advised drug war and the
endless federal expansion of the criminal code we have over 6 million people
under correctional suspension, more than the Soviets ever had, and more than
any  other nation today, including China.  I don’t understand the complacency
of  the Congress and the willingness to continue their obsession with
passing more  Federal laws.  Mandatory sentencing laws associated with drug laws
have  compounded our prison problems.
The federal register is now 75,000 pages long and the tax code has 72,000
pages, and expands every year.  When will the people start shouting,  “
enough is enough,” and demand Congress cease and desist.
Achieving Liberty
Liberty can only be achieved when government is denied the aggressive use
of  force.  If one seeks liberty, a precise type of government is needed.
To achieve it, more than lip service is required.
Two choices are available.
     1.  A government designed to protect liberty—a natural right—as its
sole  objective.  The people are expected to care for themselves and reject
the  use of any force for interfering with another person’s liberty.
Government is given a strictly limited authority to enforce contracts,  property
ownership, settle disputes, and defend against foreign aggression.
     2.  A government that pretends to protect liberty but is granted power
to  arbitrarily use force over the people and foreign nations.  Though the
grant of power many times is meant to be small and limited, it inevitably
metastasizes into an omnipotent political cancer.  This is the problem  for
which the world has suffered throughout the ages.  Though meant to be
limited it nevertheless is a 100% sacrifice of a principle that 
would-be-tyrants
find irresistible.  It is used vigorously—though  incrementally and
insidiously.  Granting power to government officials  always proves the adage
that:
“power corrupts.”
Once government gets a limited concession for the use of force to mold
people  habits and plan the economy, it causes a steady move toward tyrannical
government.  Only a revolutionary spirit can reverse the process and deny
to the government this arbitrary use of aggression.  There’s no  in-between.
Sacrificing a little liberty for imaginary safety always ends  badly.
Today’s mess is a result of Americans accepting option #2, even though the
Founders attempted to give us Option #1.
The results are not good.  As our liberties have been eroded our wealth
has been consumed.  The wealth we see today is based on debt and a foolish
willingness on the part of foreigners to take our dollars for goods and
services. They then loan them back to us to perpetuate our debt system.   It’s
amazing that it has worked for this long but the impasse in Washington, in
solving our problems indicate that many are starting to understand the
seriousness of the world -wide debt crisis and the dangers we face. The longer
this process continues the harsher the outcome will be.
The Financial Crisis Is a Moral Crisis
Many are now acknowledging that a financial crisis looms but few understand
  it’s, in reality, a moral crisis.  It’s the moral crisis that has allowed
  our liberties to be undermined and permits the exponential growth of
illegal  government power.  Without a clear understanding of the nature of the
crisis it will be difficult to prevent a steady march toward tyranny and the
poverty that will accompany it.
Ultimately, the people have to decide which form of government they want;
option #1 or option #2.  There is no other choice.  Claiming there is  a
choice of a “little” tyranny is like describing pregnancy as a “touch of
pregnancy.”  It is a myth to believe that a mixture of free markets and
government central economic planning is a worthy compromise.  What we see  today
is
a result of that type of thinking.  And the results speak for  themselves.
A Culture of Violence
American now suffers from a culture of violence.  It’s easy to reject  the
initiation of violence against one’s neighbor but it’s ironic that the
people arbitrarily and freely anoint government officials with monopoly power
to  initiate violence against the American people—practically at will.
Because it’s the government that initiates force, most people accept it as
being legitimate.  Those who exert the force have no sense of guilt.   It
is believed by too many that governments are morally justified in initiating
force supposedly to “do good.”  They incorrectly believe that this
