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ING DIRECT, FDIC insured bank offering one of the highest savings rates with no fees and no minimums. ING Direct also provides competitive Certificate of. Is it discrimination to cancel a customer's checking account for their bad credit? ING Direct has done so to Nick, who emailed me (and Consumerist) a. Jun 14, 2007. No fees. No frills. Arkadi Kuhlmann has shown the world how to do online banking right. Now the trick is to stay ahead of the imitators. This review covers the ING Direct online savings account. Learn the basics about the ING Direct offer, and find out about any extras. Apr 20, 2008. Links updated June 23rd, 2008. Welcome to the self-service $25 ING Direct signup promotion center at Blueprint for Financial Prosperity. I wasn't so sure how well I would take to an online checking and savings account set up. I use.