The fast paced advancements in education and technology require us to
keep up to date in the chosen field. We also need to improve our skill
sets or study a new discipline to meet ever growing competition in the
job market. Online degrees offer the best solution to all of us as we
don't have to attend regular classes leaving our present commitments.
Visit the website for some valuable tips on how to get online degrees
from world's renowned universities to improve our academics and
further our career interests: http://onlinedegrees.onlineseeker.info
The More You Learn The More You Earn
* Don't quit your job
* Obtain your degree online on your schedule
* Earn more money
Average Salary Pattern:
High School Diploma - $34k
Associate Degree - $46k
Bachelor's Degree - $65k
Master's Degree - $83k
PG Degrees - $103k
Visit the website for some valuable tips on how to get online degrees:
http://onlinedegrees.onlineseeker.info
FYI. This survey was done by Prima Panama, which I found very
interesting in case anybody has interest in what is drawing so many
US and foreigners to Panama. Go to the web site and download the PDF
version if you want to see the several grafts.
Site: www.primapassport.com
Douglas Webster
62nd DPU 1968-69
Panama Realtor
dwebster@...
www.panamarealtor.com
Foreign Residents in Panama- A Survey of Motivations, Attitudes and
Preferences
Early this Fall, Prima Panama conducted a survey of foreign
residents in Panama to determine their motivations for relocating to
Panama, their attitudes about living here and their preferences
regarding the lifestyle choices they made once they arrived.
The data we collected offers valuable insights into the reason why
foreign residents chose Panama, where they live, what they like and
dislike and their general feelings about life in the country.
A total of 264 foreign residents responded over the Internet to our
survey questionnaire. Although not a scientific study, we believe
the results represent a fairly accurate picture of the foreign
community in Panama. The survey was conducted in August and
September, 2006.
Who They Are
Respondents to the survey are more likely to be men than women. 67%
of those answering the survey were men and 33% were women. Although
this ratio probably doesn't accurately reflect the actual mix, it's
probably safe to assume that more foreign men than women currently
reside in Panama.
People from 22 countries are represented in the survey. Not
surprisingly, the vast majority are from the United States (74%).
Canadians and European each represent 8% of the foreign population
in Panama, 1% originate in South America and all other countries
account for 9% of the total.
Politically, foreign residents are fairly evenly divided. 30% of the
respondents identified themselves as conservative, 26% indicated
they were liberal and 29% classified themselves as moderate.
Libertarians made up 11% of the survey total and 4% of the
respondents labeled themselves as "other".
Foreign residents in Panama are highly educated. 40% hold advanced
university graduate degrees and another 42% hold university degrees
meaning that 82% have graduated from college. 17% of the respondents
held a high school diploma.
Respondents to the survey held a variety of jobs and positions prior
to their move to Panama. Most however, were business men or women or
engaged in professional services. Professional Services was the
highest category with 31% of the total. Business owners make up 24%
of the total and Management/Administration account for 23% of the
total. A complete breakdown of all our categories is found in Chart
#1.
Chart #1Former Occupations31%23%24%2%6%14%Professional
ServicesManagement/AdministrationBusiness
OwnersConstructionEducational ServicesOther
Why They Came to Panama
When asked why they chose to live in Panama, foreign residents
ranked the cost of living as their primary motivation for moving
here. Nearly 92% of respondents listed the cost of living as the
most important factor influencing their decision. By contrast, only
6% ranked weather as their primary motivating factor while politics
back home and favorable taxes only accounted for 1% each.
69% of the respondents to our survey indicated that Panama was their
primary residence and live in Panama full time.
Where They Live
Foreign residents in Panama are concentrated in four main areas:
1. Panama City with 14% of the total
2. Chiriqui Highlands (Boquete and Volcan) at 65% of total
respondents
3. Bocas del Toro at 12% of the total
4. Pacific Beach areas (Coronado, San Carlos etc) with 4%
Only 6% of the respondents lived outside of these areas.