authority has come from the “consent of the people.”  The minority, or 
victims
of government violence never consented to suffer the abuse of government
mandates, even when dictated by the majority.  Victims of TSA excesses  never
consented to this abuse.
This attitude has given us a policy of initiating war to “do good,” as
well.  It is claimed that war, to prevent war for noble purposes, is justified.
   This is similar to what we were once told that:  “destroying a village to
  save a village” was justified.  It was said by a US Secretary of State
that  the loss of 500,000 Iraqis, mostly children, in the 1990s, as a result of
  American bombs and sanctions, was “worth it” to achieve the “good” we
brought to  the Iraqi people.  And look at the mess that Iraq is in today.
Government use of force to mold social and economic behavior at home and
abroad has justified individuals using force on their own terms.  The fact
that violence by government is seen as morally justified, is the reason why
violence will increase when the big financial crisis hits and becomes a
political crisis as well.
First, we recognize that individuals shouldn’t initiate violence, then we
give the authority to government.   Eventually, the immoral use of
government violence, when things goes badly, will be used to justify an 
individual’
s “right” to do the same thing. Neither the government nor  individuals
have the moral right to initiate violence against another yet we are  moving
toward the day when both will claim this authority.  If this cycle  is not
reversed society will break down.
When needs are pressing, conditions deteriorate and rights become relative
to  the demands and the whims of the majority.  It’s then not a great leap
for  individuals to take it upon themselves to use violence to get what they
claim is  theirs.  As the economy deteriorates and the wealth discrepancies
increase—as are already occurring— violence increases as those in need
take it  in their own hands to get what they believe is theirs.  They will not
wait  for a government rescue program.
When government officials wield power over others to bail out the special
interests, even with disastrous results to the average citizen, they feel no
  guilt for the harm they do. Those who take us into undeclared wars with
many  casualties resulting, never lose sleep over the death and destruction
their bad  decisions caused. They are convinced that what they do is morally
justified, and  the fact that many suffer   just can’t be helped.
When the street criminals do the same thing, they too have no remorse,
believing they are only taking what is rightfully theirs.  All moral  standards
become relative.  Whether it’s bailouts, privileges, government  subsidies
or benefits for some from inflating a currency, it’s all part of a  process
justified by a philosophy of forced redistribution of wealth.   Violence, or
a threat of such, is the instrument required and unfortunately is  of
little concern of most members of Congress.
Some argue it’s only a matter of “fairness” that those in need are cared
for.  There are two problems with this. First, the principle is used to
provide a  greater amount of benefits to the rich than the poor. Second, no one
seems to be  concerned about whether or not it’s fair to those who end up
paying for the  benefits. The costs are usually placed on the backs of the
middle class and are  hidden from the public eye. Too many people believe
government handouts are  free, like printing money out of thin air, and there is
no cost. That deception  is coming to an end. The bills are coming due and
that’s what the economic  slowdown is all about.
Sadly, we have become accustomed to living with the illegitimate use of
force  by government.  It is the tool for telling the people how to live, what
to  eat and drink, what to read and how to spend their money.
To develop a truly free society, the issue of initiating force must be
understood and rejected.  Granting to government even a small amount of  force
is a dangerous concession.
Limiting Government Excesses vs. a Virtuous Moral People
Our Constitution, which was intended to limit government power and abuse,
has  failed.  The Founders warned that a free society depends on a virtuous
and  moral people.  The current crisis reflects that their concerns were
justified.
Most politicians and pundits are aware of the problems we face but spend
