Since there was no mass illness pandemic in the US (people get sick pretty regularly), and since the employment crisis actually TRAILED the foreclosure crisis,
I know a little about this subject. Â The number one reason for loosing your owner occupied home is catastrophic health problems, followed by loss of job. Â
From the story: "relaxed lending standards likely played a critical role in the U.S. housing bust". Which one of those 'relaxed lenders' did you work for