Chart #2Where They Live13.55%64.54%12.35%0.04%5.58%Panama
CityChiriqui HighlandsBocas del ToroPacific BeachesOther
When asked why they chose to live where they live, the cost of
living was the primary motivating factor for 42% of the respondents.
Interestingly, the next highest influencing factor was living near
friends or other foreigner in their community (23% indicated this
was their primary decision factor). Since there is a relatively high
concentration of foreigners living in the Boquete area, this may
help explain why Chiriqui has such a large percentage of our
respondents living there. Weather was also an important decision
factor with 20% of our respondents indicating this was a major
influence in their decision.
Living in Panama
76% of the people responding to our survey have lived in Panama for
three years or less. Most residents consider themselves full time
residents (63%), while 11% consider themselves permanent, but part
time residents (less than 9 months per year) and 26% consider
themselves part time residents (less than 6 months per year).
56% of the respondents living in Panama have Pensionado visas, 29%
live here as tourists, 10% as Permanent Residents and 5% have
Investor visas.
When asked what they miss most about life back in their home
country, 33% said a functional postal system, 31% indicated shopping
and 17% missed the entertainment options. 20% of the respondents
listed a variety of other things that they miss.
According to our survey, Panama is a very happy place with 99% of
the respondents saying they find the local people friendly.
From our earlier questions, we know that the low cost of living is
the primary motivating factor influencing people to move to Panama.
But what would make someone want to leave? A majority of foreign
residents (66%) cited political instability as a primary factor
in deciding to leave Panama. The next highest rated factor is a
rising cost of living, accounting for 17% of the total responses. An
increased crime rate concerned 7% of the respondents and health
related issues were a deciding factor for 5%. 6% of the respondents
cited a variety of other reasons that would influence them to leave
the country.
Although political instability is the major concern of foreigners
living in Panama, their perception of the current government is
quite positive. When asked if they feel secure with the current
Panamanian government, over 89% of the respondents answered yes.
Asked if they believe the government cares about foreign residents,
84% thought they did while only 16% felt the government didn't care
about them. However, the actual experience that foreign residents
have had with the Panamanian government tells a different story.
Asked to rate their experience dealing with the government or
governmental agencies, 32% rated their experience as poor, 62% rated
it good, while only 17% rated their experience as excellent.
Foreign residents are an active group. 88% indicated that they knew
about organized expatriate groups in Panama and 59% participated in
expatriate group activities.
The respondents to our survey participate in a wide variety of
activities in Panama. Chart #3 shows some of their interests and the
percentage of respondents who participate in these activities.
0%10%20%30%40%50%60%BicyclingOff Road DrivingSportfishingBird
WatchingBoatingHikingGardeningChart #3Foreign Resident Activities
The expatriate community is also very generous. 86% of the
respondents indicated that they contribute time or money to
charitable organizations, activities or events in their communities.
Our survey asked the respondents to rate a variety of services they
have received in Panama. The table below shows the results.
Excellent
Good
Poor
Getting your driver's license
30.38%
56.33%
13.29%
Getting your residency visa
21.86%
50.27%
27.87%
Setting up a telephone service (land line)
11.60%
35.91%
52.49%
Setting up a telephone service (cell phone)
36.28%
49.77%
13.95%
Arranging a mortgage
10.67%
33.33%
56.00%
Opening a bank account
24.55%
43.30%
32.14%
Purchasing car insurance
44.12%
51.76%
4.12%
Purchasing health insurance
37.69%
41.54%
20.77%
Working with a realtor
20.67%
46.37%
32.96%
Finding a property to purchase
37.16%
51.38%
11.47%
Purchasing a property
32.14%
50.00%
17.86%
Purchasing a car
33.33%
56.50%
10.17%
Finding an attorney
34.60%
48.10%
17.30%
An interesting observation resulting from this data is the
relationship between service and competition. Asked about their
experience setting up a telephone land line (where there is only one
company to choose from) over 52% of the respondents indicated that
they received poor service. When you contrast this with their
experience with setting up cell phone service (where there are two
carriers to choose from), you can clearly see that the service
levels were much higher. Also, the banking industry and realtors
scored low on their service levels.