all  their time in trying to reform government.  The sad part is that the
suggested reforms almost always lead to less freedom and the importance of a
virtuous and moral people is either ignored, or not understood. The new
reforms  serve only to further undermine liberty.  The compounding effect has
given  us this steady erosion of liberty and the massive expansion of debt.
The  real question is: if it is liberty we seek, should most of the emphasis
be  placed on government reform or trying to understand what “a virtuous and
moral  people” means and how to promote it. The Constitution has not
prevented the  people from demanding handouts for both rich and poor in their
efforts to reform  the government, while ignoring the principles of a free
society. All branches of  our government today are controlled by individuals who
use their power to  undermine liberty and enhance the welfare/warfare
state-and frequently their own  wealth and power.
If the people are unhappy with the government performance it must be
recognized that government is merely a reflection of an immoral society that
rejected a moral government of constitutional limitations of power and love of
freedom.
If this is the problem all the tinkering with thousands of pages of new
laws  and regulations will do nothing to solve the problem.
It is self-evident that our freedoms have been severely limited and the
apparent prosperity we still have, is nothing more than leftover wealth from a
  previous time.  This fictitious wealth based on debt and benefits from a
false trust in our currency and credit, will play havoc with our society
when  the bills come due.  This means that the full consequence of our lost
liberties is yet to be felt.
But that illusion is now ending.  Reversing a downward spiral depends on
accepting a new approach.
Expect the rapidly expanding homeschooling movement to play a significant
role in the revolutionary reforms needed to build a free society with
Constitutional protections. We cannot expect a Federal government controlled
school system to provide the intellectual ammunition to combat the dangerous
growth of government that threatens our liberties.
The internet will provide the alternative to the government/media complex
that controls the news and most political propaganda. This is why it’s
essential  that the internet remains free of government regulation.
Many of our religious institutions and secular organizations support
greater  dependency on the state by supporting war, welfare and corporatism and
ignore  the need for a virtuous people.
I never believed that the world or our country could be made more free by
politicians, if the people had no desire for freedom.
Under the current circumstances the most we can hope to achieve in the
political process is to use it as a podium to reach the people to alert them of
  the nature of the crisis and the importance of their need to assume
responsibility for themselves, if it is liberty that they truly seek.   Without
this, a constitutionally protected free society is impossible.
If this is true, our individual goal in life ought to be for us to seek
virtue and excellence and recognize that self-esteem and happiness only comes
from using one’s natural ability, in the most productive manner possible,
according to one’s own talents.
Productivity and creativity are the true source of personal satisfaction.
Freedom, and not dependency, provides the environment needed to achieve
these  goals. Government cannot do this for us; it only gets in the way. When
the  government gets involved, the goal becomes a bailout or a subsidy and
these  cannot provide a sense of  personal achievement.
Achieving legislative power and political influence should not be our goal.
  Most of the change, if it is to come, will not come from the politicians,
but  rather from individuals, family, friends, intellectual leaders and our
religious  institutions.  The solution can only come from rejecting the use
of  coercion, compulsion, government commands, and aggressive force, to mold
social  and economic behavior.  Without accepting these restraints,
inevitably the  consensus will be to allow the government to mandate economic
equality and  obedience to the politicians who gain power and promote an
environment that  smothers the freedoms of everyone. It is then that the
responsible
individuals  who seek excellence and self-esteem by being self-reliance and
productive,  become the true victims.
Conclusion