Health Care
Health care is an important consideration for anyone considering a
move to Panama. With this in mind, we asked our survey participants
a series of questions concerning their experiences with the health
care system in Panama.
Asked if they have needed health care services in Panama, 64% of the
respondents indicated that they had. Further, when questioned about
the quality of the service they received, 53% rated the quality of
health care as excellent, 41% rated it as good and just 7% reported
receiving poor service. As far as the cost was concerned, 92% of the
people receiving health care services in Panama reported it as being
lower than similar services in their home country. Of those
respondents, 72% felt the cost was at least 30% lower than back home.
Curiously, only 36% of the survey participants said they have a
health insurance policy in Panama. However, for those that do, 92%
pay less than $300 per month for their policy and 64% pay just $100
or less per month.
Security
96% of foreign residents feel very safe in Panama. Only 23% report
having had any security problems while living here. Of the few
reported safety problems, 32% were personal incidents, 23% related
to vehicles and 45% had a problem in their home.
Travel
Foreign residents seem to want to maintain contact with their home
countries. 72% of the respondents to our survey say they travel back
to their home country at least once a year. They are also prolific
travelers within Panama. Over two thirds of the survey respondents
said they travel at least 3 times a year to other areas of Panama.
Only 7% of the total indicated that they travel less than once a
year within the country.
What They Bought – Real Estate Purchases in Panama
71% of the respondents spent less than $300,000 for their home and
property. 59% of the survey participants spent less than $250,000
and 34% spent less than $150,000.
77% of foreign residents live in homes with 3 bedrooms or less. 54%
live on a property of less than 1 hectare.
Only 12% of foreign homeowners used a mortgage to finance their
purchase.
71% have a paved road to their home, 82% have a reliable source of
drinking water and 73% report having a good internet connection at
home.
To further support our observation that the foreign community
maintains close ties back to their home country, 46% of the survey
respondents indicated that they still own a residence outside of
Panama.
Cost of Living
The low cost of living is the primary motivation for foreign
residents choosing to relocate to Panama.
Only 1% of the total respondents felt Panama was more expensive than
their home country. Just 7% felt is was the same, while an
overwhelming majority felt it was less expensive.
The chart below shows a comparison of perceptions about the cost of
living in Panama.
0%20%40%60%80%100%Less ExpensiveAbout the SameMore ExpensiveChart
#4Cost of Living in Panama
According to our survey participants, the cost of living is much
lower in Panama. 52% said their cost of living is more than 30% less
than their home country while just 2% indicated it was 10% less
expensive.
0%10%20%30%40%50%60%Less than 10%10% to 20% less20% to 30% lessMore
than 30%Chart #5How Much Less Expensive?
General Observations
We asked our participants some general questions concerning their
perceptions of Panama.
Interestingly, 84% of foreign residents enjoy their life in Panama
so much that they have recommended living here to other family
members or friend.
83% spend at least one hour per day on the Internet.
51% have considered opening a business in Panama.
However, life is not the perfect paradise here. We asked our
participants what frustrates them most about their lives here in
Panama. The vast majority of the respondents felt that governmental
bureaucracy was the biggest source of frustration for them. The
chart below shows a comparison of different complaints.
0%10%20%30%40%50%60%70%Governmental bureaucracyTrafficNoiseLanguage
barrierDisorganizationLack of servicesChart #6Panama Frustrations
SUMMARY
The overall impression from the data we collected is that life in
Panama is good. The low cost of living and the relative value of
real estate motivated foreigners to come to Panama. Once here, they
found what they were looking for and have been generally satisfied
with their experiences in the country.
Panama is considered to be a very safe and secure country to the
foreign residents living here. However, it appears that the security
they currently enjoy is tenuous at best. Although 89% of the
respondents said they felt secure with the current government, 66%
said that political instability is the main reason they would
consider leaving. This seems to indicate that they feel comfortable
now but have concerns about the future.
Clearly, government bureaucracy and red tape cause the most
frustration for foreigners living in Panama. But, the private sector
needs some improvement as well. Utilities services, particularly
when they are monopolies, along with the real estate industry and
banking service scored low marks with the survey participants.
The following have made their Wingate Inn Reservations and/or their
Dinner Reservations.
The Stan Bochniak (CA) 1959-62
The Loren Browns (VA) 1955-56
The Don Liebners (NC) 1958-59
The Terry Rohrs (AZ) 1957-59
The Jim Stranges (PA) 1965-67
The Jim Tripletts (AL) 1963-67
The Leo Zenters (MT) 1965-67
The Dick Chamberlains(VA) 1960-62
The Donald Taffurelli's(NY) 1953-55
The Gary Sinnotts(PA) 1961-64
The Gus Friscos (PA) 1957-58
The John Rolfs (TX) 1965-66
The Donald Forbes (GA) 1964-68
The Dan Stewart (TX), our Webmaster
The Ronn Hoover (TX), 1959-61
The Dick Posters (IA), 1957-59
Dolores "Dee" Moore (IA) friend of the Posters
The Roger Fransens (IL), 1958-60
We have a number of wonderful 62nd Veterans and Wives who are
celebrating an April Birthday that we want to congratulate.
4/5: JoAnn Seibert (IN),Bob's wife,1957-59
4/13:Dora Lee Brown(VA),Loren's wife, 1955-56
4/19:Jim Ryan(MD), 1958-63
4/21:Pam Sinnott(PA),Gary's wife,1961-64
4/25:Bob Dahlstrom(MD),1958-59
4/26:Barb Poster(IA),Dick's wife, 1957-59
4/27:Terry Rohr(AZ),1957-59
4/27:Shirley Fransen(IL), Roger's wife, 1958-60
4/28:Gus Frisco(PA),1957-58 (Ft.Amador MP)
4/30:Carolyn Wisnewski(FL),Walt's wife,1955-56
We want to wish them a Happy Birthday Celebration and a very special
day!
62nd MRU/DPU Veterans
We have some special people celebrating
March birthdays. We want to wish them a Happy Birthday.
3/3: Tony Borrelli(NY),1957-58
3/8: Bill Howard(IL),1965-67
3/9: Carmela Bochniak(CA), Stan's wife,1959-62
3/26:Don Spivey(SC),1964-67
We sure do hope that Tony, Bill, Carmela and Don have a very special
day with family and friends.
All the best,
From the 62nd MRU/DPU & Detachment #1 Veterans
We are looking forward to our 2006 Reunion at
Ft.Jackson/Columbia, SC We're pleased to announce that the following
are bound for our "Ocean to Ocean Friendships #4" during Sept. 21-24,
2006 having made their hotel reservations and/or dinner reservations.
We are looking forward to our 2006 Reunion at Ft.Jackson/Columbia, SC
We're pleased to announce that the following are bound for our "Ocean
to Ocean Friendships #4" during Sept. 21-24, 2006 having made their
hotel reservations and/or dinner reservations.
Stan Bochniak (CA) 1959-62
The Loren Browns (VA) 1955-56
The Don Liebners (NC) 1958-59
The Terry Rohrs (AZ) 1957-59
The Jim Stranges (PA) 1965-67
The Jim Tripletts (AL) 1963-67
The Leo Zenters (MT) 1965-67
The Dick Chamberlains(VA) 1960-62
The Donald Taffurelli's(NY) 1953-55
The Gary Sinnotts(PA) 1961-64
The Don Forbes(GA) 1964-68
Others will be making their reservations and dinner
reservations. Stay tuned for more in the near future.