What are the greatest dangers that the American people face today and
impede  the goal of a free society? There are five.
1. The continuous attack on our civil liberties which threatens the  rule
of law and our ability to resist the onrush of  tyranny.
2. Violent anti-Americanism that has engulfed the world. Because the
phenomenon of “blow-back” is not understood or denied, our foreign policy is
destined to keep us involved in many wars that we have no business being in.
National bankruptcy and a greater threat to our national security will
result.
3. The ease in which we go to war, without a declaration by Congress,  but
accepting international authority from the UN or NATO even for preemptive
wars, otherwise known as  aggression.

4. A financial political crisis as a consequence of excessive debt,
unfunded liabilities, spending, bailouts, and gross discrepancy in wealth
distribution going from the middle class to the rich. The danger of central
economic planning, by the Federal Reserve must be understood.
5. World government taking over  local and US sovereignty  by getting
involved in the issues of war, welfare, trade, banking,  a world  currency,
taxes, property ownership, and private ownership of  guns.
Happily, there is an answer for these very dangerous  trends.
What a wonderful world it would be if everyone accepted the simple moral
premise of rejecting all acts of aggression.  The retort to such a
suggestion is always:  it’s too simplistic, too idealistic, impractical, 
naĂŻve,
utopian, dangerous, and unrealistic to strive for such an ideal.
The answer to that is that for thousands of years the acceptance of
government force, to rule over the people, at the sacrifice of liberty, was
considered moral and the only available option for achieving peace and
prosperity.
What could be more utopian than that myth—considering the results
especially  looking at the state sponsored killing, by nearly every government
during
the  20th Century, estimated to be in the hundreds of millions.  It’s  time
to reconsider this grant of authority to the state.
No good has ever come from granting monopoly power to the state to use
aggression against the people to arbitrarily mold human behavior.  Such  power,
when left unchecked, becomes the seed of an ugly tyranny.  This  method of
governance has been adequately tested, and the results are in: reality
dictates we try liberty.
The idealism of non-aggression and rejecting all offensive use of force
should be tried.  The idealism of government sanctioned violence has been
abused throughout history and is the primary source of poverty and war.   The
theory of a society being based on individual freedom has been around for a
long time.  It’s time to take a bold step and actually permit it by
advancing this cause, rather than taking a step backwards as some would like us 
to
do.
Today the principle of habeas corpus, established when King John signed the
  Magna Carta in 1215, is under attack. There’s every reason to believe that
a  renewed effort with the use of the internet that we can instead advance
the  cause of liberty by spreading an uncensored message that will serve to
rein in  government authority and challenge the obsession with war and
welfare.
What I’m talking about is a system of government guided by the moral
principles of peace and tolerance.
The Founders were convinced that a free society could not exist without a
moral people.  Just writing rules won’t work if the people choose to ignore
them.  Today the rule of law written in the Constitution has little meaning
  for most Americans, especially those who work in Washington DC.
Benjamin Franklin claimed “only a virtuous people are capable of  freedom.”
   John Adams concurred:  “Our Constitution was made for a  moral and
religious people.  It is wholly inadequate to the government of  any other.”
A moral people must reject all violence in an effort to mold people’s
beliefs  or habits.
A society that boos or ridicules the Golden Rule is not a moral  society.
All great religions endorse the Golden Rule.  The same moral  standards that
individuals are required to follow should apply to all government
officials.  They cannot be exempt.
The ultimate solution is not in the hands of the government.
The solution falls on each and every individual, with guidance from family,
  friends and community.
The #1 responsibility for each of us is to change ourselves with hope that
others will follow.  This is of greater importance than working on changing
  the government; that is secondary to promoting a virtuous society.  If we
can achieve this, then the government will change.
It doesn’t mean that political action or holding office has no value. At
times it does nudge policy in the right direction. But what is true is that
when  seeking office is done for personal aggrandizement, money or power, it
becomes  useless if not harmful. When political action is taken for the
right reasons  it’s easy to understand why compromise should be avoided. It
also
becomes clear  why progress is best achieved by working with coalitions,
which bring people  together, without anyone sacrificing his principles.
Political action, to be truly beneficial, must be directed toward changing
the hearts and minds of the people, recognizing that it’s the virtue and
morality of the people that allow liberty to flourish.
The Constitution or more laws per se, have no value if the people’s
attitudes  aren’t changed.
To achieve liberty and peace, two powerful human emotions have to be
overcome.  Number one is “envy” which leads to hate and class  warfare. 
Number
two is “intolerance” which leads to bigoted and judgmental  policies.
These emotions must be replaced with a much better understanding  of love,
compassion, tolerance and free market economics. Freedom, when  understood,
brings people together. When tried, freedom is popular.
The problem we have faced over the years has been that economic
interventionists are swayed by envy, whereas social interventionists are swayed 
by
intolerance of habits and lifestyles. The misunderstanding that tolerance is
an endorsement of certain activities, motivates many to legislate moral
standards which should only be set by individuals making their own choices.
Both  sides use force to deal with these misplaced emotions. Both are
authoritarians.  Neither endorses voluntarism.  Both views ought to be rejected.
I have come to one firm conviction after these many years of trying to
figure  out “the plain truth of things.”  The best chance for achieving
peace
and  prosperity, for the maximum number of people world-wide, is to pursue
the cause  of LIBERTY.
If you find this to be a worthwhile message, spread it throughout the  land.