The 2006 Reunion Committee
Loren Brown
Don Liebner
Terry Rohr
See "Ya" in Columbia!
The 2006 Reunion Committee
We have some wonderful folks celebrating February
Birhdays that we want to recognize.
2/6: George Feist(CA),1944, WW2 Veteran
2/8: Tom Bader(TX),1955-58
2/12: Gary Stahl(IL),1965-67
2/19: Glenn Isett(PA),CZ 1958-59/PR '59-60
2/22: Jean Liebner(NC),Don's wife,1958-59
Happy Birthday, All and have a very special day!
Happy 35th Anniverary to Terry and Carol Rohr(AZ)who celebrated their
anniversary on Jan 18th!Terry served with the 62nd between 1957-59.
Congratulations from the 62nd MRU/DPU Association
Wishing all the 62nd MRU/DPU Veterans and
Family Members a Healthy and Happy New Year in 2006!!!
We are looking forward to seeing everyone at the Unit's Reunion in
Columbia, SC with our Reunion Dinner at Ft. Jackson's NCO Club in
September 2006. It has been good hearing from folks about
attending the reunion.
Leo & Lucy Zenter(MT) write, "We are getting anxious for September to
get here."
Jim Strange (PA) has been encouraging several of his former buddies
to make the reunion.
Harry & Audrey Wister(PA) are hoping to make the reunion.
Don & Jean Liebner
----------------------------------------------------------------------
----------
Happy Birthday Greetings to Connie,Lucy & Bruni!!!
Three wives of the 62nd MRU/DPU & Detachment #1 Family will be
celebrating their birthdays this month, namely:
Jan.10: Connie Carbone,Roger's wife(VA),5/60-6/62
Jan.17: Lucy Zenter,Leo's wife(MT),9/65-6/67
Jan.17: Bruni Lechak,Al's wife(VA),CZ 6/58-3/59 & PR 4/59-1/61
May you all have a wonderful birthday celebration.
Don & Jean Liebner
We have two of the fellows' wives celebrating birthdays in December.
So, we want to wish them a very Happy Birthday...
12/12: Daisy Campbell(MO),Jim's wife, 1957-58
12/23: Carol Rohr(AZ),Terry's wife, 1957-59
We do hope that they will have a very special day
in celebrating their lives with their family and loved ones.
We are looking forward to seeing both of these couples at our 2006
Reunion at Ft.Jackson/Columbia,SC.
All the best from the 62nd MRU/DPU Veterans
It's good to hear that reservations are being made for our "Ocean to
Ocean Friendships #4" 2006 Reunion in September 2006. We have the
following with booked rooms, namely:
Stan Bochniak (CA) 1959-62
The Loren Browns (VA) 1955-56
The Don Liebners (NC) 1958-59
The Terry Rohrs (AZ) 1957-59
The Jim Stranges (PA) 1965-67
The Jim Tripletts (AL) 1963-67
The Leo Zenters (MT) 1965-67
We have an estimated 24 additional attendees who are planning to make
the reunion and about 8-10 others that are interested if
circumstances and schedules allow.
We'll be sharing the names of those who are planning to make the
reunion in a future Guestbook entry.
Your 2006 Reunion Committee
Loren Brown
Don Liebner
Terry Rohr
----------------------------------------------------------------------
----------
At long last, the Southsiders and all Chicago can celebrate having
the 2005 World Series Champions, after waiting 88 years. What a
fantastic regular season and dynamic postseason string of victories.
Finishing the regular season by winning the last two games against
the Detriot Tigers and sweeping three games from the Cleveland
Indians, three games from the Boston Red Sox, winning four of five
games from the LA Angels for the ALCS, the White Sox ended with a 16-
1 record , including the 11-1 postseason play. The total runs
difference in the World Series against the Houston Astros was only 6
runs. Then, to win a well pitched Game 4 by a score of 1-0, the White
Sox clinched the 2005 World Series with a dramatic finish.