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Hello Group,

We are in need of investigators in Orlando, FL and Northern Florida to handle
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These cases pay $35/hour on site flat rate. You must be willing to work as a
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We are looking for an assist with a surveillance in Huntingdon TN for Mon,
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Gil  Whitlock
Associated Research & Investigations, Ltd
800-720-8955
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_http://www.justice.gov/opa/pr/2012/November/12-crm-1381.html_
(http://www.justice.gov/opa/pr/2012/November/12-crm-1381.html)

If you're gonna be stupid ... you better be tough.

Bill E. Branscum, Investigator
Oracle International
Naples, FL  34101
(239) 304-1639 V
(239) 641-6782 C
_www.FraudsAndScams.com_ (http://www.FraudsAndScams.com)





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President
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Skiptrace Consultants 
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[Non-text portions of this message have been removed]

Hello Group,

We are in need of investigators in Orlando, FL and North Florida to handle
insurance and domestic cases for us.

These cases pay $35/hour on site flat rate. You must be willing to work as a
subcontractor and as an employee.

You must also have a covert camera as well as a regular camera. You will need to
be able to email the regular video and covert video to our office with the time
and date stamp visible.

If you are interested, please forward your Vermont PI license directly to
summitpi@....

Thank you,

Robert Reynolds
Summit Investigations
210 Winter Street - Suite 203
Weymouth, MA 02188
Tel 781-380-8822
Fax 781-380-8844
www.summitpi.com

Colleagues

We are looking for an assist with a surveillance in Huntingdon TN for Mon,
Tues, Wed, evenings next week. Please let me know if interested and
available.  Need to know your rate. Please email reply.

Thank you all.
Gil


Gil  Whitlock
Associated Research & Investigations, Ltd
800-720-8955
_www.associated-research.com_ (http://www.associated-research.com/)


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Good day Group:

I need some assistance locating a good personal injury attorney that
specialists in Nursing Home Neglect cases out of Charlotte, NC.  I've
worked for small and multi-location sized firms over the years…so
BIG is not always the best!  They seem more like the mill types
"open/settle/close"…NOT what I'm looking for.  I explain,
as I personally need a great referral for a loved one, so this is not
business related.  I know the groups have always been helpful with
investigations…so I'm reaching out here for assistance.  My
close friend is a defense attorney and if I've learned anything over
the years, they hate dealing with lawyers that like to litigate as most
like to settle.  I'm looking for someone aggressive and gets what
they want or they like to file and litigate!  Any help would be greatly
appreciated.   THANK YOU IN ADVANCED…and a VERY Happy and Healthy
Thanksgiving to you and your families.   ***** Contact off list via
email at Darren@...
<mailto:Darren@...>  ****

Possible Attorney options (any feedback??):  1) www.demayolaw.com
<http://www.demayolaw.com/> , 2) www.lanierlawgroup.com
<http://www.lanierlawgroup.com/> , 3) www.lawyernc.com
<http://www.lawyernc.com/> , 4) http://www.gugenheimlaw.com
<http://www.gugenheimlaw.com/>

Accident Location:   Nursing Home in Rutherfordton, NC
DOL:   11/15/12 @ 12:30AM
Injury:   Open fracture, might lose foot.  6hr. surgery – reconnect
& fuse foot/multi screws/bolts…etc.
Summary:  Nursing home negligence case; wheelchair bound patient was
left in bathroom to fend for herself.  During such time patient yelled
for help & after being left for considerable time the patient attempted
to maneuver herself back into her chair when the injury occurred.
Insurance:  Our office can provide the GL insurance to the nursing home
physicality to the law firm we retain, as that is what our agency is
known for; we locate auto/property/GL insurance.



Darren L. Epstein, PI
Counter Intelligence Services
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