Growing up on the Southside of Chicago and attending the White Sox
games with my dad, he made an early and life long White Sox fan out
of me. How he would have loved to see his favorite White Sox win the
World Series.
Jean and I had great box seats in front of our TV set and watched
every game. Yes, even staying up till 2:15 am (EST)of the thrilling
14 inning game with the game winning 7-6 homer by #22 Scott
Podsednik, White Sox Left Fielder. (Scott was born in West,TX)
The Houston Astros Owner was very gracious in defeat, He was equally
encouraging to his team for the remarkable season by making it into
the World Series.
It was a nail bitter of a World Series as both teams played each
other down to the wire. The White Sox pitchers prevailed backed by
outstanding defensive play and timely hitting both long and small
ball. WOW...Wonderful Our White Sox!!!
Don and Jean Liebner
PS: Back in 1959 when the White Sox played the LA Dogers in the World
Series, we had just returned to Chicago in June 1959 from serving at
Ft. Amador . So, it's been a long 46 years wait seeing them in
another World Series and what a joyful outcome in 2005.
November Birthday Greetings to the following 62nd MRU/DPU member and
family members are in order, namely;
11/03: Roger Carbone(VA),5/60-6/62
11/05: Martha Dahlstrom(MD), Bob's wife,1/58-6/59
11/16: Betty Borrelli(NY),Tony's wife,5/57-11/58
Happy Birthday to Roger, Martha and Betty!!! May each of you have a
wonderful time celebrating your special day with your loved ones.
It's been good spending time together with each other at our reunions.
Recently, Betty Borrelli had a knee replacement which has been healing
nicely. We had also spoken with Tony who had an abodominal hernia
repair. We want to wish a full and speedy recovery to Tony.
Have a great Birthday folks!!!
The 62nd MRU/DPU Group
Three of our 62nd MRU/DPU Veterans are celebrating birthdays in
October. It's with great pleasure to recognize and wish them a very
Happy Birthday!!!
10/04: Ronn Hoover(TX),1959-1961
10/14: Stan Bochniak(CA),1959-1962
10/17: John Rolf(TX), 1965-1966
Have a wonderful time celebrating your special day with your loved
ones and friends.
Sincerely,
Don & Jean Liebner
It's with great pleasure to announce an upcoming 50th
Wedding Anniversary...September 25th!!!
Gus and Jean Frisco (PA) will be celebrating their 50th
Anniversary on Sept. 25th!
He and Jean were in the Canal Zone when Gus served as an MP. They
lived in Panama with Tony and Betty Borrelli for a time when both
couples shared an apartment.
Gus and Jean have been at all of our reunions. They are a wonderful
couple to know and add that spice of life at the reunions.
We wish them many more celebrations, good health and
God's blessing.
Don and Jean Liebner
We have a couple of former 62nd Memebers
who are celebrating their birthdays in September.
Happy Birthday to:
9/18: Dick Chamberlain (VA), 1960-62
9/28: Bob Seibert (IN), 1957-59
On behalf of all the 62n MRU/DPU Veterans, we want to wish them a
wonderful celebration on their special day.
Have a great day!
Don & Jean Liebner
62nd MRU, 1958-59
Taps for Manny Garcia
We were saddened to hear recently that Manuel(Manny)Garcia
had passed away in Nov. 2004.
Manny was with the 62nd MRU from 9/56-3/59. He is pictured with Jim
Scarpello on the website's Page 2. Terry Rohr and Manny bunked on the
second floor of the MRU Barracks. They made SP5 at the same time.
Manny retired a couple of years ago from his IT position in Miami,
Florida.
We wish to express our deepest sympathy to his dear wife, Martha, and
the Garcia Family.
Respectfully,
The 62nd MRU/DPU Veterans
DL